Guide to Personal Finance and Bankruptcy Insights
Welcome to the Personal Finance Archives on Bankruptcy.Blog. This page is your gateway to knowledge on financial management and debt resolution. Here, you’ll find links from past blog posts that dive into practical advice, strategies, and expert opinions, all aimed at helping you navigate your personal finance journey with confidence and clarity.
By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).
This page is updated regularly. Last update on November 13, 2025.
Whether you’re looking to build a solid budget, understand the nuances of bankruptcy, or explore tips for financial recovery as you start your debt-free journey, the archives have you covered.
Explore the blog post archives for the Personal Finances category for 2025. Check back regularly to stay informed on the latest developments affecting businesses and your pocket.
This page is updated regularly when a new blog is posted. The last update was on November 8, 2025.
For 2024 archives, please follow this link.
- California’s SB1061: Medical Debt and Credit Reports Explained.
- Illinois Smart Buy Program: Student Loan Relief for Homebuyers.
- Trust Yourself on Your Debt-Free Journey.
- Debt-Free Journey: Embracing the Time Factor.
- Liberal Preppers: Preparing for Financial Uncertainty.
- AI Resumes and Ghost Jobs: A Cautionary Tale.
- Impact of the Trump Administration on Your Finances.
- A President Trump Economy and How it Could Affect Your Finances.
- How Political Decisions Affect Your Wallet.
- Total Loss on Your Car or RV. Lessons Learned.
- Have You Analyzed Your Situation to Be Prepared for a 2025 Recession?
- Make Sure to Get Reimbursed After a Total Loss Due to Hurricane Damage
- Avoid a Social Security Clawback from DOGE
- Consider Freezing Your Credit Now Thanks to DOGE
- Preparing for a Recession: Decisions Have Consequences
- North Carolina is Rejected FEMA Assistance by President Trump
- Understanding Trump’s Tax Claims and Executive Orders
- How the Statute of Limitations Affects Debt Collection
- Trump’s Running the Country Like a Business
- The Impact of ICE Raids on Child Support and Financial Stability
- Impact of Student Loan Defaults on Credit Scores
- States at Risk During Red Rural Recession
- Generational Shifts: From Baby Boomers to the Toolbelt Generation
- How Congress Affects Your Wallet: CFPB Cuts Explained
- Impact of the Big Beautiful Bill on Electricity Costs
- The Truth Behind Trump’s Tariff Rebate Check
- Liberation Day Part II is Here!
- Public Service Loan Forgiveness (PSLF) Under Fire: Why a New Rule Could Undermine Student Loan Forgiveness for Public Servants
- Impact of the Trump Tariffs on Grocery Prices
- The Tariff Effect: My Lawnmower Dilemma and What It Means for You
- The Trump Tariffs Are Illegal, But For How Long?
- The Problem with Job Hunting Today: It’s All About AI
- Furlough Protection for Spirit Airlines Workers: Essential Steps
- What to Do About Your 401(k) After Spirit Airlines’ Bankruptcy
- Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
- Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market
- Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
Professor Hernandez is an attorney specializing in consumer finance and debt relief. He is the published author of Consumer Bankruptcy Law (Routledge Publishing) and teaches law and finance courses in both English and Spanish for an international university.
Colleges and universities can purchase my bankruptcy law textbook directly from Routledge Publishing. Paralegals and students who are buying single copies can do so via Amazon Books. To access my YouTube channel, click this link. You can also listen to my podcast on Spotify.
You can learn more about filing for bankruptcy and the bankruptcy petition via this link. Information on the bankruptcy court system, contact information for trustees, and your state’s exemptions can be found here. The federal bankruptcy exemptions are listed here. The latest version of the 341 Meeting of the Creditors can be found here.
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Please note that the information on this site does not constitute legal advice and should be considered for informational purposes only.