Miami Lawyers
-
Preparing for the Economic Storm Heading Our Way
Economic turmoil looms with increasing debt, declining industries, and fear-driven policies affecting communities nationwide.
-
Economic Pulse: Tariff Losses for Small and Large Businesses
Economic struggles intensify as GOP cuts impact rural grocers, rising energy costs, and tariff burdens.
-
Impact of the Big Beautiful Bill on Electricity Costs
The Big Beautiful Bill cuts renewable energy subsidies, increasing future electricity costs for households.
-
Essential Tips for Listing Assets on Bankruptcy Schedule 106A/B
Bankruptcy Schedule 106A/B requires listing all assets, understanding exemptions, and accurate valuations.
-
U.S. Economic Pulse: July 2025 Insights
U.S. economy faces tariffs impacting inflation amid rising car loan costs and post-hurricane challenges.
-
What Failing Industries Reveal About the Economy and American Households
Prof. Hernandez analyzes how 2026 tariffs and inflation fuel a consumer pullback, driving a 13-month surge in U.S. foreclosures and bankruptcy filings.
-
Tariff-Induced Inflation: The Ladder to Bankruptcy
Tariffs, inflation, fuel costs, & global conflicts are driving up everyday expenses, increasing bankruptcies & foreclosures across the U.S.
-
Official Bankruptcy Form 106: Summary of Assets
Form 106 summarizes assets and liabilities, ensuring accuracy in Chapter 7 bankruptcy petitions to prevent complications.
-
How Congress Affects Your Wallet: CFPB Cuts Explained
Congress significantly reduced the CFPB’s budget, endangering consumer protections and increasing financial risks.
-
The Big Beautiful Bill: What Comes Next?
The Big Beautiful Bill awaits Trump’s signature, promising significant savings for the wealthy and losses for low-income households.
-
How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
-
Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
-
Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
-
Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
-
Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
-
Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
-
Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
-
The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
-
The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
-
The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.