Thursday, April 9, 2026

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How Personal Injury Settlements Move Through a Bankruptcy Case
Protecting Your Recovery: Personal Injury Settlements and the Bankruptcy Estate
The AI Economy and the Looming “Dot-Com” Reckoning
Does Bankruptcy Stop Eviction? The Pre vs. Post-Judgment Rule
The Tenant in the Middle: What Happens When Your Landlord Files Bankruptcy?

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A person, represented by a miniature figure, is bent over under the weight of a sack labeled "DEBT." The sack is almost as large as the person, symbolizing the overwhelming burden of debt. In the background, several credit cards are visible, suggesting that these might be contributing to the debt load. The image is relevant to discussions about the Fair Debt Collection Practices Act (FDCPA) and the challenges faced by individuals dealing with debt collectors because of overwhelming credit card debt. The url ‘Bankruptcy.blog’ is visible.

Insights & Analysis

Alexander Hernandez 7 min read

Credit Card Debt Continues to Rise

Rising credit card debt increases defaults; know your rights under the Fair Debt Collection Practices Act.

Two individuals facing each other, one offering a wallet to the other who is gesturing refusal, illustrating the complexities of personal loans and bankruptcy, especially for the bankruptcy trustee with debtors.

Insights & Analysis

Alexander Hernandez 8 min read

Personal Loan to a Friend and Bankruptcy

If you lend money to a friend or family member and they file for bankruptcy, the debt can be wiped out. Even though you are treated as a creditor in bankruptcy law, your rights are not superior to traditional creditors. To protect yourself, secure the loan with collateral and have a written agreement.

'GOING OUT OF BUSINESS' sign in red letters. The image is likely a sign of economic downturn or business closure resulting in chapter 11 bankruptcy and chapter 13 bankruptcy. Bankruptcy.blog written across the bottom.

Insights & Analysis

Alexander Hernandez 2 min read

The 99 Cents Only Files for Bankruptcy

The 99 Cents Only company filed for Chapter 11 bankruptcy and plans to close all locations.

A house partially submerged underwater, symbolizing an underwater mortgage where the mortgage balance exceeds the home's value. This situation often leads to financial distress and may involve the mortgage lender considering a short sale to resolve the issue. The text “bankruptcy.blog” is visible at the bottom.

Insights & Analysis

Alexander Hernandez 5 min read

Increase in Underwater Mortgages: What Homeowners Need to Know

Underwater mortgages are increasing slightly, posing challenges for homeowners, particularly in specific states.

Eligible borrowers from The Arts Institute may benefit from student loan cancellation programs, reducing their student loans. The image shows a canvas on an easel with the text 'The Arts Institute' painted on it. Surrounding the canvas are various paintbrushes in containers, suggesting an artistic environment. The text 'Bankruptcy.Blog' is also visible on the easel.

Insights & Analysis

Alexander Hernandez 3 min read

Biden Cancels Student Loans from The Art Institute

The Art Institute’s student loans will be canceled for 317,000 borrowers due to fraud.

A torn document on a wooden desk, with the left side showing a signed Personal Loan Agreement next to a gold wedding ring, and the right side showing an invoice for a $5,000 retainer fee next to a calculator displaying $5,000, illustrating how to manage personal loans for divorce attorney fees from the Bankruptcy.blog.

Insights & Analysis

Alexander Hernandez 5 min read

Financing the End: Should You Use a Personal Loan for Your Divorce?

Can you use a personal loan to pay for a divorce lawyer? Prof. Hernandez explains the risks of financing contested vs. uncontested cases and the link to bankruptcy.

Microphone with headphonesand text podcast using a personal loan to improve your credit score.

Insights & Analysis

Alexander Hernandez 13 min read

Overcoming Bad Credit: My Personal Journey

I share my story of overcoming bad credit and offers tips for rebuilding credit effectively.

A photograph of a final notice for a medical bill on top of other hospital bills, with coins and a wallet visible, placed on a dark surface emphasizing that creditors have left the debtor without money. The text ‘Bankruptcy.Blog’ is overlaid at the bottom right.”

Insights & Analysis

Alexander Hernandez 18 min read

Navigating Medical Debt: Tips for Protecting Your Finances

Millions struggle with healthcare costs. Bankruptcy Podcast covers pros, cons of debt consolidation, and medical bill tips.

Red Lobster restaurant storefront showing the transition from a closed sign to a successful Chapter 11 reopening. Bankruptcy.blog

Insights & Analysis

Alexander Hernandez 5 min read

Will Red Lobster Survive? What Their Chapter 11 Teaches Us About Bankruptcy

Red Lobster survived its Chapter 11 bankruptcy. Discover the legal strategies that saved the brand as you prepare for 2026.

Official update on VA mortgage assistance options in 2026 showing the VASP program retired. The graphic highlights new mortgage modifications, partial claim timelines, and Chapter 13 relief for veterans. Expert foreclosure defense insights from Prof. Hernandez at Bankruptcy.blog.

Insights & Analysis

Alexander Hernandez 5 min read

VA Foreclosure Relief in 2026: What Homeowners Need to Know After VASP Ends

VASP is gone, and no replacement program exists yet. Learn the real VA mortgage assistance options in 2026, including modifications, timelines, and Chapter 13 relief.

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Latest Posts

How Personal Injury Settlements Move Through a Bankruptcy Case
Protecting Your Recovery: Personal Injury Settlements and the Bankruptcy Estate
The AI Economy and the Looming “Dot-Com” Reckoning
Does Bankruptcy Stop Eviction? The Pre vs. Post-Judgment Rule
The Tenant in the Middle: What Happens When Your Landlord Files Bankruptcy?
The Accidental Landlord: How Renting Your House Forfeits Bankruptcy Protection
Gambling with a HELOC to Pay Record Credit Card Debt in 2026
Mortgage Defaults Rising: An Escrow Shock Analysis of the 2026 Foreclosure Surge
Understanding the Bankruptcy Rescission Period with Reaffirmation Agreements
Reaffirmation Agreements: Why “Vulture Creditors” Want Your Signature

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