Miami Lawyers
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The New Normal: How Tariffs Will Hit Your Budget
Tariffs, economic chaos, and bad policies are negatively impacting consumers and industries, leading to financial strain.
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Preparing for the Economic Storm Heading Our Way
Economic turmoil looms with increasing debt, declining industries, and fear-driven policies affecting communities nationwide.
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Economic Pulse: Tariff Losses for Small and Large Businesses
Economic struggles intensify as GOP cuts impact rural grocers, rising energy costs, and tariff burdens.
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Impact of the Big Beautiful Bill on Electricity Costs
The Big Beautiful Bill cuts renewable energy subsidies, increasing future electricity costs for households.
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Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B
Bankruptcy Schedule 106A/B requires listing all assets, understanding exemptions, and accurate valuations.
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U.S. Economic Pulse: July 2025 Insights
U.S. economy faces tariffs impacting inflation amid rising car loan costs and post-hurricane challenges.
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What Failing Industries Reveal About the Economy and American Households
Prof. Hernandez analyzes how 2026 tariffs and inflation fuel a consumer pullback, driving a 13-month surge in U.S. foreclosures and bankruptcy filings.
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Tariff-Induced Inflation: The Ladder to Bankruptcy
Tariffs, inflation, fuel costs, & global conflicts are driving up everyday expenses, increasing bankruptcies & foreclosures across the U.S.
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Official Bankruptcy Form 106: Summary of Assets
Form 106 summarizes assets and liabilities, ensuring accuracy in Chapter 7 bankruptcy petitions to prevent complications.
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How Congress Affects Your Wallet: CFPB Cuts Explained
Congress significantly reduced the CFPB’s budget, endangering consumer protections and increasing financial risks.
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Why Credit Reports Are Your First Line of Defense Before a Data Breach
Data breaches expose personal information, but your credit report can help you catch identity theft fast. Learn the early indicators and how to protect your credit.
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Navigating Attorney Fees, Credit Card Usage, and Bankruptcy Trustee Scrutiny
Can you pay a bankruptcy lawyer with a credit card? Bankruptcy attorney & law professor explains attorney fees and payment plans.
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Rising Student Loan Debt: Impact on Borrowers and Society
Student loan debt continues to surge, with over 2.4 million borrowers holding balances of $100,000-$200,000 in Q2 2024.
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Is Avon Going Out of Business?
Cosmetics giant Avon files for Chapter 11 bankruptcy amid talcum powder lawsuits and over $1 billion debt.
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Building Financial Stability Through Debt Reduction and Consistent Savings
Discover professional strategies for long‑term financial stability. Learn how to move beyond basic debt reduction to build a sustainable, secure financial future.
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Chapter 13 Confirmation Hearings: Process, Objections, and Judicial Approval
Bankruptcy Attorney and Law Professor Prof. Hernandez explains the Chapter 13 confirmation hearing, the liquidation test, and how to handle trustee objections to secure your payment plan.
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Divorce Debt: Loans vs. Bankruptcy | Prof. Hernandez
A law professor and divorce attorney breaks down the pros and cons of using a personal loan to finance your divorce case.
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The Strategic Power of Chapter 13: Navigating the Auto Debt “Cramdown”
Chapter 13 bankruptcy helps catch up on car loan payments to prevent repossession and may reduce loan balance.
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How to Stop Foreclosure: The Expert Guide to the Automatic Stay
Bankruptcy Attorney & Law Professor explains how to stop foreclosure and save your home. with the automatic stay.
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Stopping Foreclosure: The Critical Steps When Filing for Bankruptcy Without a Lawyer (Pro Se)
Don’t lose your home! Learn the critical difference between Chapter 7 & 13 and the steps for Pro Se filers to stop a foreclosure sale by immediately filing the Suggestion of Bankruptcy.