Miami Lawyers
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Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits
Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.
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Navigating a Creditor Lawsuit: The Prove Debt Ownership Defense
Professor & author’s guide to debt lawsuit defense. Learn to challenge debt ownership, use discovery to delay judgments, and stop garnishment with bankruptcy.
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Cure Mortgage Arrears: How to Force a Lender to Accept Your Payments
Stop foreclosure even if your lender refuses payment. Prof. Hernandez explains how to cure mortgage arrears using Chapter 13 and state court motions to compel.
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The 57-Store Shutdown of Off Fifth Avenue and Financial Reset of Saks Global
Prof. Hernandez analyzes the Saks Global bankruptcy: 57 Saks Off 5th stores closing and a total “Financial Reset.” View the full list of remaining stores and what this retail collapse means for the 2026 economy.
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Suing the Government is Your Best Move Against Student Loan Garnishments
Stop federal student loan garnishment by leveraging the “settlement gap.” Learn why filing an adversary proceeding is the key to forcing a government settlement and discharging debt under the latest DOJ guidance.
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Mom and Pop Small Businesses Reach Record High in Bankruptcy Filings
Bankruptcy attorney & law professor reports on the record small business bankruptcies in 2025 caused by the impact of the Trump tariffs.
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The Motion for Relief from Stay: Check Your Local Bankruptcy Forms First
Filing for Relief from Stay? Before you draft a motion, check your local bankruptcy court forms. Using mandatory district templates is key to avoiding rejection.
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The Motion for Relief from Stay Versus The Automatic Stay
Received a Motion for Relief from Stay? A bankruptcy attorney and law professor explains how creditors try to lift the automatic stay.
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Bankruptcy Petition Preparers: A Compliance Checklist Under 11 U.S.C. §110
What are the legal requirements for a bankruptcy petition preparer? Professor Alex Hernandez breaks down 11 U.S.C. § 110, including Form 119, fee limits, and the ban on legal advice.
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The Hidden Risks of Bankruptcy Petition Preparers: Why “Cheap” Can Be Costly
Discover the risks of using a bankruptcy petition preparer. Professor Alex Hernandez explains why legal advice, accountability, and court advocacy make a lawyer essential for your fresh start.
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Community Actions to Combat Student Loan Crisis
The author proposes a community service initiative to reduce student loan debt through pro bono work.
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What to Expect with the Trump Tariffs and Student Loans Forgiveness
Student loans may increase under Trump, with conflicting policies impacting borrowers and education costs.
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The Hidden Bankruptcy Risk of Renting Out Your Home
Learn whether Chapter 7 bankruptcy protects your homestead—and how renting out your home or living elsewhere can cause you to lose that protection.
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Understanding Alaska Bankruptcy Exemptions: Your Guide to Protecting Assets
Navigating bankruptcy in Alaska involves understanding state exemptions and residency requirements to protect assets.
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How Alabama Bankruptcy Exemptions Protect Your Assets
Alabama bankruptcy exemptions vary significantly, affecting asset protection based on residency and state laws.
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The Tariff Squeeze, National Debt, and the 2026 Insolvency Crisis
Tariff costs are pushing consumers deeper into debt and fueling a growing bankruptcy surge.
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Elon Musk and The Onion: Infowars Auction Explained
Confused by the Infowars auction? Discover the legal reality behind the sale and how Chapter 7 bankruptcy law actually works to compensate creditors.
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Asset Collection and Judgment Enforcement: The Rudy Giuliani Case
Rudy Giuliani faces contempt of court and creditor collection for defaming Georgia poll workers.
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Debunking Sovereign Citizen Myths: Know Your Rights
Think you know your rights? A law professor debunks dangerous sovereign citizen myths about mortgages, the UCC, and secret bank accounts.
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Handling insurance Proceeds and Bankruptcy
Insurance proceeds from hurricane damages impact bankruptcy; careful planning and documentation are crucial.