Miami Lawyers

  • 11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order

    Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.

  • Furlough Protection for Spirit Airlines Workers: Essential Steps

    Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.

  • Navigating Job Hunting in the Age of AI

    AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.

  • The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’

    Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.

  • PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm

    Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.

  • Understanding the Financial Fallout from Lehman Brothers

    The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.

  • The Trump Tariffs Are Illegal, But For How long?

    An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.

  • Tariff Effects: Financial Decisions We Face

    Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.

  • Bankruptcy Schedule E/F Explained: Listing Unsecured Debt

    Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.

  • Recession Risks: Which States Are Struggling the Most?

    States face financial distress amid recession risks, with Texas leading in economic challenges.

  • The Rise of Aggressive Collection by the Treasury Department

    The Department of Education is officially initiating the student loan transfer to Treasury collections. As the SAVE plan ends, learn how the OBBBA and the new 30-year repayment terms impact your financial survival. Prof. Hernandez breaks down the Treasury’s “hired muscle” tactics.

  • The Foreclosure Surge. How Tenants Can Stay in the Property

    As foreclosures rise 20%, tenants face a dilemma: who gets the rent? Prof. Hernandez explains your legal rights and how to handle the assignment of rents.

  • Sinking in Car Debt? How the Chapter 13 Cramdown Rescues You From Long-Term Car Loans

    Bankruptcy Attorney & Law Professor Hernandez analyzes the 100-month car loan debt trap and how the Chapter 13 cramdown can reduce negative equity to fair market value.

  • The Forever Car Loan: Why Stretching Your Term is a Financial Trap

    Prof. Hernandez analyzes why 100-month car loans are a financial trap. Discover the “Double Sting” of reaffirmation agreements and how bankruptcy provides a clean exit

  • Personal Injury Settlements: Chapter 7 vs. Chapter 13 Bankruptcy

    Prof. Hernandez explains how personal injury settlements are treated in Chapter 7 liquidation vs. Chapter 13 reorganization, including the Liquidation Test.

  • How Personal Injury Settlements Move Through a Bankruptcy Case

    Learn how the process of a PI settlement moves through a bankruptcy case and why the Trustee oversees every step. Understand what the bankruptcy Trustee requires and how the process affects your claim

  • Protecting Your Recovery: Personal Injury Settlements and the Bankruptcy Estate

    Can you keep your personal injury settlement in bankruptcy? Prof. Hernandez analyzes 11 U.S.C. § 522(d)(11)(D), state exemptions, and strategic alternatives to filing.

  • The AI Economy and the Looming “Dot-Com” Reckoning

    Prof. Hernandez analyzes the AI profitability paradox, the “Dot-Com” reckoning, and why the death of the tax base threatens the future of the middle class.

  • Does Bankruptcy Stop Eviction? The Pre vs. Post-Judgment Rule

    Bankruptcy Attorney & Law Professor explains when bankruptcy stops eviction, how the pre‑ vs. post‑judgment rule works, and when landlords can still proceed.

  • The Tenant in the Middle: What Happens When Your Landlord Files Bankruptcy?

    If your landlord files for bankruptcy, your lease doesn’t just disappear. Prof. Hernandez explains “accidental landlords,” escrow shock, and how Section 365(h) protects tenant rights during a filing.