Friday, February 13, 2026

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Alexander Hernandez 6 min read

Debt Reduction Made Simple: Strategies for Managing Credit Card Debt

Start saving money now! Get practical steps for debt reduction, including when to use balance transfers and how to choose the right option.

The Chapter 13 Conversion: Motions, Objections, and the Liquidation Test
A Chapter 13 Cure and Conversion Strategy for Homeowners
The 2026 Consumer Bankruptcy Surge: Navigating the Financial Reset
Understanding the Chapters 7, 11, and 13 Bankruptcy Surge in 2026
The 76% Spike in Business Bankruptcy Filings
Dealing with the “Reaffirmation Ambush”: Creditor Tactics and the 11th-Hour Timing
Why Your Mortgage and Car Payments Are “Invisible” After Bankruptcy
Why Your Lawyer Won’t Sign Your Reaffirmation Agreement: The Part C Liability Trap
Understanding the Federal Homestead Wildcard Exemption in 2026
The 1,215 Day Rule versus the Federal Exemptions. Which Law Protects Your Home in 2026?