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Thursday, February 12, 2026

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A Chapter 13 Cure and Conversion Strategy for Homeowners
The 2026 Consumer Bankruptcy Surge: Navigating the Financial Reset
Understanding the Chapters 7, 11, and 13 Bankruptcy Surge in 2026
The 76% Spike in Business Bankruptcy Filings
Dealing with the “Reaffirmation Ambush”: Creditor Tactics and the 11th-Hour Timing

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Insights & Analysis

Alexander Hernandez 5 min read

Why the Visa and Mastercard Settlement Is Back in the News

Prof. Hernandez, author of Consumer Bankruptcy Law, breaks down the 2026 Credit Card Competition Act and why the $30B Visa/Mastercard settlement failed.

Latest Posts

A Chapter 13 Cure and Conversion Strategy for Homeowners
The 2026 Consumer Bankruptcy Surge: Navigating the Financial Reset
Understanding the Chapters 7, 11, and 13 Bankruptcy Surge in 2026
The 76% Spike in Business Bankruptcy Filings
Dealing with the “Reaffirmation Ambush”: Creditor Tactics and the 11th-Hour Timing
Why Your Mortgage and Car Payments Are “Invisible” After Bankruptcy
Why Your Lawyer Won’t Sign Your Reaffirmation Agreement: The Part C Liability Trap
Understanding the Federal Homestead Wildcard Exemption in 2026
The 1,215 Day Rule versus the Federal Exemptions. Which Law Protects Your Home in 2026?
Understanding the Federal Bankruptcy Homestead Exemption Limits

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