Consumer Bankruptcy Law: Masterclass Series
Welcome to the digital masterclass companion series for Consumer Bankruptcy Law (Routledge Publishing).
Whether you are a paralegal or legal studies student who uses my textbook in class, a law student analyzing the U.S. Bankruptcy Code, or a paralegal handling a Chapter 7 or 13 petition, these articles and accompanying videos will further enhance your understanding of consumer bankruptcy law.
Last updated on August 4, 2026.
By Alexander Hernandez, J.D., Professor, and Author of Consumer Bankruptcy Law (Routledge).
Select a module below to access the complete bankruptcy guide.
Chapter 1: The History of Bankruptcy Law
- The History & Evolution of Bankruptcy Law
- The Architecture of Bankruptcy: Judges, Trustees, and Creditors
- BAPCPA (2005): The Effect on Consumer Bankruptcy Law
- BAPCPA (2005): Reaffirmation Pitfalls and the Attorney Liability Trap
- The Statutory Distribution of Debt in Bankruptcy
Chapter 2: Overview of the Bankruptcy Code
- Bankruptcy Code Structure: The Different Chapters Explained
- Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
- Administrative Structure: The U.S. Trustee and the Bankruptcy Case Trustees
- Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez
- Post-Petition Transfers in Bankruptcy and the Avoidance Powers
Chapter 3: A Summary and Comparison of Chapters 7 and 13
- Chapter 7 Bankruptcy and Debunking the Liquidation Myth
- Schedule I and J: The Reality of Monthly Cash Flow
- Introduction to Chapter 13: The Wage Earner’s Plan
- Beyond the Bankruptcy Petition: The 341 Meeting and Chapter 13 Confirmation Hearings
Chapter 4: State Courts and the Bankruptcy Rules and Procedure
- Understanding Bankruptcy Jurisdiction: Why It Is a Federal Matter
- The Legal Hierarchy, the Supremacy Clause, and Federal Bankruptcy Law

Professor Hernandez is an attorney specializing in consumer finance and debt relief. He is the author of Consumer Bankruptcy Law (Routledge) and teaches law and finance courses in both English and Spanish at an international university.
About the Consumer Bankruptcy Law Series
This article is part of a comprehensive, chapter-by-chapter academic summary designed to supplement core curriculum materials.
Academic & Institutional Resources
- For Universities & Professors: Request an examination copy or purchase the complete textbook directly from Routledge Publishing.
- For Students & Practitioners: Single print and digital copies are available via Amazon Books.
- Stream Full Lectures: Access corresponding video presentations and PowerPoint slide deep-dives on the Prof. Hernandez YouTube Channel.
Explore the full database of financial insights, legal summaries, and consumer resources by visiting the main directory.
Disclaimer: The academic commentary and materials featured on Bankruptcy.blog are strictly for educational and informational purposes and do not constitute formal legal advice.
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