Bankruptcy Insights: YouTube Videos and Tips

Welcome to the YouTube Links Archive, where all my YouTube videos discussing bankruptcy, whether Chapter 7 or Chapter 13 bankruptcy, are posted, as well as other relevant categories such as bankruptcy-related news and personal finances. Archives from 2024 can be found via this link.

By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).

This page is updated regularly. Previously updated on December 24, 2025.

Whether you’re looking for expert advice, personal stories, or detailed explanations of bankruptcy laws and procedures, you’ll find it all here. And if you don’t, then just let me know, I’ll be happy to post a video and blog on that issue.

Enjoy my YouTube videos to gain insights, find answers to your questions, and navigate the complexities of bankruptcy and personal finance with confidence as you walk down the path of financial freedom for your debt-free journey.

Stay informed, empowered, and ready to take control of your financial future with the help of videos and blogs.

Filing for Bankruptcy

• The Bankruptcy Liquidation Test: What You Need to Know and How it Affects Your Case
• The Skeleton or Bare Bones Bankruptcy Petition
• Dismissing Your Bankruptcy Case Could Be a Good Thing

Personal Finance

• Changing Your Debt Mindset: [Trust] in Yourself and Overcome Challenges
• Wipe Out $40k in Student Loans and Qualify for a Mortgage with Illinois SmartBuy Program.
• SB1061 Was Passed into Law, Removing Medical Bills from Credit Reports.
• The Trump Tariff Lies Continue. Be prepared.
• Time = Being Debt Free
• Are You a Liberal Prepper Getting Ready for the Trump Chaos Economy?
• Confused on Why You Didn’t Get That Job Interview? Here’s Why!
• The Trump Tariffs are Coming! Are You Ready?
• The Financial Impact of the Trump Tariffs on Your Wallet.
• My Travel Trailer Should Have Been Totaled! What I Did Wrong with the Insurance Company.
• Be Careful! Don’t Get Stiffed by the Insurance Company on Monthly Payments After the Total Loss of Your Car or RV
• One Way or Another A Recession Will Affect You. How Can You Be Prepared?
• Follow-Up: Reimbursement for a Total Loss
• DOGE is Clawing Back Social Security Checks. How to Protect Yourself
• I Don’t Trust DOGE, So Here’s What I Did
• Your Plans, Like Mine, Whether Short or Long Term, Will Be Affected Because of the Trump Tariffs.
• How Does it All End?
• Is the IRS Being Abolished? No More Taxes!!! $5k DOGE Checks

News

• Rudy Giuliani Found in Contempt of Court
• The Trade War with Colombia Would Have Had Serious Impact Financially Immediately!
• Do You Want to Pay More for Banking Charges? Well, Republicans Do!
• El presidente Trump firmó recientemente una orden ejecutiva que designa al inglés como idioma oficial de los Estados Unidos.
• President Trump’s Executive Order Making English the Official Language of the U.S.
• The Trump Death Master File. Social Security Numbers Cancelled.
• How Policy Changes Under a Trump Administration Results in More Debt for You
• Trump is Abolishing the IRS? More Chaos More Financial Instability
• Student Loan Wage Garnishment Begins
• The Great Trade Deal with Britain! Not Really!
• Are The Tariffs On? Off? Delayed Again?
• Political Drama Goes Global — Bolsonaro, Tariffs, and Your Energy Bill
• 3 Economic Red Flags You Can’t Ignore: Stagflation, Debt & a $15,000 Travel Fee

Morning Coffee with Professor Alex

• President Trump, the Federal Union Buster!
• There’s a Lot That Just Happened- But, Let’s Take a Deep Breath!
• Employers Have No Motivation to End Illegal Immigration, and Yet, They are Rarely Sanctioned.
• DOGE and Barely Out of High School Employees of Elon Musk Take Over the Treasury Department
• The Gaza Strip, Purge at the FBI, Eliminating OSHA and the Dept. of Education!
• Take a Deep Breath! A Lot is Going on!
• President Trump Signs Executive Order Allowing White People to Immigrate into the United States.
• Is Vice-President J.D. Vance Lying, Clueless, or Telegraphing a Constitutional Crisis?
• The Constitutional Crisis: The Executive vs. Judicial Branch
• Medicare & Medicaid Slashings & RFK’s Appointment Will Cost You!
• The Purge and How We Can Take Power Back!
• In One Month, How Do You Feel About the Impact of Trump’s Presidency?
• Don’t “Target” Target and Their DEI Reversal!
• Medicaid Faces Major Cuts From Republicans
• President Trump’s Weird AI Gaza Video While We Face Trumpflation!
• Bankrupting the United States
• Your Boycotts is Wrong and Hurts Those Who Need the Most Protection!
• With the Department of Education Gone, Get Ready for Higher Local/State Taxes
• The Financial Impact of U.S. Isolationism
• Liberation Day is Here!
• Next on Trump’s Hit List- Lawyers. Let the Constitutional Crisis Begin:
• Custom Border Patrol Seizing Cell Phones at the Airport. What Can You Do?
• Wall Street vs. Main Street
• The U.S. Economy Will Be “Cubanized” Per Morgan Stanley
• We Are Running Out of Time. Tick. Tock.
• Harvard University versus President Trump
• What is the End Game with AI?
• Elon Musk and DOGE Found Fraud?
• The 7 Factors That Lead to Civil Uprisings and War- the California ICE Raids Fact vs.
• Myths with Immigration.
• Big Beautiful Bill Isn’t Going to Help You! You Were Lied To! It’s Not the First Time!
• How Are Things? Just Look Around!

YouTube Shorts

• Why Cut Medicaid if Elon Musk and DOGE Found Billions in Fraud?
• 40% Odds on a Trump Recession
• Are You Ready for Liberation Day?
• Getting Rid of the Department of Education Costs You
• Alone on an Island is Money Lost
• Are You a Patriot? Liberation Day is Here
• Liberation Day and Root Canals!
• Next on President Trump’s Hit List- Lawyers!
• The Trump Death List
• How Fast Trump Policies Will Get You Into Debt
• You Don’t Have to Buy 1984 Because We Are Living It
• Republicans Want to Increase Your Bank Fees!
• President Trump is Attacking Students! Billions Lost!
• What’s Next For College Students?
• Protect Your Data From a DOGE Data Breach
• Now President Trump Attacks the First Amendment!
• Incompetence Also Destroys the Economy
• Tourism Dropping! Protect Yourself? Entering the Country!
• The Dollar Tumbles and So Does the Stock Market
• Student Loan Wage Garnishment Begins!
• Tourism Phobia Means Money Lost!
• Wall Street vs. Main Street!
• President Trump’s Crypto Scam!
• Be Aware of Student Loan Scams!
• President Trump’s First 100 Days
• Steve Bannon’s Flood the Zone Goes Both Ways!
• ICE & the 4th Amendment
• Ready for the Cuban Economy?
• I’m Hearing Communist Talk from President Trump
• Attacking the Judiciary? Here’s What Happens!
• It Will Cost Us All!
• Here is How Due Process Works!
• The Trump Tariffs Are Working. Just Ask Ford
• The Gulf of America
• The REAL ID is the Real Problem
• The Supreme Court Today and Birthright Citizenship
• A.B.U.S.A. (Anything But the USA)
• Eat The Tariffs Proves Tariffs Don’t Work
• President Trump Attacks Universities
• The Toxic Relationship With the World Continues
• The Trump-Harvard War Will Cost Us All!
• International Students Beware!
• Attacks on Federal Judges!
• The Big Beautiful Bill, DOGE, and Your $5k DOGE Check
• Would You Hire President Trump After a Job Interview?
• The Big Beautiful Lie, I Mean Bill. Try the George Costanza Approach.
• Great News on Student Loan Wage Garnishments
• Why Kilmar Abrego Garcia is Returning to the United States
• The 7 Factors That Lead to Civil Unrest and Civil War
• The Effects of the ICE Raids on Child Support
• The End of the Road for FEMA!
• Myths versus Reality with Immigrants
• The Global Industrial Recession
• Spain Reacts to the Trump Tariffs
• The Red Rural Recession
• Millennials Got Hit Hard Financially
• Floyd Mayweather is Bankrupt?
• Student Loan Forgiveness Updates!
• Foreclosures are Rising in These Key States!
• The Domino Effect: The Tariffs Are Here! Things Just Got More Expensive

July 2025

• Take the Hit? Really?
• “Build the Wall!” “Build the Wall!”
• The Big Beautiful Bill = Bankruptcy Time Bomb.
• With Emperor Vibes- a UFC Fight at the White House?
• My Pond is the Economy
• Sheryl Crow Is Leaving Las Vegas, and So is Money
• The Texas Floods Prove FEMA Shouldn’t be Dismantled!
• The Latest on Tariffs? Another Extension!
• 100% Guaranteed Recession Data!
• It Doesn’t Have to Be So Complicated… Trump Will Destroy the Economy if He Drops Interest Rates 3 Points!
• A Bromance with Jair Bolsonaro Means Tariffs?
• Are You in Rhode Island? Good News!
• Your Salad Just Got More Expensive Thanks to the Tomato Tax
• You’re Getting a Tariff Rebate Check?
• TACO is Back!
• AI is Going After Which Jobs?

August 2025

• ICE Agents Get Student Loan Forgiveness, You Don’t!
• Leaving Las Vegas. Goodbye $$
• Chaos and Lies to Follow with the Firing of the Labor Statistics Commissioner
• Can We Trust Government Job Reports After Firing the BLS Chief?
• Is AI Hype? Mo Gawdat’s Shocking AI Dystopia: Are We All Out of a Job?
• Social Security Turns 90… But DOGE, Musk & Trump Say 200-Year-Olds Are Cashing In?
• The U.S. Government is Becoming Socialist? Capitalism vs. Socialism: When Rhetoric Meets Reality
• The Shocking Cost of Tariffs: What You’ll Pay at the Grocery Store
• The Tariffs Are Working? So Interest Rates Will Go Down b/c of It?
• 🚨 ALERT: SSA Hack & Credit Freeze – How to Protect Yourself Now! 🚨
• Ignorance is Bliss, Except When it Comes to Your Bank Account
• Transunion Data Breach!

September 2025

• The Hidden Cost of Tariffs: Why I Can’t Buy a New Lawnmower
• Dollar Tree is Now $2.00 Tree? The Supreme Court, Tariffs, and Your Wallet
• Trump Tariffs Declared Illegal: Where’s Your Tariff Rebate Checks?
• Are You a “Job Hugger”?
• The Red Rural Recession: Trump’s Policies Bankrupting Farmers
• Is the Supreme Court About to Crash the Economy?
• Ahh…. Liberation Day. Feel Liberated Yet? I Feel Like I Am!
• The Great Recession: 17 Years Later
• Child Support & Alimony: Why Your Payments Aren’t Getting to You
• Tylenol Science, Stock Prices, and the Politics of Autism and Its Costs!
• Is the USDA’s Food Security Report “Liberal Fodder”?
• Job hunting sucks and AI is Making it Worse

October 2025

• How to Value a Marital Business in a Divorce Case
• Wage Garnishment AFTER Filing Bankruptcy: What to Do (And How to Get Your Money Back)
• NEVER Agree to Change a Court Order Without Going Back to Court! Child Support, Custody, etc.
• The #1 Rule to Stop “Legal Bullyism” in Divorce Negotiation
• State Recession Warning! Moody’s Report
• DIVORCE MISTAKE: Never Sign a Quitclaim Deed Without Knowing This!
• Divorce & The Hidden Mortgage Problem: Why a Quitclaim Deed Isn’t Enough
• Driver’s License Suspended? How to Get It Back Using Bankruptcy (Car Accident Debt)
• Child Support Wage Garnishment: “It Came Out of Nowhere!”
• The Truth About Child Support ARREARS (They NEVER Go Away)
• Don’t file that “Recuse the Judge” motion! 🛑
• URGENT: Government Shutdown & Chapter 7 Bankruptcy—How ONE DAY Can Make You Pass the Means Test

November 2025

• “Gangster Moves” & Deleted Texts: Why Dr. Phil’s Corporation Was Forced to LIQUIDATE!
• Get Your Spouse Out of the House (Without a Restraining Order)
• False Reviews & Defamation Lawsuits: Why You Can’t Collect (Bankruptcy Risk)
• DO NOT Make the Mistake Dr Phil Did With His Bankruptcy
• Sued By A Creditor? 3 Critical Moves NOW!
• You Didn’t Know You Were Sued? Take These Steps!
• Bankruptcy Alert: Why Filings Are Up 15% and What It Means for You
• Cease and Desist Letters: Are They Truly Useless? A Lawyer’s Perspective
• 15 Year Car Loans are a Financial Disaster!
• Tariffs, Coffee, & Bankruptcy: Why Your Cup Costs 19% More (and Who’s Going Bankrupt)
• The 50 Year Mortgage Scam!
• 🚨 Bankruptcy Alert! Business bankruptcies hit a 15-year high! 📉 Why? It’s simple: Tariffs
• $1.2T Debt Crisis: The Pre-Bankruptcy Credit Card Spending Spree
• Filing an Appeal? Is This the Reason Why You Are Filing Your Appeal?
• Fact Check: Are Minimum-Wage Workers in the U.S. Illegally Buying Up All the Houses?
• DTA: The Ultimate Financial Life Lesson. Why Verbal Agreements FAIL
• 🛑 $2,000 Tariff Rebate Check: Scam or Stimulus?
• The Clerk’s Office isn’t Going to Help You!
• Furniture Industry Bankruptcy Warning: Did You Buy From American Signature Furniture!

December 2025

• Bar Complaint vs. Malpractice: What’s the Difference?
• The $5,000 “Doge Check” That Never Came: Disbanded & Debunked
• If Removing Tariffs Lowers Grocery Prices… What Does Adding Them Do?
• Divorce Discovery: The Legal Way to Get Your Spouse’s Financial Records
• Stop! Thinking About Bankruptcy After a Shopping Spree? (Watch This First)
• WARNING: Why Credit Repair Companies Are Not the Answer (Fix Your Credit Yourself)
• How to Evict Your Adult Child (The Boomerang Kid Legal Problem!)
• The Lie About Dropping Drug Prices: A Simple Math Check
• Bankruptcy Law Pro Tip: The Automatic Stay Isn’t Always Enough!
• Strategic Defense: How to Respond to a Creditor Lawsuit to Buy Time Before Filing Bankruptcy
• Paying Child Support But Not Getting Visitation?
• The Perfect Financial Storm: Why 2026 Could See a Bankruptcy Avalanche
• STOP Denying Visitation for Unpaid Child Support! (Why You Can’t Do This)
• Tariffs & the Farmer Bailout: Why Are We Doing This Again?
• The Perfect Financial Storm? Foreclosures Up 17% & Highest Unemployment Since 2021 | Be Prepared Now
• URGENT GIFT CARD DEADLINE: American Signature / Value City
• Medical Tourism Exists Because of Our Broken Healthcare System
• Where Should You File for Divorce? | Jurisdiction & Residency Explained
• The Perfect Storm: Why 79% of Americans are Struggling This Holiday Season
• What is a QDRO? Don’t Lose Your Retirement Assets in Divorce!
• Large Corporations Filing For Bankruptcy Surge When Compared to Last Year
• My Vacuum and the Economy
• Can They Quit Their Job to Avoid Child Support? | Legal Bullyism Explained
• Why Beef Prices Are About to Skyrocket | Tyson Beef Plant Closing in Lexington, Nebraska
• Debt Negotiation Won’t Stop a Lawsuit
• 100 Month Car Loans & 50-Year Mortgages
• QDRO’s Part 2: Understanding Taxes in Divorce Settlements
• I Wouldn’t Take Financial Advice from Elon Musk

Prior YouTube Archives can be found via this link.

Colleges and universities can purchase my bankruptcy law textbook directly from Routledge Publishing. Paralegals and students who are buying single copies can do so via Amazon Books. To access my YouTube channel, click this link.

You can learn more about filing for bankruptcy and the bankruptcy petition via this link. Information on the bankruptcy court system, contact information for trustees, and your state’s exemptions can be found here. The federal bankruptcy exemptions are listed here. The latest version of the 341 Meeting of the Creditors can be found here.

You can find additional categories by clicking below or by using the search feature at the top of this page:

• Bankruptcy
• Insights & Analysis

Please note that the information on this site does not constitute legal advice and should be considered for informational purposes only.