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“Cover image for Illinois Bankruptcy Exemptions article on Bankruptcy.blog showing the Illinois state outline, Chicago skyline, and a judge’s gavel resting on a bankruptcy law book beside open legal documents
Exemptions

Illinois Bankruptcy Exemptions: Eligibility and Required Schedules

Alexander Hernandez 10 min read
Judge’s gavel and brass scales of justice beside an open law book, with faint § 523(a)(6) text from the Bankruptcy Code visible in the background—symbolizing nondischargeable debts under Chapter 7. Featured on Bankruptcy.blog.
Bankruptcy

What the Shilo Sanders Bankruptcy Case Teaches About §523(a)(6) Discharge Exceptions

Alexander Hernandez 5 min read
North Dakota Bankruptcy Means Test Guide cover showing the Quentin N. Burdick U.S. Courthouse, state and U.S. flags, and official forms 122A‑1 and 122A‑2 on a desk — part of Bankruptcy.blog.
Means Test

North Dakota Bankruptcy Means Test Figures for 2026

Alexander Hernandez 5 min read
Cover photo for Idaho Bankruptcy Means Test Guide on bankruptcy.blog showing the Idaho State Capitol and snow‑capped mountains at sunset. In the foreground are a judge’s gavel, brass scales, a “Bankruptcy Court” folder labeled “Means Test” with Chapter 7 and Chapter 13 checkboxes, and a calculator resting on bankruptcy forms.
Means Test

Idaho Bankruptcy Means Test: Updated Figures and Forms

Alexander Hernandez 7 min read
Cover image for New York Bankruptcy Means Test Guide on Bankruptcy.blog showing the Statue of Liberty, the New York City skyline, and legal elements such as a bankruptcy form, calculator, and judge’s gavel, symbolizing financial eligibility and Chapter 7 qualification in New York.
Means Test

The New York Bankruptcy Means Test: Figures and Forms (2026)

Alexander Hernandez 5 min read
Cover image for North Carolina Bankruptcy Means Test on Bankruptcy.blog showing the North Carolina flag overlaying a state map, a judge’s gavel, calculator, and Form 122A‑1 paperwork with the Raleigh skyline in the background — representing income limits and eligibility for Chapter 7 bankruptcy in North Carolina.
Means Test

North Carolina Bankruptcy Means Test: Figures and Forms

Alexander Hernandez 6 min read
Cover photo for Bankruptcy.blog showing car keys, a judge’s gavel with a bankruptcy law book, and a “Driver’s License Suspended” notice illustrating the connection between DUI charges, bankruptcy, and license reinstatement.
Bankruptcy

When Bankruptcy Meets a DUI: Discharging Debt vs. Restoring a Driver’s License

Alexander Hernandez 5 min read
Cover image for Bankruptcy.blog article titled “Chapter 13 Confirmation Hearing Delays,” showing a courtroom scene with a judge, attorney, and gavel in focus, symbolizing the confirmation process and hearing continuances in Chapter 13 bankruptcy cases.
Bankruptcy

Chapter 13 Confirmation Hearings: What to Expect and Why They Are Delayed

Alexander Hernandez 5 min read
Cover image for a Bankruptcy.blog article titled Small Business Bankruptcy Debt Limits, featuring a cracked metallic dollar sign centered between a calculator and a pen on financial documents, with courthouse columns and a rising financial chart in the background.
Bankruptcy

The New 2026 Small Business Bankruptcy Debt Limits Under Chapter 11

Alexander Hernandez 3 min read
Abstract financial cover for Bankruptcy.blog article Chapter 13 Eligibility and §109(e) Debt Limits, showing red and green bars, calculator, and charts.
Bankruptcy

Chapter 13 Eligibility and §109(e) Debt Limits

Alexander Hernandez 5 min read
A wooden gavel next to a torn paper reading "BANKRUPTCY," illustrating shared account reporting errors and credit report impacts for co-debtors on bankruptcy.blog.
Bankruptcy

Credit Report Impact on Co‑Debtors When Someone Else Files Bankruptcy

Alexander Hernandez 6 min read
Foreclosure sign in front of a suburban home with the title ‘Short Sale vs. Bankruptcy: Strategic Exit Options’ — article cover for Bankruptcy.blog
Bankruptcy

Short Sale or Bankruptcy? Evaluating Your Strategic Exit Options

Alexander Hernandez 6 min read
A yellow foreclosure notice taped to a wooden door beside the words “Facing Foreclosure?” for Bankruptcy blog article on foreclosure costs of delay.
Bankruptcy

The Rise in Foreclosures: Why Acting Early Saves Your Home and Your Money

Alexander Hernandez 7 min read
A twilight view of a suburban home with a foreclosure sign in the yard and a document labeled “Personal Liability” resting beside a gavel, illustrating accidental landlord foreclosure risks for Bankruptcy.blog.
Bankruptcy

The LLC Illusion: Accidental Landlords and Personal Liability in Foreclosures

Alexander Hernandez 6 min read

ExemptionsView All

Banner for “Maine Bankruptcy Exemptions” with a blue Maine outline, justice scales, the Bangor U.S. Courthouse, and the Bankruptcy.blog label.
Exemptions

A Guide to Understanding Maine Bankruptcy Exemptions

Alexander Hernandez 6 min read

Maine bankruptcy exemptions explained for 2026, including homestead, vehicle, personal property, and residency rules. Learn what assets you can protect in Chapter 7 or 13.

Graphic cover for bankruptcy.blog‑louisiana‑bankruptcy‑exemptions‑guide showing a blue silhouette of Louisiana with yellow scales of justice, white text reading ‘Louisiana Bankruptcy Exemptions,’ and the Louisiana State Capitol building under a blue sky.
Exemptions

A Guide to Understanding Louisiana Bankruptcy Exemptions

Alexander Hernandez 7 min read
Cover image for Kentucky Bankruptcy Exemptions on Bankruptcy.blog — featuring bold white title text over a blue silhouette of Kentucky with golden scales of justice and the Kentucky State Capitol in the background.
Exemptions

A Guide to Understanding Kentucky Bankruptcy Exemptions

Alexander Hernandez 8 min read
Square cover image for Kansas Bankruptcy Guide on Bankruptcy.blog, featuring the Kansas State Capitol dome beneath a golden sky with the title “KANSAS BANKRUPTCY GUIDE” in bold white letters. Highlights Kansas bankruptcy exemptions and asset protection themes.
Exemptions

A Guide to Understanding Kansas Bankruptcy Exemptions

Alexander Hernandez 6 min read
Alt text: “Cover photo for Iowa Bankruptcy Exemptions on Bankruptcy.blog showing a faded Iowa state flag beside courthouse columns, symbolizing Iowa’s legal system and bankruptcy protections
Exemptions

A Guide to Understanding Iowa Bankruptcy Exemptions & Protecting Your Assets

Alexander Hernandez 7 min read

BankruptcyView All

Close-up of a 'PETITION FOR BANKRUPTCY' form with a pen resting on it, next to a column of numbers. White text on a blue background reads 'Filing the Proof of Claim' and 'Bankruptcy.blog'.
Bankruptcy

How to File a Proof of Claim in Any Consumer Bankruptcy Case

Alexander Hernandez 9 min read

A professor’s essential guide on filing Official Form 410 (Proof of Claim). Learn how to secure your consumer deposit and claim priority status under 11 U.S.C. § 507.

A person holding a credit card over a laptop screen displaying a "Black Friday Limited Time Offer" with "Start Shopping" button, symbolizing the temptation and risks of Black Friday purchases that could lead to bankruptcy fraud. Source: bankruptcy.blog.
Bankruptcy

Black Friday & Bankruptcy: The Dangers of Using Credit Cards Before Filing

Alexander Hernandez 5 min read
Approved car loan application and car key with a keyfob. A debtor in Chapter 13 bankruptcy must still get court approval before signing. (bankruptcy.blog)
Bankruptcy

Buying a Car While in Chapter 13: The Critical Steps Every Debtor Must Know

Alexander Hernandez 5 min read
A close-up image of a Chapter 13 Bankruptcy court form lying on a wooden desk next to a judge's gavel. The bold text "CHAPTER 13 BANKRUPTCY" is prominently featured on the document, symbolizing the start of a Chapter 13 payment plan. The bottom of the image includes the watermark: Bankruptcy.blog.
Bankruptcy

The Surprise Chapter 13 Bankruptcy Debtors Rarely See Coming: The Plan Payment is Not Permanent

Alexander Hernandez 4 min read
A pen rests on a bankruptcy petition form titled "BANKRUPTCY PETITION FOR" with a financial spreadsheet showing income and expenses in the background. The image relates to Schedule I (Income) and Schedule J (expenses) guidance on bankruptcy.blog.
Bankruptcy

Schedule I (Income) of the Bankruptcy Petition: Avoid Pitfalls That Force Chapter 13 or Dismissal

Alexander Hernandez 6 min read