Tuesday, June 16, 2026
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Bankruptcy.Blog

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Cover photo illustrates the link between rising national debt and consumer bankruptcy. The split-screen contrasts the U.S. Treasury, marked with a $38.5 trillion national debt ticker, against a strained family monthly budget sheet and a past due notice on a kitchen table. The Bankruptcy.blog watermark is in the lower left.
Insights & Analysis

How the National Debt is Forcing Consumers into Debt and Bankruptcy

Alexander Hernandez 7 min read
Cover photo for chapter‑7‑bankruptcy‑trustee‑powers on Bankruptcy.blog showing Lady Justice, a gavel, and a “Bankruptcy Code” document with keys and a small house symbolizing trustee powers, avoidance, and abandonment under Chapter 7.
Consumer Bankruptcy Law

Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers

Alexander Hernandez 9 min read
Cover photo for bankruptcy.blog depicting a legal gavel and vehicle keys on top of Chapter 7 Bankruptcy Court legal forms. This visual represents the core guide on chapter 7 bankruptcy and car loans.
Bankruptcy

Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?

Alexander Hernandez 8 min read
Cover image for Structural Overview of the Bankruptcy Code article on Bankruptcy.blog, featuring stacked labeled blocks for Chapters 7, 13, 11, 12, and 9 beside the book Consumer Bankruptcy Law (Routledge Publishing), a gavel, and a bankruptcy petition form symbolizing the structure of U.S. bankruptcy law.
Consumer Bankruptcy Law

Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez

Alexander Hernandez 10 min read
Cover photo for Can You Go to Jail for Debt article on Bankruptcy.blog showing a subpoena, failure to appear notice, and gavel symbolizing debt collection contempt and court process.
Insights & Analysis

Can You Go to Jail for Debt? The Reality of Debtors’ Prisons

Alexander Hernandez 6 min read
**Short Alt Text:** Cover image showing a red “PAYDAY” calendar, dollar bills, and a yellow warning sign beside the title *Why You Should Never File Bankruptcy on Payday*.
Bankruptcy

Why You Should Never File for Bankruptcy on Payday

Alexander Hernandez 5 min read
A legal scale, gavel, and documents referencing 11 U.S.C. Section 541 for a bankruptcy.blog article detailing the risks of passive business ownership bankruptcy, featuring a corporate pie chart illustrating a 25% minority share.
Bankruptcy

The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy

Alexander Hernandez 6 min read
Cover photo for Bank Account Signatory Bankruptcy Asset on Bankruptcy.blog, showing a pen above a signature line with a gavel and trustee file, symbolizing signatory vs. ownership distinction.
Bankruptcy

Signatory vs. Owner: Is that Bank Account Actually Your Asset in Bankruptcy?

Alexander Hernandez 5 min read
Cover photo for spousal corporation personal bankruptcy risks on Bankruptcy.blog showing corporate documents, scales of justice, and bankruptcy law book.
Bankruptcy

The Danger of Being a “Silent” Business Owner in Personal Bankruptcy

Alexander Hernandez 7 min read
Joint bank account parents bankruptcy cover photo for Bankruptcy.blog showing legal books, courthouse, and shield labeled “Convenience Account Defense.”
Bankruptcy

The Convenience Bank Account Trap: Can a Trustee Take Your Parents’ Money?

Alexander Hernandez 8 min read
A professional legal analysis graphic from Bankruptcy.blog featuring a 529 college savings plan jar wearing a miniature graduation cap next to a judicial gavel, a Chapter 7 bankruptcy petition, and authoritative law books.
Bankruptcy

Can the Bankruptcy Trustee Take Your 529 College Plan?

Alexander Hernandez 5 min read
A split-screen comparison graphic from Bankruptcy.blog detailing a child-savings-account-bankruptcy scenario. The left side shows a standard savings account seized by a bankruptcy estate gavel, while the right side shows a protected UTMA/UGMA custodial account covered by a safety shield.
Bankruptcy

Is Your Child’s Bank Account Safe in Bankruptcy?

Alexander Hernandez 7 min read
A close-up of a financial document layout for bankruptcy.blog featuring a clean bank statement ledger with a pen, sitting next to a professional legal binder labeled bankruptcy.
Bankruptcy

What Are “Clean Bank Statements in Bankruptcy?

Alexander Hernandez 7 min read
Foreclosure surge 2026 illustration showing a house, foreclosure sign, and legal symbols representing homeowner rights and Chapter 13 bankruptcy — Bankruptcy.blog.
Bankruptcy

Foreclosures Are Rising: Understanding Your Rights in a Judicial vs. Non‑Judicial State

Alexander Hernandez 6 min read

Insights & AnalysisView All

Graph showing chapter 7 outpacing chapter 13 consumer bankruptcy filings, featured on bankruptcy.blog.
Insights & Analysis

Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases

Alexander Hernandez 6 min read

Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.

Cover photo for Redfin Delisting Surge: Buying Time Strategy on bankruptcy.blog, showing a delisted home and foreclosure notice symbolizing financial strain.
Insights & Analysis

The Redfin Delisting Surge: The  “Buying Time” Strategy

Alexander Hernandez 8 min read
United States map showing bankruptcy surge in 49 states, illustrating ABI report data and consumer debt trends — Bankruptcy.blog.
Insights & Analysis

Mapping the Bankruptcy Surge: Newsweek Report Means Struggling Households

Alexander Hernandez 6 min read
Graph from Bankruptcy.blog detailing a consumer bankruptcy surge, with text highlighting economic shock and financial pressure as analyzed in the Moody's Analytics report.
Insights & Analysis

Why the Moody’s Analytics Report Signals a Consumer Bankruptcy Surge

Alexander Hernandez 6 min read
Federal Reserve chart showing rising household debt by age group and its growing impact on seniors.
Insights & Analysis

The $18.8 Trillion Household Debt Crisis: Why Older Americans Are Struggling Financially

Alexander Hernandez 5 min read

BankruptcyView All

Professor's Guide to Bankruptcy Schedule G Executory Contracts and Leases Form
Bankruptcy

Professor: What to List on Bankruptcy Schedule G.

Alexander Hernandez 4 min read

Professor’s guide to Schedule G: Avoid common mistakes with leases and executory contracts.

Bankruptcy.blog. The chapter 13 guide 2026. A photo of the Chapter 13 petition, a financial reorganization or wage earner's plan for 2026 to stop foreclosure and save assets.
Bankruptcy

Chapter 13 Bankruptcy Guide 2026 | Stop Foreclosure & Protect Assets

Alexander Hernandez 5 min read
Professor's guide to Chapter 7 bankruptcy, liquidation, and means testing, showing legal books and a gavel.
Bankruptcy

Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

Alexander Hernandez 4 min read
A professional microphone and headphones on a dark surface with the text ‘Stopping Foreclosure’ by using the automatic stay and the suggestion of bankruptcy with Chapter 7. The URL ‘Bankruptcy.Blog’ in smaller font at the bottom right corner.
Bankruptcy

Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)

Alexander Hernandez 6 min read
A bankruptcy trustee stands with crossed arms in a professional setting, representing the 341 meeting of creditors. The blurred background suggests a meeting environment with participants
Bankruptcy

What to Expect at the 341 Meeting of Creditors

Alexander Hernandez 3 min read

Debts & Dollars