Miami Lawyers

  • The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High

    S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.

  • Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained

    A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).

  • Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis

    A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.

  • Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)

    A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.

  • Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market

    Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.

  • Chapter 13 Bankruptcy & the Federal Government Shutdown

    Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.

  • Bankruptcy Fraud: What Dr. Phil’s Chapter 7 Case Teaches Every Debtor

    An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.

  • How a Government Shutdown Can Help You Pass the Chapter 7 Means Test

    Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.

  • Does the Government Shutdown Stop Your Chapter 7 Bankruptcy?

    Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.

  • Government Shutdown & Your Bankruptcy Case: What You Need to Know Now

    Will the federal government shutdown affect your bankruptcy case? A bankruptcy attorney and professor explains the process.

  • Understanding the 341 Meeting of Creditors and the Rule 2004 Examination

    What is the real difference between a 341 Meeting and a Rule 2004 Examination? Prof. Hernandez explains the scope, authority, and strategy behind these bankruptcy tools.

  • Podcast: The LLC Myth in Chapter 7 Business Bankruptcy

    LLCs provide limited liability, but owners can still be personally liable for business debts.

  • Understanding Domestic Support Obligations in Bankruptcy

    The video explains domestic support obligations in bankruptcy, emphasizing their priority status and treatment.

  • Divorced! You Are Still Liable for the Mortgage

    After divorce, signing over the house via a quit claim deed does not remove mortgage liability. This affects credit, loan eligibility, and could lead to foreclosure. The original mortgage contract remains, impacting credit for up to 30 years. Protect yourself by seeking property sale or complete home refinance, and ensuring proof of mortgage pre-approval.

  • Student Loan Forgiveness For “Runaway Interest”

    The Biden administration’s SAVE plan forgives up to $20,000 in runaway interest for student loan borrowers.

  • Vehicle Title Discrepancies and Bankruptcy: The “Control” Principle

    Vehicle titles can create major bankruptcy risks. Understand ownership issues, equity exposure, fraudulent transfers, and how Chapter 13 and cramdown can protect your car.

  • Are LLCs Bulletproof? Understanding Business Bankruptcy & Personal Liability

    Bankruptcy Attorney and Law Professor Prof. Hernandez analyzes the limitations of the LLC shield, examining how personal guarantees and bankruptcy impact your personal assets and business liability.

  • Which Red Lobster Locations Are Closing? Here’s the List

    Red Lobster is closing fifty locations amid bankruptcy rumors and recent equipment auctions.

  • Great! The Bankruptcy Trustee Abandoned Your Car

    Filing for bankruptcy involves a 341 meeting of creditors, trustee’s questions, and protecting your vehicle.

  • Chapter 7 Bankruptcy in 4 Months? You Got This!

    Chapter 7 bankruptcy takes about four months, with key steps including filing, creditor meeting, and discharge.