Wednesday, June 24, 2026
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Bankruptcy.Blog

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Cover photo for bankruptcy.blog showing lift automatic stay motion in bankruptcy with gavel, house, and foreclosure documents
Bankruptcy

Understanding Creditor Motions to Lift the Automatic Stay

Alexander Hernandez 6 min read
Bankruptcy.blog cover photo for refile bankruptcy after dismissal showing a gavel, a foreclosure notice, and a bankruptcy dismissed document on a desk
Bankruptcy

Handling a Bankruptcy Dismissal: How to File a Motion to Shorten the Prejudice Period

Alexander Hernandez 6 min read
Bankruptcy.blog cover photo showing a judge’s gavel resting on a bankruptcy petition stamped ‘DISMISSED,’ surrounded by foreclosure and past‑due notices, illustrating common reasons bankruptcy cases are dismissed.
Bankruptcy

Why Bankruptcy Cases Get Dismissed: The Real Reasons Behind Chapter 7 & 13 Failures

Alexander Hernandez 4 min read
A professional cover image for Bankruptcy.blog illustrating bankruptcy bad faith serial filings shows a judge’s gavel resting on bankruptcy documents beside balanced scales of justice, symbolizing court oversight and the consequences of repeat filings made in bad faith.
Consumer Bankruptcy Law

Bad Faith and Serial Filings: Bankruptcy Stay Restrictions | Prof. Hernandez

Alexander Hernandez 5 min read
Deep‑navy split image with Scales of Justice showing U.S. Trustee (Oversight) and Case Trustees (Administration) for bankruptcy.blog article us‑trustee‑vs‑bankruptcy‑trustee.
Consumer Bankruptcy Law

Administrative Structure: The U.S. Trustee and the Bankruptcy Case Trustees

Alexander Hernandez 6 min read
A two‑story home with a red “Remove Lien” stamp and a gavel symbolizing bankruptcy judgment relief, created for Bankruptcy.blog.
Bankruptcy

Wiping Out Judicial Liens with Bankruptcy to Sell Your Home & Keep the Equity

Alexander Hernandez 7 min read
Cover image for Bankruptcy.blog article “bankruptcy lien avoidance 522f,” showing a foreclosure notice labeled “Judgment Lien” beside Lady Justice, a gavel, and a bankruptcy document under the title “Bankruptcy Lien Avoidance — Under 11 U.S.C. Section 522(f)
Bankruptcy

Removing Liens: Bankruptcy Lien Avoidance Under 11 U.S.C. § 522(f)

Alexander Hernandez 6 min read
Cover image for judgment proof vs statute of limitations on Bankruptcy.blog showing a split courtroom scene with shield and calendar.
Bankruptcy

What It Means to Be Judgment-Proof

Alexander Hernandez 7 min read
Cover photo for bankruptcy.blog depicting a legal gavel and vehicle keys on top of Chapter 7 Bankruptcy Court legal forms. This visual represents the core guide on chapter 7 bankruptcy and car loans.
Bankruptcy

Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?

Alexander Hernandez 8 min read
**Short Alt Text:** Cover image showing a red “PAYDAY” calendar, dollar bills, and a yellow warning sign beside the title *Why You Should Never File Bankruptcy on Payday*.
Bankruptcy

Why You Should Never File for Bankruptcy on Payday

Alexander Hernandez 5 min read
A legal scale, gavel, and documents referencing 11 U.S.C. Section 541 for a bankruptcy.blog article detailing the risks of passive business ownership bankruptcy, featuring a corporate pie chart illustrating a 25% minority share.
Bankruptcy

The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy

Alexander Hernandez 6 min read
Cover photo for Bank Account Signatory Bankruptcy Asset on Bankruptcy.blog, showing a pen above a signature line with a gavel and trustee file, symbolizing signatory vs. ownership distinction.
Bankruptcy

Signatory vs. Owner: Is that Bank Account Actually Your Asset in Bankruptcy?

Alexander Hernandez 5 min read
Cover photo for spousal corporation personal bankruptcy risks on Bankruptcy.blog showing corporate documents, scales of justice, and bankruptcy law book.
Bankruptcy

The Danger of Being a “Silent” Business Owner in Personal Bankruptcy

Alexander Hernandez 7 min read
Joint bank account parents bankruptcy cover photo for Bankruptcy.blog showing legal books, courthouse, and shield labeled “Convenience Account Defense.”
Bankruptcy

The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?

Alexander Hernandez 8 min read

Insights & AnalysisView All

Cover image for Bankruptcy.blog article “Facing Mortgage Foreclosure Options and Bankruptcy Protections,” showing a foreclosure sign in front of a distressed home with legal symbols — a gavel and scales of justice — representing homeowner rights and bankruptcy protections.
Insights & Analysis

Facing Mortgage Foreclosure: Strategic Options and Bankruptcy Protections

Alexander Hernandez 9 min read

Learn your options when facing mortgage foreclosure, including refinancing, loan mods, and bankruptcy protections.

Cover image for Bankruptcy.blog showing the Bankruptcy Belt homestead exemptions crisis — a warm amber illustration of Southern states, a distressed home, and financial strain symbols.
Insights & Analysis

Trapped in the Bankruptcy Belt: How Soaring Equity Limits Chapter 7

Alexander Hernandez 7 min read
Cover photo illustrates the link between rising national debt and consumer bankruptcy. The split-screen contrasts the U.S. Treasury, marked with a $38.5 trillion national debt ticker, against a strained family monthly budget sheet and a past due notice on a kitchen table. The Bankruptcy.blog watermark is in the lower left.
Insights & Analysis

How the National Debt is Forcing Consumers into Debt and Bankruptcy

Alexander Hernandez 7 min read
Cover photo for Can You Go to Jail for Debt article on Bankruptcy.blog showing a subpoena, failure to appear notice, and gavel symbolizing debt collection contempt and court process.
Insights & Analysis

Can You Go to Jail for Debt? The Reality of Debtors’ Prisons

Alexander Hernandez 6 min read
Graph showing chapter 7 outpacing chapter 13 consumer bankruptcy filings, featured on bankruptcy.blog.
Insights & Analysis

Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases

Alexander Hernandez 6 min read

BankruptcyView All

Infographic comparing the 2026 federal bankruptcy homestead cap of $214,000 for recent movers versus the $31,575 federal homestead exemption floor. Provided by Bankruptcy.blog.
Bankruptcy

The 1,215 Day Rule versus the Federal Exemptions. Which Law Protects Your Home in 2026?

Alexander Hernandez 3 min read

Confused by the $214,000 cap and the $31,575 exemption? This head-to-head comparison explains which federal bankruptcy number protects your home equity in 2026.

A wooden gavel resting on a leather-bound book titled "BANKRUPTCY LAW" in a blurred library setting, featuring the Bankruptcy.blog logo at the bottom focusing on the motion for relief from the automatic stay.
Bankruptcy

The Motion for Relief from Stay Versus The Automatic Stay

Alexander Hernandez 5 min read
Official Form 107 Statement of Financial Affairs for Individuals Filing for Bankruptcy header, a key part of the petition guide on Bankruptcy.blog.
Bankruptcy

The Statement of Financial Affairs (SOFA) on the Bankruptcy Petition

Alexander Hernandez 16 min read
An image of Official Form 103B, "Application to Have the Chapter 7 Filing Fee Waived," which is used to request a waiver of the filing fee for a chapter 7 bankruptcy. This form is not applicable to a chapter 13 bankruptcy.
Bankruptcy

A Payment Plan or Applying for a Waiver of the Bankruptcy Filing Fees

Alexander Hernandez 7 min read
The Arizona state flag painted on a brick wall, with ‘bankruptcy.blog’ written across the bottom, emphasizing the Arizona bankruptcy court, Arizona bankruptcy trustee, and Arizona bankruptcy exemptions.
Bankruptcy

Understanding Bankruptcy Exemptions in Arizona: Protecting Your Assets

Alexander Hernandez 6 min read

Debts & Dollars