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Thursday, October 23, 2025
Latest:
  • Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?
  • The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project
  • Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
  • Chapter 7 Bankruptcy: When to Surrender Your Car
  • Professor: What to List on Bankruptcy Schedule G.

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A close-up view of a severe collision between two cars, illustrating the financial damage and liability from a car accident that often requires driver's license reinstatement after bankruptcy.
Bankruptcy

Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?

Alexander Hernandez 5 min read
A gavel rests on a bankruptcy petition form, including the check-box for Chapter 13 bankruptcy, symbolizing the judicial complexity of filing bankruptcy without a lawyer.
Bankruptcy

The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project

Alexander Hernandez 7 min read
Red blocks spelling DEBT with gold coin stacks increasing underneath a sharp red upward arrow, signifying rising financial obligation and debt surge leading to an increase in bankruptcy filings.
Your Wallet

Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress

Alexander Hernandez 2 min read
Tow truck (Repo Man) repossessing a car, symbolizing Chapter 7 car surrender and auto loan deficiency when it applies to filing for bankruptcy.
Bankruptcy

Chapter 7 Bankruptcy: When to Surrender Your Car

Alexander Hernandez 5 min read
Professor's Guide to Bankruptcy Schedule G Executory Contracts and Leases Form
Bankruptcy

Professor: What to List on Bankruptcy Schedule G.

Alexander Hernandez 4 min read
image of a judge's gavel striking a split house model to visualize the need for Chapter 13 bankruptcy versus chapter 7 to protect a second home and non-exempt equity issues.
Bankruptcy

The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses

Alexander Hernandez 5 min read
Legal image of a gavel on money, representing the automatic stay protection against wage garnishment after filing for bankruptcy.
Bankruptcy

Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.

Alexander Hernandez 5 min read
A close-up of legal reference books on bankruptcy law. These texts likely include discussions of wage priority under 11 U.S.C. § 507(a)(4), which grants employees up to $15,150 in priority claims for unpaid wages earned within 180 days before a bankruptcy filing. The image is branded with Bankruptcy.blog, suggesting an educational or archival context.
Bankruptcy

11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order

Alexander Hernandez 6 min read
Bankruptcy petition guide cover featuring a Schedule E/F document, calculator, eyeglasses, and pen on a desk; promotional banner reads 'How to Complete the Bankruptcy Petition – A Step-by-Step Guide' from Bankruptcy.blog, offering resources on Chapter 7 and Chapter 13 filings, creditor schedules, and debt discharge procedures
Bankruptcy

Bankruptcy Schedule E/F Explained: Listing Unsecured Debt

Alexander Hernandez 4 min read
Official Form 106D – Schedule D: Creditors with Secured Claims in Bankruptcy Petition. Includes secured debts, lien types, collateral valuation, and creditor notification fields. Used in Chapter 7 and Chapter 13 filings. Essential documentation for bankruptcy.blog resource hub on consumer bankruptcy law and secured creditor treatment.
Bankruptcy

Understanding Schedule D for Secured Creditor Claims

Alexander Hernandez 7 min read
Official Form 106C – Schedule C: The Property You Claim as Exempt, used in bankruptcy filings to list property protected under exemptions. Includes instructions for selecting federal or state nonbankruptcy exemptions. Relevant keywords: schedule c exemptions, bankruptcy.blog, property exemptions, bankruptcy petition, homestead exemption.
Bankruptcy

Navigating Schedule C Exemptions in Bankruptcy

Alexander Hernandez 5 min read
Bankruptcy schedule A/B form used in filing for bankruptcy, featured on Bankruptcy.blog. Shows asset disclosure fields for property, income, and ownership details required in Chapter 7 and Chapter 13 cases.
Bankruptcy

Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B

Alexander Hernandez 6 min read
A screenshot of Official Form 106 Summary of Schedules, a U.S. bankruptcy form used to summarize a debtor’s assets, liabilities, and statistical information. The image includes instructions for completing the form, including references to Schedule A/B lines. Featured on Bankruptcy.blog as part of its educational archive on bankruptcy forms and filing procedures. Want a shorter version for social media tags or alt text best practices? I can tailor it.
Bankruptcy

Official Bankruptcy Form 106: Summary of Assets

Alexander Hernandez 6 min read
Scenic view of a Hawaiian beach in the district of Hawaii, featuring a Hawaiian flag in the foreground. This image is used on Bankruptcy.blog to represent topics related to Hawaii bankruptcy trustees and Hawaii bankruptcy exemptions.
Bankruptcy

Understanding the Hawaii Bankruptcy Exemptions

Alexander Hernandez 7 min read

Your WalletView All

Spirit Airlines 401k savings: Hand depositing coin into piggy bank with "401K" on chalkboard.
Your Wallet

What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy

Alexander Hernandez 4 min read

Spirit Airlines’ bankruptcy affects your retirement savings; confirm your 401(k) match status immediately.

Notebook showing 'Employee Rights' and a gavel sketch, illustrating legal information for furlough protection as seen on bankruptcy.blog.
Your Wallet

Furlough Protection for Spirit Airlines Workers: Essential Steps

Alexander Hernandez 6 min read
Orange office chair against a white brick wall with bold red text reading “We’re hiring! Join our team.” Prominently features the URL Bankruptcy.blog, signaling job opportunities in the legal and financial education space. Ideal for posts about job hunting, AI in hiring, career opportunities, bankruptcy law, and economic commentary. Visual evokes modern workplace aesthetics and invites viewers to explore roles related to content creation, legal education, and digital strategy.
Your Wallet

Navigating Job Hunting in the Age of AI

Alexander Hernandez 4 min read
Person joyfully hugging a computer monitor in a modern office, symbolizing “job hugging” amid economic uncertainty; background includes coworkers, tech gear, and a bicycle near the window. Image branded with Bankruptcy.blog, capturing themes of digital resilience, liberal fodder critiques, and workplace survival in a volatile economy.
Your Wallet

Liberal Fodder and Job Hugging

Alexander Hernandez 6 min read
Road sign warning: "ECONOMIC UNCERTAINTY AHEAD" with lightning, symbolizing weekly bankruptcy news and financial storm.
Your Wallet

PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm

Alexander Hernandez 5 min read

BankruptcyView All

A podcast cover image featuring a microphone and headphones on a yellow background with the text ‘Podcast- Your LLC Won’t Protect You!’ and ‘Bankruptcy.Blog’ at the bottom, discussing limited liability companies, business loans, and business bankruptcy.
Bankruptcy

Podcast Your Business LLC and Bankruptcy

Alexander Hernandez 6 min read

LLCs provide limited liability, but owners can still be personally liable for business debts.

Podcast discussing reaffirmation agreements, Chapter 7 bankruptcy, negative equity, and the role of a bankruptcy trustee in keeping your car when you file for bankruptcy.
Bankruptcy

Reaffirmation Agreements: Keeping Your Car Post-Bankruptcy

Alexander Hernandez 8 min read
A silver car with significant front-end damage is being towed away at night in an urban setting. The aftermath of the accident highlights potential legal and financial implications, such as a car accident lawsuit, the need for a car accident lawyer, and the risk of bankruptcy stemming from associated costs. The url ‘Bankruptcy.blog is visible across the bottom.
Bankruptcy

Understanding Bankruptcy and Car Accident Lawsuits

Alexander Hernandez 4 min read
empty bankruptcy courtroom
Bankruptcy

Do Creditors Attend 341 Bankruptcy Meetings?

Alexander Hernandez 5 min read
A piece of paper hanging from a clothesline with wooden clothespins. The message on the paper reads “OUT OF BUSINESS” in bold capital letters against a dark textured background. Additionally, the website “Bankruptcy.Blog” is visible at the bottom emphasizing limited liability companies.
Bankruptcy

Why LLCs Don’t Fully Protect You from Bankruptcy

Alexander Hernandez 8 min read

Debts & Dollars

Microphone with headphonesand text podcast using a personal loan to improve your credit score.
Your Wallet

Overcoming Bad Credit: My Personal Journey

Pen pointing at 'Yes' or 'No' on a form asking 'Should you sign a Reaffirmation Agreement?'
Bankruptcy

Bankruptcy & Car Loans: Reaffirmation and Co-Signer Risk

In today’s blog post, I answer a question from a reader regarding what happens to their student loans if President-Elect Trump goes through with his promise of eliminating the Department of Education. AUDIO The U.S. Department of Education We first need to realize that shutting down the Department of Education won't be easy. An Executive Order isn’t going to cut it. To eliminate the Department of Education, Congressional approval is required, and with a very slim majority, that’s not likely to happen. But what about student loans? Student Loans and President Trump I believe the SAVE Plan won’t be saved under President Trump. Republicans will likely replace it with something else, such as another income-driven plan. We most likely can forget about zero monthly payments. It’s been no secret that Republicans have objected to student loan forgiveness, even filing endless lawsuits to prevent the Biden administration from doing so. These Republican-Led States Oppose Student Loan Forgiveness This is why I keep repeating that we should be concerned and prepared for the next four years under a Trump presidency because if the monthly payments on student loans increase, as well as our monthly expenses because of the Trump tariffs, then you will get hit hard financially. The Truth Behind Trump Tariffs and Debt Management If that’s the case, we either make more money or spend less. However, with an established budget already in place, we must be careful about our financial decisions moving forward. From a practical standpoint, if the Department of Education were to disappear, chaos would ensue. Besides having to reshuffle, transfer, or lay off thousands of employees, which would negatively impact the economy, there’s the snowball effect of what follows. But with all the chaos, student loans would not be eliminated. The debt gets transferred from one department to another, and the obligation continues. The remaining issue is how much will be paid under Trump’s administration. Thank you for the question, and I hope this helps. Feel free to post questions on the YouTube video, which you can access below. The Capitol Building with a split sky, symbolizing the debate around student loan forgiveness and the potential elimination of the U.S. Department of Education under a President Trump administration,
Your Wallet

What Happens to Student Loans if the Department of Education Dept Is Eliminated?

A section of Official Form 101 for individuals filing for bankruptcy. The form asks for the United States Bankruptcy Court district, case number (if known), and the chapter under which the filing is being made (Chapter 7, Chapter 11, Chapter 12, Chapter 13). There is also a checkbox to indicate if this is an amended filing.
Bankruptcy

Understanding the Chapter 7 Bankruptcy Petition: A Step-by-Step Guide

A chalkboard displays the incorrect equation ‘2 + 2 = 5,’ symbolizing manipulated data. Below it, the text ‘Bankruptcy.blog’ appears, referencing commentary on economic credibility, the Bureau of Labor Statistics (BLS), and former BLS chief Erika McEntarfer
Your Wallet

BLS Chief Firing: Impacts on Economic Credibility

Latest Posts

  • Car Accident Debt and Your Driver’s License: Can Bankruptcy Get You Back on the Road?
  • The 2% Gamble: Why Chapter 13 Bankruptcy is Not a DIY Project
  • Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
  • Chapter 7 Bankruptcy: When to Surrender Your Car
  • Professor: What to List on Bankruptcy Schedule G.
  • The Two-Home Trap: Why Chapter 7 Isn’t an Option When You Want to Keep Both Houses
  • Wages Garnished After Filing Bankruptcy? It’s an Illegal Automatic Stay Violation. Here’s Your 3-Step Legal Fix.
  • What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy
  • 11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order
  • Furlough Protection for Spirit Airlines Workers: Essential Steps

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