Miami Lawyers
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Why Chapter 12 Bankruptcy is Hitting the 2026 Kitchen Table
With Chapter 12 filings up 46%, the farm crisis is hitting home. Prof. Hernandez explains how the “Red Rural Recession” is driving 2026 grocery inflation and supply chain delays.
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When the National Debt Surpasses GDP, Households Feel It
Prof. Hernandez explains how the rising national debt drives up interest rates, squeezes household budgets, and raises the cost of living in 2026.
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Probate Court and Inheritances in Bankruptcy: The 180-Day Rule
Discover how the 180-day rule affects inheritances in bankruptcy. Prof. Hernandez explains the risks of “time travel” assets, the date of death trigger, and why disclaiming an inheritance is considered a fraudulent transfer. Learn how to protect your future assets through strategic timing.
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Protecting Divorce Assets When Filing for Bankruptcy
Learn why divorce settlements and home sale proceeds may not be exempt in bankruptcy. Prof. Hernandez explains the reinvestment rule and how to protect your assets.
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Why Being a Life Insurance Beneficiary is a Risk in Bankruptcy
Discover why being a life insurance beneficiary is a high-stakes gamble in bankruptcy. Learn how the 180-day rule under Section 541 can allow a Trustee to seize your payout and why timing your filing is critical to protecting your family’s legacy. Expert analysis by Prof. Hernandez.
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How Bankruptcy is Affected By Your Worker’s Comp Settlement
Prof. Hernandez explains how worker’s compensation impacts the bankruptcy means test. Learn how to manage the gap between the 6-month lookback and your real-world budget on Schedules I and J to avoid the “disposable income” trap.
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Why Your Exempt Worker’s Comp Settlement Is at Risk with Bankruptcy
Prof. Hernandez explains how commingling exempt worker’s comp or retirement funds with general cash can lead to frozen accounts and lost legal protections.
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Deed in Lieu of Foreclosure vs.Bankruptcy. Which Is the Better Exit?
Bankruptcy Attorney & Law Professor explains which choice is better between a Deed in Lieu of Foreclosure or Chapter 7 or13 Bankruptcy?
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Proactive Tenant Strategies When the Landlord is in Foreclosure
Protect your lease when a landlord faces foreclosure or bankruptcy. Prof. Hernandez explains how to use PACER, the impact of Section 365, and your rights under the PTFA 90-day rule.”
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The Parent PLUS Trap: Why You Are a Target For Creditors
Bankruptcy Attorney and Law Professor** Prof. Hernandez warns that Parent PLUS loans make parents an “easy target.” Learn how the Treasury uses wage garnishment and Social Security seizure to recover six-figure educational debt.
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How Immigration Drives U.S. Economic Growth
Immigration benefits the economy, dispels myths, and requires reform for better contributions and opportunities.
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Impact of Student Loan Defaults on Credit Scores
Student loan defaults significantly lower credit scores, impacting loans, housing, and life decisions.
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The Declaration of Schedules on the Bankruptcy Petition
This series guides individuals through bankruptcy petitions, emphasizing the importance of hiring qualified lawyers.
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At Home Goods Store Files for Bankruptcy
At Home files for Chapter 11 bankruptcy due to tariffs, economic chaos, and uncertainty.
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Propaganda Economics. Now the Federal Government Owns U.S. Steel?
Trump’s policies, authoritarian in nature, now includes owning U.S. Steel, a private company.
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A Payment Plan or Applying for a Waiver of the Bankruptcy Filing Fees
This video discusses bankruptcy filing fees, payment options, and potential complications if denied.
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See You Later FEMA. Thanks for the Help
Trump plans to phase out FEMA, advocating state-level disaster management amid ongoing federal contradictions.
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The Child Support Snowball: Deportation’s Impact on Household Finances
How deportation disrupts child support, cuts household income, and triggers debt and instability for families in the 2026 economy.
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Causes of Civil Unrest: The California ICE Raids
Chaos from California ICE raids reflects deeper issues like political polarization, economic inequality, and mistrust.
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AI’s End Game: Financial Implications Beyond The Hype
The author questions AI’s future, discussing economic implications and job security amidst rising automation concerns.