Miami Lawyers
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Navigating Schedule C Exemptions in Bankruptcy
Understanding Schedule C exemptions is vital for protecting personal property during bankruptcy filings.
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Stagflation and Record Highs in Student Loan Defaults
Expert analysis: Record student loan defaults (12.9%) and inflationary tariffs and labor shocks, making stagflation an inevitable reality.
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Mo Gawdat’s AI Predictions: Utopia or Dystopia?
Mo Gawdat’s predictions about AI’s societal impact are exaggerated and potentially harmful to innovation.
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BLS Chief Firing: Impacts on Economic Credibility
The firing of the BLS chief raises doubts about U.S. economic data credibility and future job reports.
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Liberation Day Will Cost You
Liberation Day introduces higher tariffs, leading to increased consumer prices and potential economic challenges.
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Understanding the Rise of Bankruptcy: 2025 Trends
Bankruptcy filings rose 11.5% in 2025, reversing years of decline and highlighting economic instability.
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JCPenney’s Massive Real Estate Comeback: 119 Stores Sold
JCPenney is selling 119 retail properties for $947 million, marking a significant recovery.
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The Truth Behind Trump’s Tariff Rebate Check
The Trump tariff rebate check is another empty promise, like the previous DOGE check distraction.
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Understanding the EU-U.S. Trade Deal: What’s Really Happening
The EU-U.S. trade deal is not finalized; it’s just a framework with unresolved issues.
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The New Normal: How Tariffs Will Hit Your Budget
Tariffs, economic chaos, and bad policies are negatively impacting consumers and industries, leading to financial strain.
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Understanding Bankruptcy: Launching the Podcast Journey
Attorney and Law Professor, and author of Consumer Bankruptcy Law, Alex Hernandez launches his new blog and podcast. Learn bankruptcy law from an expert who survived debt—you will, too! 155
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Chapter 7 Mistakes That Can Force Your Case into Chapter 13
Bankruptcy professor warns: The Means Test is not enough. Avoid the 5 costly debtor and attorney mistakes that risk your discharge and lead to Chapter 13 conversion.
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Action Required: Navient Federal Student Loans are Fully Transferring to MOHELA
Navient federal student loans are now fully serviced by MOHELA. Learn the 3 crucial steps to protect your PSLF progress and check your credit report for critical errors.
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What Happens After a Car is Repossessed? The Process to Deficiency Judgment
Don’t assume a car repo ends your liability. Learn the process from repossession to auction, the calculation of the deficiency balance, and how bankruptcy can discharge the resulting judgment.
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Maximize Your Score: Boosting Credit with Strategic Personal Loans and Debt Management
Bankruptcy attorney and law professor reveals the strategy: use personal loans to convert non-reporting debt (like taxes & utilities) into positive credit history and maximize your score.
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The $1.23 Trillion Dollar Credit Card Problem: Time is Ticking for Debtors and Creditors
Why is bankruptcy up? Legal expert Alex Hernandez explains how record $1.23T debt and the COVID-era statute of limitations are driving creditor lawsuits now.
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Understanding the Automatic Stay: Chapter 7 Versus Chapter 13 Bankruptcy
The automatic stay in bankruptcy provides temporary protection, but Chapter 7 may not save your car.
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What You, Bankruptcy, and Cardi B Could Have in Common
Learn from Cardi B’s defamation lawsuit against Tasha K and how the 2004 examination is used to find fraud.
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Divorce Debt: Why a Quitclaim Deed Won’t Save You from Mortgage and Bankruptcy Issues
As a professor & bankruptcy law author, I explain why a quit claim deed during divorce fails to protect you and will ruin your credit.
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The Bankruptcy Trustee, Strategies to Protect Your Tax Refund.
Stop the Bankruptcy Trustee from taking your tax refund. Learn the legal timing strategies you can use in Chapter 7 or 13 bankruptcy.