Miami Lawyers

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.

  • Navigating a Creditor Lawsuit: The Prove Debt Ownership Defense

    Professor & author’s guide to debt lawsuit defense. Learn to challenge debt ownership, use discovery to delay judgments, and stop garnishment with bankruptcy.

  • Cure Mortgage Arrears: How to Force a Lender to Accept Your Payments

    Stop foreclosure even if your lender refuses payment. Prof. Hernandez explains how to cure mortgage arrears using Chapter 13 and state court motions to compel.

  • The 57-Store Shutdown of Off Fifth Avenue and Financial Reset of Saks Global

    Prof. Hernandez analyzes the Saks Global bankruptcy: 57 Saks Off 5th stores closing and a total “Financial Reset.” View the full list of remaining stores and what this retail collapse means for the 2026 economy.

  • Suing the Government is Your Best Move Against Student Loan Garnishments

    Stop federal student loan garnishment by leveraging the “settlement gap.” Learn why filing an adversary proceeding is the key to forcing a government settlement and discharging debt under the latest DOJ guidance.

  • Mom and Pop Small Businesses Reach Record High in Bankruptcy Filings

    Bankruptcy attorney & law professor reports on the record small business bankruptcies in 2025 caused by the impact of the Trump tariffs.

  • The Motion for Relief from Stay: Check Your Local Bankruptcy Forms First

    Filing for Relief from Stay? Before you draft a motion, check your local bankruptcy court forms. Using mandatory district templates is key to avoiding rejection.

  • The Motion for Relief from Stay Versus The Automatic Stay

    Received a Motion for Relief from Stay? A bankruptcy attorney and law professor explains how creditors try to lift the automatic stay.

  • Bankruptcy Petition Preparers: A Compliance Checklist Under 11 U.S.C. §110

    What are the legal requirements for a bankruptcy petition preparer? Professor Alex Hernandez breaks down 11 U.S.C. § 110, including Form 119, fee limits, and the ban on legal advice.

  • The Hidden Risks of Bankruptcy Petition Preparers: Why “Cheap” Can Be Costly

    Discover the risks of using a bankruptcy petition preparer. Professor Alex Hernandez explains why legal advice, accountability, and court advocacy make a lawyer essential for your fresh start.

  • The Latest Tariffs News

    Companies navigate tariff impacts as consumer confidence declines and price hikes emerge in the U.S.

  • How Immigration Drives U.S. Economic Growth

    Immigration benefits the economy, dispels myths, and requires reform for better contributions and opportunities.

  • Impact of Student Loan Defaults on Credit Scores

    Student loan defaults significantly lower credit scores, impacting loans, housing, and life decisions.

  • The Declaration of Schedules on the Bankruptcy Petition

    This series guides individuals through bankruptcy petitions, emphasizing the importance of hiring qualified lawyers.

  • At Home Goods Store Files for Bankruptcy

    At Home files for Chapter 11 bankruptcy due to tariffs, economic chaos, and uncertainty.

  • Propaganda Economics. Now the Federal Government Owns U.S. Steel?

    Trump’s policies, authoritarian in nature, now includes owning U.S. Steel, a private company.

  • A Payment Plan or Applying for a Waiver of the Bankruptcy Filing Fees

    This video discusses bankruptcy filing fees, payment options, and potential complications if denied.

  • See You Later FEMA. Thanks for the Help

    Trump plans to phase out FEMA, advocating state-level disaster management amid ongoing federal contradictions.

  • The Child Support Snowball: Deportation’s Impact on Household Finances

    How deportation disrupts child support, cuts household income, and triggers debt and instability for families in the 2026 economy.

  • Causes of Civil Unrest: The California ICE Raids

    Chaos from California ICE raids reflects deeper issues like political polarization, economic inequality, and mistrust.