chapter 13 bankruptcy Archives

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Bankruptcy Insights & Analysis

Alexander Hernandez 6 min read

Understanding the Statute of Limitations on Debt

The statute of limitations limits debt recovery time; expired debts are generally uncollectible through lawsuits.

The United States Capitol building in Washington, D.C., with a large American flag in the foreground. This image is relevant for topics related to the District of Columbia Bankruptcy Court, District of Columbia Bankruptcy trustees, and District of Columbia Bankruptcy exemptions. The url 'Bankruptcy.blog' is visible.

Bankruptcy

Alexander Hernandez 8 min read

Understanding D.C. Bankruptcy Exemptions: What You Need to Know

D.C. bankruptcy allows choosing federal or local exemptions, with specific residency and asset protection rules.

Legal ruling illustration representing a case dismissed with prejudice, initiating the prejudice period and barring the debtor from refiling in a Chapter 7 and Chapter 13 bankruptcy.

Bankruptcy

Alexander Hernandez 5 min read

Dismissed with Prejudice and the Prejudice Period

The “prejudice period” limits bankruptcy refiling after dismissal, lasting 180 days for Chapter 7 and 13.

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Bankruptcy

Alexander Hernandez 6 min read

Understanding Delaware Bankruptcy Exemptions

Delaware bankruptcy exemptions protect assets like homes and vehicles while determining filing chapters.

The flag of Connecticut waving on a flagpole against a blue sky with scattered clouds. The flag displays a white shield with three grapevines and the Latin motto 'Qui Transtulit Sustinet' on a ribbon below the shield. At the bottom of the image, the text 'Bankruptcy.blog' is visible, with an emphasis on the Connecticut bankruptcy court, Connecticut bankruptcy trustee, and Connecticut bankruptcy exemptions.

Bankruptcy

Alexander Hernandez 5 min read

Understanding Connecticut Bankruptcy Exemptions

Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.

Bankruptcy

Alexander Hernandez 3 min read

Understanding Bankruptcy Costs: Fees vs. Expenses

Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

Bankruptcy

Alexander Hernandez 4 min read

Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

Colorado state flag waving in the wind during a scenic sunrise or sunset, with mountains in the distance. The flag features blue and white horizontal stripes, a red 'C,' and a yellow circle in the center. The text 'Bankruptcy.blog' is visible in the bottom left corner, focusing on contact information for the United States Bankruptcy Court District of Colorado, Colorado Bankruptcy Trustee, and Colorado bankruptcy exemptions.

Bankruptcy

Alexander Hernandez 6 min read

Understanding Colorado Bankruptcy Exemptions

Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.

Bankruptcy

Alexander Hernandez 6 min read

Filing a Bare-Bones Bankruptcy Petition Quickly

Emergency bankruptcy petitions offer a quick, temporary solution, requiring minimal information but necessitating follow-up.

A blue binder labeled 'Liquidation' on a wooden desk surrounded by office supplies such as binder clips, a highlighter, a pen, and books. The text 'BANKRUPTCY.BLOG' is visible at the bottom left corner with a focus on the chapter 13 bankruptcy liquidation test.

Bankruptcy

Alexander Hernandez 4 min read

The Chapter 7 Liquidation Test: Why Your Non-Exempt Assets Require Chapter 13 Plan

The liquidation test determines creditors’ payments under Chapter 13 compared to hypothetical Chapter 7 liquidation.