Miami Lawyers
-
11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order
Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.
-
Furlough Protection for Spirit Airlines Workers: Essential Steps
Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.
-
Navigating Job Hunting in the Age of AI
AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.
-
The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’
Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.
-
PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm
Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.
-
Understanding the Financial Fallout from Lehman Brothers
The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.
-
The Trump Tariffs Are Illegal, But For How long?
An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.
-
Tariff Effects: Financial Decisions We Face
Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.
-
Bankruptcy Schedule E/F Explained: Listing Unsecured Debt
Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.
-
Recession Risks: Which States Are Struggling the Most?
States face financial distress amid recession risks, with Texas leading in economic challenges.
-
The Household Debt Crisis Driving the 2026 Bankruptcy Wave
Learn how the household debt crisis & bankruptcy wave are unfolding in 2026 & what legal options protect families facing rising delinquencies.
-
The Chapter 13 Marathon: Why You Need Permission Before Taking on New Debt
New debt in Chapter 13 is permanent and requires court approval. Learn how the “Motion to Incur Debt” protects your case, explained by a Bankruptcy Attorney & Law Professor.
-
Bankruptcy’s Timing Mistake: Medical Bills & Debt You Can’t Erase
Post‑petition debt is permanent, making bankruptcy timing critical. Learn how the snapshot rule protects you, explained by a Bankruptcy Attorney & Law Professor.
-
401(k) Loans in Chapter 13: The Step‑Up Trap That Can Break Your Plan
A 401(k) loan in Chapter 13 can trigger a step‑up trap that raises your plan payments. Bankruptcy Attorney & Law Professor explains.
-
How Your 401(k) Withdrawal Can Sabotage Your Chapter 7 Means Test
Bankruptcy Attorney & Law Professor explains how a 401k withdrawal impacts the Chapter 7 bankruptcy Mean Test.
-
The Hidden Small‑Business Bankruptcy Wave: From Chapter 11 to 7
Small‑business bankruptcies are rising as owners shift from Chapter 11 to Chapter 7. Learn how tariffs, rates, leases, and personal liability drive liquidation
-
How Retirement Contributions Affect a Bankruptcy Case
Bankruptcy Attorney & Law Professor explains how 401(k) & IRA retirement contributions affect your disposable income in bankruptcy.
-
401(k) Loans in Bankruptcy: Why They Are Listed as Secured Debt
As living costs rise in 2026, 401(k) loans are becoming more common, yet many don’t realize they are classified as secured debt. Prof. Hernandez explains why these loans aren’t dischargeable in bankruptcy and the severe tax penalties of defaulting.
-
How Spirit Airlines’ Collapse Compares to the American Household
Rising costs are grounding families like Spirit Airlines. Learn how inflation is pushing household budgets to a breaking point.
-
The Perfect Storm: From Rural America, to the Boardroom, to the Kitchen Table
Prof. Hernandez analyzes the “Perfect Storm”: Linking the Chapter 12 farm surge to corporate insolvency and the rise of household debt survival tactics.