chapter 13 bankruptcy Archives

Bankruptcy

Alexander Hernandez 2 min read

YouTube- Understanding Bankruptcy Attorney Fees and Payment Plans

Bankruptcy attorney fees can vary by location and lawyer. Discuss recent credit card activity with your lawyer.

A weathered wooden door secured with a rusty chain and a red ‘STAY OUT’ sign, symbolizing the halt of mortgage foreclosure through Chapter 13 bankruptcy, in reference to Kevin Spacey. “Bankruptcy.blog” written across the bottom.

Insights & Analysis

Alexander Hernandez 3 min read

Kevin Spacey is Still in His Foreclosed Home

Kevin Spacey is refusing to leave his foreclosed Baltimore condo, causing legal and financial concerns.

The text ‘Massive Data Breach!’ is prominently displayed, along with a subheading ‘How to Protect Yourself’ by using credit reports to prevent identity theft. In the foreground, there’s an image of a Social Security card with the name ‘John Q Public’ and numbers partially visible. The watermark ‘Bankruptcy.Blog’ is clear across the bottom.

Insights & Analysis

Alexander Hernandez 3 min read

YouTube- Identity Theft and Massive Data Breach

Data breach compromised personal info; protect yourself with credit freezing, regular credit report checks, and bank alerts.

Bankruptcy

Alexander Hernandez 5 min read

Podcast- Bankruptcy Attorney Fees

Today’s podcast discusses bankruptcy attorney’s fees, credit card payments, debt increase issues, and hiring tips.

A person in water who is struggling to stay afloat because of a sinking ball and chain labeled ‘STUDENT DEBT,’ symbolizing the burden of student loan debt on student loan borrowers.

Insights & Analysis

Alexander Hernandez 3 min read

Rising Student Loan Debt: Impact on Borrowers and Society

Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.

Screenshot on Avon.com as Chapter 11 bankruptcy has been filed. The collage of promotional images includes the first image on the left features a jar of Avon’s ‘Go Beyond’ cream with a purple background and text stating ‘free gifts’. The center image displays a person with an obscured face holding an Avon product, with text ‘Ready. Get Sets. Summer!’ and mentions of free gifts. The third image on the right shows a Hanes-branded lingerie set, highlighting ‘Support for everybody!’ with additional text about comfort, sizes, and availability at Avon.

Insights & Analysis

Alexander Hernandez 2 min read

Is Avon Going Out of Business?

Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.

Graphic showing a green checkmark with the words ‘GET OUT OF DEBT’ due to a rise in credit card debt and credit card balance. A stack of credit cards is above with text ‘1.4 Trillion Debt,’ suggesting significant amounts owed. The goal is to reduce this burden, potentially by managing interest rates effectively, with text along the bottom ‘bankruptcy.blog.

Insights & Analysis

Alexander Hernandez 5 min read

Effective Strategies for Reducing Credit Card Debt and Balances

The Federal Reserve reports record-high credit card debt, but offers strategies to reduce debt and save money.

Bankruptcy

Alexander Hernandez 6 min read

Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval

Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.

Close-up of a divorce settlement document and gavel, representing the legal costs that may require a personal loan or lead to bankruptcy.

Insights & Analysis

Alexander Hernandez 5 min read

Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez

A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.

Gavel and block with modern cars in blurred background, symbolizing Chapter 13 cramdown, auto loan reduction, and the 910-Day Rule.

Bankruptcy

Alexander Hernandez 5 min read

The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”

Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.