Legal Video Library: Debt & Bankruptcy Insights with Professor Hernandez

Welcome to the central hub for my latest debt relief videos found on my YouTube Channel. These videos are designed to bridge the gap between complex legal theory and your everyday financial reality.

Whether you are navigating the 2026 economic shift, dealing with a difficult family law case, or exploring debt relief options, you will find clear, evidence-based guidance here to help you move forward with confidence. Have an idea for a video. Then feel free to send me an email with your idea.

By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).

The Economy

In this section, I discuss the issues and forces currently impacting your wallet. From debunking political myths surrounding tariffs and national spending to analyzing how landmark Supreme Court decisions filter down to the average consumer. These videos provide the “big picture” context you won’t find on the evening news.

I focus on the issues that matter to you most and are fundamentally reshaping the U.S. economy in 2026.

Retail News

The retail sector is often the “canary in the coal mine” for a broader bankruptcy explosion. Here, I track high-profile retail crises and corporate defaults to explain what they mean for the economy at large.

By analyzing why major brands like Saks Fifth Avenue have filed for bankruptcy, as we witnessed a substantial surge in corporate bankruptcies last year, I provide a preview of the financial trends that eventually affect consumer credit, employment, and the availability of goods.

Family Law

Legal “bullyism” is nowhere more prevalent than in family court. This section features videos that cut through the emotional noise of divorce, child support, and custody battles to focus on the cold, hard facts of the law.

I discuss the most common misconceptions, such as whether you’ll lose the house in a divorce, to ensure you are making decisions based on legal reality rather than intimidation or fear.

Debtor and Creditor Law

This is the core of financial recovery. In this section, I explore the specific mechanics of debt relief, including the Chapter 7 guide 2026, and Chapter 13. These videos provide practical, step-by-step insights into dealing with aggressive creditors, understanding the means test, and utilizing federal bankruptcy law as a strategic tool for a permanent financial reset and a fresh start.

For prior videos and archives, follow this link.

Professor Hernandez is an attorney specializing in consumer finance and debt relief. He is the published author of Consumer Bankruptcy Law (Routledge Publishing) and teaches law and finance courses in both English and Spanish for an international university.

You can find additional categories by clicking below or by using the search feature at the top of this page:

Please note that the information on this site does not constitute legal advice and should be considered for informational purposes only.

This page is updated regularly with new articles and videos. Feel free to check back regularly.