Miami Lawyers
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11 U.S.C. §507 Priority Claims: The Professor’s Guide to Current Caps & Order
Section 507 of the Bankruptcy Code outlines the priority of debt repayment in bankruptcy cases.
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Furlough Protection for Spirit Airlines Workers: Essential Steps
Spirit Airlines employees may claim priority wages up to $17,150 for unpaid wages pre-bankruptcy.
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Navigating Job Hunting in the Age of AI
AI in job hunting complicates applications, often overlooking qualified candidates, impacting the job market significantly.
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The Domino Effect: Why 2026 is the Year of the ‘Job Hugger’
Prof. Hernandez explains “Job Hugging” and why the 76% corporate bankruptcy spike and student loan debt are creating a defensive 2026 labor market.
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PCH, Damon Dash, & Florida Foreclosures: Weathering the Next Financial Storm
Bankruptcy filings demonstrate economic challenges, consumer vulnerabilities, and the impact of policy changes.
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Understanding the Financial Fallout from Lehman Brothers
The Lehman Brothers bankruptcy in 2008 reshaped financial attitudes and caused widespread economic repercussions.
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The Trump Tariffs Are Illegal, But For How long?
An appellate court deemed many Trump tariffs illegal, highlighting broader economic turmoil affecting consumers nationwide.
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Tariff Effects: Financial Decisions We Face
Tariffs increase consumer prices, forcing difficult financial decisions for families amid economic strain.
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Bankruptcy Schedule E/F Explained: Listing Unsecured Debt
Schedule E/F in bankruptcy lists unsecured debts; avoid common mistakes for accurate filing.
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Recession Risks: Which States Are Struggling the Most?
States face financial distress amid recession risks, with Texas leading in economic challenges.
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How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
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Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
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Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
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Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
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Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
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Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
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Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
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The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
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The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
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The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.