Monday, August 31, 2026
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Miami Lawyers

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.

  • Navigating a Creditor Lawsuit: The Prove Debt Ownership Defense

    Professor & author’s guide to debt lawsuit defense. Learn to challenge debt ownership, use discovery to delay judgments, and stop garnishment with bankruptcy.

  • Cure Mortgage Arrears: How to Force a Lender to Accept Your Payments

    Stop foreclosure even if your lender refuses payment. Prof. Hernandez explains how to cure mortgage arrears using Chapter 13 and state court motions to compel.

  • The 57-Store Shutdown of Off Fifth Avenue and Financial Reset of Saks Global

    Prof. Hernandez analyzes the Saks Global bankruptcy: 57 Saks Off 5th stores closing and a total “Financial Reset.” View the full list of remaining stores and what this retail collapse means for the 2026 economy.

  • Suing the Government is Your Best Move Against Student Loan Garnishments

    Stop federal student loan garnishment by leveraging the “settlement gap.” Learn why filing an adversary proceeding is the key to forcing a government settlement and discharging debt under the latest DOJ guidance.

  • Mom and Pop Small Businesses Reach Record High in Bankruptcy Filings

    Bankruptcy attorney & law professor reports on the record small business bankruptcies in 2025 caused by the impact of the Trump tariffs.

  • The Motion for Relief from Stay: Check Your Local Bankruptcy Forms First

    Filing for Relief from Stay? Before you draft a motion, check your local bankruptcy court forms. Using mandatory district templates is key to avoiding rejection.

  • The Motion for Relief from Stay Versus The Automatic Stay

    Received a Motion for Relief from Stay? A bankruptcy attorney and law professor explains how creditors try to lift the automatic stay.

  • Bankruptcy Petition Preparers: A Compliance Checklist Under 11 U.S.C. §110

    What are the legal requirements for a bankruptcy petition preparer? Professor Alex Hernandez breaks down 11 U.S.C. § 110, including Form 119, fee limits, and the ban on legal advice.

  • The Hidden Risks of Bankruptcy Petition Preparers: Why “Cheap” Can Be Costly

    Discover the risks of using a bankruptcy petition preparer. Professor Alex Hernandez explains why legal advice, accountability, and court advocacy make a lawyer essential for your fresh start.

  • The New Normal: How Tariffs Will Hit Your Budget

    Tariffs, economic chaos, and bad policies are negatively impacting consumers and industries, leading to financial strain.

  • Preparing for the Economic Storm Heading Our Way

    Economic turmoil looms with increasing debt, declining industries, and fear-driven policies affecting communities nationwide.

  • Economic Pulse: Tariff Losses for Small and Large Businesses

    Economic struggles intensify as GOP cuts impact rural grocers, rising energy costs, and tariff burdens.

  • Impact of the Big Beautiful Bill on Electricity Costs

    The Big Beautiful Bill cuts renewable energy subsidies, increasing future electricity costs for households.

  • Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B

    Bankruptcy Schedule 106A/B requires listing all assets, understanding exemptions, and accurate valuations.

  • U.S. Economic Pulse: July 2025 Insights

    U.S. economy faces tariffs impacting inflation amid rising car loan costs and post-hurricane challenges.

  • What Failing Industries Reveal About the Economy and American Households

    Prof. Hernandez analyzes how 2026 tariffs and inflation fuel a consumer pullback, driving a 13-month surge in U.S. foreclosures and bankruptcy filings.

  • Tariff-Induced Inflation: The Ladder to Bankruptcy

    Tariffs, inflation, fuel costs, & global conflicts are driving up everyday expenses, increasing bankruptcies & foreclosures across the U.S.

  • Official Bankruptcy Form 106: Summary of Assets

    Form 106 summarizes assets and liabilities, ensuring accuracy in Chapter 7 bankruptcy petitions to prevent complications.

  • How Congress Affects Your Wallet: CFPB Cuts Explained

    Congress significantly reduced the CFPB’s budget, endangering consumer protections and increasing financial risks.