Understanding the Bankruptcy Homestead Exemption and the 1,215-Day Rule
What is the 1,215-day rule? Learn how this 40-month clock caps homestead equity at $214,000 in 2026 and why it’s different from federal exemption limits.
Read MoreBe informed. Be prepared.
What is the 1,215-day rule? Learn how this 40-month clock caps homestead equity at $214,000 in 2026 and why it’s different from federal exemption limits.
Read MorePassing the 2026 Means Test is only step one. Learn how Schedule I/J and judgment liens impact Chapter 7 eligibility and how to protect your equity from lawsuits.
Read MoreRead the Chapter 13 bankruptcy guide 2026. Learn about the new Rule 3002.1 mortgage protections, debt limits, and repayment plan strategies from a published professor.
Read MoreNavigate the 2026 Chapter 7 bankruptcy process with confidence. Learn about updated means test limits, asset exemptions, and tax rules from a published expert.
Read MoreStop foreclosure even if your lender refuses payment. Prof. Hernandez explains how to cure mortgage arrears using Chapter 13 and state court motions to compel.
Read MoreStop federal student loan garnishment by leveraging the “settlement gap.” Learn why filing an adversary proceeding is the key to forcing a government settlement and discharging debt under the latest DOJ guidance.
Read MoreFiling for Relief from Stay? Before you draft a motion, check your local bankruptcy court forms. Using mandatory district templates is key to avoiding rejection.
Read MoreReceived a Motion for Relief from Stay? A bankruptcy attorney and law professor explains how creditors try to lift the automatic stay.
Read MoreWhat are the legal requirements for a bankruptcy petition preparer? Professor Alex Hernandez breaks down 11 U.S.C. § 110, including Form 119, fee limits, and the ban on legal advice.
Read MoreDiscover the risks of using a bankruptcy petition preparer. Professor Alex Hernandez explains why legal advice, accountability, and court advocacy make a lawyer essential for your fresh start.
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