Miami Lawyers

  • Claire’s and Icing Store Closures in Florida: Key Details

    Claire’s is closing fifteen Florida locations due to bankruptcy and changing consumer habits.

  • Understanding Schedule D for Secured Creditor Claims

    Schedule D requires all secured debts in bankruptcy; listing does not mean asset surrender.

  • Understanding Stagflation Signs and Core Inflation: A Deep Dive

    Stagflation concerns rise as inflation and stagnant job growth create economic uncertainty and fear.

  • 4.4 Million Exposed in TransUnion Data Breach—Take Action!

    TransUnion’s data breach affects 4.4 million; consider freezing credit to safeguard personal information.

  • Claire’s Store Closures in Georgia: Complete List

    Claire’s is closing several Georgia locations due to bankruptcy and shifting retail trends.

  • Understanding Tariff Driven Inflation

    Lower interest rates signal economic struggle, worsened by tariffs, increasing costs of living significantly.

  • The Hidden Cost of Tariffs: How Trade Policy Fuels Debt and Bankruptcy

    Trump tariffs can raise costs significantly, affecting household expenses and increasing bankruptcies nationwide.

  • PSLF Under Threat: What Borrowers Need to Know

    A new Department of Education rule could eliminate PSLF due to their employer’s misconduct: “guilt by association.”

  • Why Foreclosures Filings Are Rising in Tourist-Haven States

    Foreclosure rates rise sharply in tourism-dependent states, reflecting economic strains and tourism decline.

  • Claire’s Bankruptcy Chapter 11: Tariffs and Store Closures

    Claire’s files for Chapter 11 bankruptcy again, facing debt, tariffs, and changing consumer behavior.

  • Luxury Expenses in Bankruptcy. Like Golf?

    Liam’s bankruptcy case raises issues about golf expenses and unsecured debts during his filing.

  • Strategic Debt Relief: How Personal Loans Can Help

    Personal loans can relieve debt, improve credit, and settle creditor lawsuits, despite credit challenges.

  • Understanding Non-Dischargeable Debts: Why Bankruptcy Isn’t a “Get Out of Jail Free” Card

    Can criminal fraud debt be discharged? Professor Alexander Hernandez, J.D., explains Section 523(a) and non-dischargeable debt using the G-Herbo case example.

  • The Adversary Process and the Fall of Rudy Giuliani’s Chapter 11 Bankruptcy

    Professor Alexander Hernandez, J.D., analyzes Rudy Giuliani’s Chapter 11 dismissal and the adversary process behind the $148M defamation judgment.

  • Facing a Credit Card Lawsuit? A Law Professor’s Guide to the Process

    When sued, know response due date. Sending a letter to judge is not a proper legal response.

  • The Confusion with Mortgage Liens and Bankruptcy

    Confused by how Chapter 7 or 13 affects your home? A bankruptcy professor explains why mortgage liens survive discharge and how to avoid costly foreclosure traps.

  • Decoding Chapter 7: Exemptions, Means Testing, and the Disposable Income Trap

    Chapter 7 bankruptcy involves liquidation, exemptions, means testing, and disposable income for debtors.

  • Quick Guide to the Basics: Liquidation, Exemptions, and The Means Test

    The blog explores Chapter 7 and Chapter 13 bankruptcies, focusing on exemptions and means testing.

  • Understanding Trustee Scrutiny in Bankruptcy

    Luxury expenses can jeopardize bankruptcy cases due to trustee scrutiny and disclosure requirements.

  • Welcome to Bankruptcy.blog: Navigating Your Path to Financial Relief

    Learn about Chapter 7 and 13 bankruptcy from Professor Alex Hernandez, author of “Consumer Bankruptcy Law” (Routledge). Get expert insights on student loans, mortgages, and filing resources for debtors and paralegals.