chapter 13 bankruptcy Archives

Three individuals dressed in tattered, dirty clothing with bloodstains, walking on a path surrounded by greenery. Their faces are obscured. The scene appears to depict zombies or people in a zombie-like state. The text 'Bankruptcy.blog' is visible in the bottom left corner, highlighting the financial struggles associated with zombie mortgages, foreclosure, and bankruptcy

Insights & Analysis

Alexander Hernandez 5 min read

The Dangers of Zombie Mortgages: Are You at Risk?

Zombie mortgages re-emerge, causing financial distress due to dormant second mortgages.

Bankruptcy

Alexander Hernandez 6 min read

How to Be the Ideal Bankruptcy Client: A Professor’s Guide to a Smooth Discharge

Prof. Hernandez explains what bankruptcy lawyers look for in a client. Learn how honesty and clear communication lead to a successful filing. Read more.

Bankruptcy

Alexander Hernandez 2 min read

Using PACER for Bankruptcy Case Updates

PACER enables efficient searching of federal case information, including bankruptcy filing status, online.

Prof. Hernandez analyzes the Rudy Giuliani bankruptcy dismissal and 2026 defamation settlement using a symbolic empty wallet to represent bank account freezes.

Insights & Analysis

Alexander Hernandez 5 min read

Can Bankruptcy Wipe Out a Defamation Judgment? The Rudy Giuliani Case

Why was Rudy Giuliani’s bankruptcy dismissed, and how did he reach a settlement? Prof. Hernandez explains non-dischargeable debt and the reality of frozen bank accounts in 2026.

A tutor sitting at a desk reviewing documents labeled which emphasizes the 'tools of the trade' bankruptcy exemption in personal bankruptcy with text “Bankruptcy.blog” listed on the bottom.

Insights & Analysis

Alexander Hernandez 4 min read

Tools of the Trade: Protect Bankruptcy Assets

Nate is concerned about business protections during potential bankruptcy and tools of the trade exemptions.

Bankruptcy

Alexander Hernandez 5 min read

Where to File for Bankruptcy: Understanding Residency Requirements

Don’t risk your property. This expert guide breaks down the 180-day filing rule and the crucial 730-day residency requirements that dictate your state exemptions.

Bankruptcy

Alexander Hernandez 5 min read

Understanding Legal Steps Before Bankruptcy: Avoiding Common Pitfalls

Authored by a published Bankruptcy Professor. Learn the essential legal steps to manage active creditor lawsuits before filing Chapter 7 or 13. Stop wage garnishment and properly file the Suggestion of Bankruptcy to protect your assets.