Alexander Hernandez, Author at Bankruptcy.Blog

Hand holding a yellow pencil circling the words ‘TAX REFUND’ with the phrase ‘Don’t Lose It!’ emphasizing the importance of protecting tax refunds in the context of bankruptcy exemptions.

Bankruptcy

Alexander Hernandez 3 min read

Don’t Lose Your Tax Refund!

Filing for bankruptcy may risk your tax refund; understanding exemptions is crucial for protection.

Two fingers with drawn faces and arms, appearing as two people, with a wedding ring between them against a grey background. The text above reads ‘Who Pays the Personal Loan at Divorce?’ suggesting a discussion on the equitable distribution of debts during divorce, as featured on Bankruptcy.Blog.

Insights & Analysis

Alexander Hernandez 4 min read

YouTube- Personal Loans and Divorce

Divorce may split debts equally, regardless of whose name they are in when accumulated.

business man pushing a lever for a higher credit score

Insights & Analysis

Alexander Hernandez 7 min read

Your Credit Report Probably Has Errors

Half of credit reports contain errors, impacting credit scores.

Bankruptcy

Alexander Hernandez 7 min read

Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide

Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.

A vibrant red lobster on a wooden platter with lemon wedges and parsley, symbolizing the financial challenges faced by businesses like Red Lobster. The image metaphorically represents Chapter 7 bankruptcy, Chapter 11 bankruptcy, and the 341 meeting of creditors.

Insights & Analysis

Alexander Hernandez 3 min read

Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.