The Post-Bankruptcy Credit Surge: Rebuild Your Credit
A bankruptcy discharge is a clean slate. Learn the post-bankruptcy credit surge strategy, including the Secured Credit Card and Credit-Builder Loan tactics.
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Insights & Analysis
The Perfect Financial Storm is Here
Travel bans, AI job losses, and tariff policy are creating a ‘perfect storm.’ Learn how record household debt is driving U.S. foreclosures and bankruptcy filings among businesses and consumers.
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Why Record Debt $18.59T Guarantees a Bankruptcy Surge in 2026
Bankruptcy attorney & law professor explains the debt-to-bankruptcy lag & the record debt that guarantees a surge in bankruptcy filings.
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American Signature Files for Bankruptcy, Your Order, and My Furniture Industry Forecast
As a bankruptcy professor, I explain why American Signature filed and your urgent rights. Learn how to file a claim, use credit card chargebacks, and protect your furniture deposit.
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Free FCRA Sample Letters: Dispute Credit Report Errors Yourself (Attorney Approved)
Stop paying credit repair scams. Download free, attorney-drafted FCRA sample dispute letters you can use today to correct inaccurate items on your credit report and boost your score.
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Credit Repair Organizations: Why I Call the Industry a Fraud
A bankruptcy attorney and law professor exposes credit repair fraud. Learn why these companies are ineffective and fail to fix your credit.
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The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High
S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.
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Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.
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Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market
Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.
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Bankruptcy Filings Surge in 2025: What the Numbers Reveal About Economic Stress
A Sharp Rise in Bankruptcy Filings—What’s Driving It? According to recent data from Epiq AACER, U.S. bankruptcy filings have surged
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