Miami Lawyers

  • Credit Repair Organizations: Why I Call the Industry a Fraud

    A bankruptcy attorney and law professor exposes credit repair fraud. Learn why these companies are ineffective and fail to fix your credit.

  • The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High

    S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.

  • Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained

    A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).

  • Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis

    A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.

  • Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)

    A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.

  • Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market

    Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.

  • Chapter 13 Bankruptcy & the Federal Government Shutdown

    Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.

  • Bankruptcy Fraud: What Dr. Phil’s Chapter 7 Case Teaches Every Debtor

    An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.

  • How a Government Shutdown Can Help You Pass the Chapter 7 Means Test

    Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.

  • Does the Government Shutdown Stop Your Chapter 7 Bankruptcy?

    Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.

  • IRS Announces 2025 IRA and 401(k) Contribution Limits

    IRS sets 2025 contribution limits for IRAs and 401(k)s; focus on maximizing savings.

  • Debt Reduction Made Simple: Strategies for Managing Credit Card Debt

    Start saving money now! Get practical steps for debt reduction, including when to use balance transfers and how to choose the right option.

  • Where to File for Bankruptcy: Understanding Residency Requirements

    Don’t risk your property. This expert guide breaks down the 180-day filing rule and the crucial 730-day residency requirements that dictate your state exemptions.

  • Understanding Legal Steps Before Bankruptcy: Avoiding Common Pitfalls

    Authored by a published Bankruptcy Professor. Learn the essential legal steps to manage active creditor lawsuits before filing Chapter 7 or 13. Stop wage garnishment and properly file the Suggestion of Bankruptcy to protect your assets.

  • The Critical Role of Credit Report Accuracy and Identity Theft Protection

    Defend your rights under federal law. A bankruptcy attorney and law professor provides an authoritative FCRA credit report dispute guide to protect your file.

  • How to Handle Contracts and Creditors After a Disaster: A Legal Guide

    A legal guide to the Act of God clause. Learn how disasters affect contracts, service agreements, and creditor demands—and how to protect your rights.

  • Understanding the 341 Meeting: What Creditors and Debtors Need to Know

    Understand creditor rights at the 341 meeting, how proofs of claim work, and what happens when you become an accidental creditor in bankruptcy.

  • Sued by a Creditor? Why the Automatic Stay Isn’t Always Enough

    Sued by a creditor? Learn the best bankruptcy strategies, defenses, and civil court procedures to stop collection lawsuits and protect your assets.

  • FEMA vs. SBA Disaster Aid: Separating Grants from Loans for Financial Recovery

    An attorney and law professor and disaster survivor breaks down the critical difference: FEMA provides grants, while the SBA offers loans. Learn the legal facts to protect your home and finances from misinformation.

  • Understanding Bankruptcy Exemptions for Business Owners

    Filing Chapter 7? Learn how business owners use state and personal bankruptcy exemptions (including tools of the trade) to protect valuable business assets.