Miami Lawyers

  • The Corporate Canary in the Coal Mine: S&P Data Shows Business Bankruptcies Soaring to a 15-Year High

    S&P data confirms corporate bankruptcies hit 15-year peak. A bankruptcy law expert explains the effect of how tariff is affecting consumers.

  • Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained

    A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).

  • Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis

    A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.

  • Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)

    A bankruptcy law expert breaks down the U.S. Trustee Program’s new Means Test median income figures, effective November 1, 2025.

  • Professor’s Warning: 15% Bankruptcy Surge Fueled by Student Loans & a Weak Job Market

    Professor and bankruptcy attorney explains the 15% bankruptcy surge: Student loan payments, record debt, and AI-driven jobs.

  • Chapter 13 Bankruptcy & the Federal Government Shutdown

    Filed for Chapter 13 bankruptcy during a government shutdown? Bankruptcy attorney and law professor’s guide to your next steps.

  • Bankruptcy Fraud: What Dr. Phil’s Chapter 7 Case Teaches Every Debtor

    An attorney and bankruptcy law professor breaks down Dr. Phil’s bankruptcy fraud case. Understand the consequences of lying to the Trustee.

  • How a Government Shutdown Can Help You Pass the Chapter 7 Means Test

    Furloughed by the government shutdown? Now is the time to pass the Means Test and qualify for Chapter 7 bankruptcy. Expert insight.

  • Does the Government Shutdown Stop Your Chapter 7 Bankruptcy?

    Filed Chapter 7 bankruptcy, and now there’s the government shutdown? A bankruptcy attorney and professor explains how this affects your case.

  • Government Shutdown & Your Bankruptcy Case: What You Need to Know Now

    Will the federal government shutdown affect your bankruptcy case? A bankruptcy attorney and professor explains the process.

  • How the National Debt is Forcing Consumers into Debt and Bankruptcy

    How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.

  • Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers

    Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.

  • Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?

    Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.

  • Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez

    Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.

  • Can You Go to Jail for Debt? The Reality of Debtors’ Prisons

    Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.

  • Why You Should Never File for Bankruptcy on Payday

    Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.

  • Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases

    Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.

  • The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy

    Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.

  • The Statutory Distribution of Debt in Bankruptcy

    A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.

  • The Redfin Delisting Surge: The  “Buying Time” Strategy

    Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.