Monday, August 31, 2026
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Bankruptcy.Blog

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Miami Lawyers

  • Why Chapter 12 Bankruptcy is Hitting the 2026 Kitchen Table

    With Chapter 12 filings up 46%, the farm crisis is hitting home. Prof. Hernandez explains how the “Red Rural Recession” is driving 2026 grocery inflation and supply chain delays.

  • When the National Debt Surpasses GDP, Households Feel It

    Prof. Hernandez explains how the rising national debt drives up interest rates, squeezes household budgets, and raises the cost of living in 2026.

  • Probate Court and Inheritances in Bankruptcy: The 180-Day Rule

    Discover how the 180-day rule affects inheritances in bankruptcy. Prof. Hernandez explains the risks of “time travel” assets, the date of death trigger, and why disclaiming an inheritance is considered a fraudulent transfer. Learn how to protect your future assets through strategic timing.

  • Protecting Divorce Assets When Filing for Bankruptcy

    Learn why divorce settlements and home sale proceeds may not be exempt in bankruptcy. Prof. Hernandez explains the reinvestment rule and how to protect your assets.

  • Why Being a Life Insurance Beneficiary is a Risk in Bankruptcy

    Discover why being a life insurance beneficiary is a high-stakes gamble in bankruptcy. Learn how the 180-day rule under Section 541 can allow a Trustee to seize your payout and why timing your filing is critical to protecting your family’s legacy. Expert analysis by Prof. Hernandez.

  • How Bankruptcy is Affected By Your Worker’s Comp Settlement

    Prof. Hernandez explains how worker’s compensation impacts the bankruptcy means test. Learn how to manage the gap between the 6-month lookback and your real-world budget on Schedules I and J to avoid the “disposable income” trap.

  • Why Your Exempt Worker’s Comp Settlement Is at Risk with Bankruptcy

    Prof. Hernandez explains how commingling exempt worker’s comp or retirement funds with general cash can lead to frozen accounts and lost legal protections.

  • Deed in Lieu of Foreclosure vs.Bankruptcy. Which Is the Better Exit?

    Bankruptcy Attorney & Law Professor explains which choice is better between a Deed in Lieu of Foreclosure or Chapter 7 or13 Bankruptcy?

  • Proactive Tenant Strategies When the Landlord is in Foreclosure

    Protect your lease when a landlord faces foreclosure or bankruptcy. Prof. Hernandez explains how to use PACER, the impact of Section 365, and your rights under the PTFA 90-day rule.”

  • The Parent PLUS Trap: Why You Are a Target For Creditors

    Bankruptcy Attorney and Law Professor** Prof. Hernandez warns that Parent PLUS loans make parents an “easy target.” Learn how the Treasury uses wage garnishment and Social Security seizure to recover six-figure educational debt.

  • Redbox Shuts Down: Files for Bankruptcy

    Redbox, part of Chicken Soup for the Soul, shuts down after filing for bankrutpcy.

  • Protecting Your Firearms in Bankruptcy

    The Second Amendment protects gun ownership, but it doesn’t exempt firearms from bankruptcy.

  • Second Amendment Rights vs. Bankruptcy Law: Can You Keep Your Guns?

    Can you keep your guns in bankruptcy? Prof. Hernandez explains 2nd Amendment rights vs. federal law and how to use wildcard exemptions to protect your collection.

  • Medical Bills- The Silent Threat to Your Finances

    This podcast warns about shady medical billing leading to bankruptcy, surprise credit card charges, and financial chaos.

  • Avoid Bankruptcy Because of Hospital Billing Tactics

    Medical debt can lead to bankruptcy due to aggressive billing practices, even with insurance coverage.

  • Protecting Your Bank Account When Sued: Vital Tips and Strategies

    Don’t ignore that lawsuit! Protect your cash. Prevent creditors from freezing your bank account. Immediate action stops the freeze

  • Protecting Your Bank Account from Creditors: A Comprehensive Guide

    Sued by a creditor? Learn how to shield your bank account and Social Security from levies. Discover why you should never ignore a summons and how to avoid the ‘commingling’ trap. — Prof. Hernandez

  • Are You Judgment-Proof? Insights on Debtor Rights

    The YouTube video discusses the lawsuit process, being judgment-proof, and strategies for protecting assets from creditors. It explains the lawsuit process, the concept of being judgment-proof, and issues related to protecting assets from creditors. The video provides valuable information and strategies for managing creditors. It is essential to understand this before encountering such situations.

  • YouTube Video-Bankruptcy After Car Accident: Options and Solutions

    The video discusses bankruptcy and car accidents, clarifying misconceptions and emphasizing responsible driving.

  • Understanding Bankruptcy and Car Accident Lawsuits

    This podcast discusses filing for bankruptcy after a car accident. Bankruptcy can help eliminate judgments.