Miami Lawyers

  • Understanding the Hawaii Bankruptcy Exemptions

    Hawaii offers specific bankruptcy exemptions, allowing debtors to protect assets but requires residency compliance.

  • Economic News Update: Tariffs, Recession Signals, and More

    Economic concerns rise due to Trump’s tariffs, with many fearing recession and financial uncertainty ahead.

  • Bankruptcy News: Key Economic Updates You Need to Know

    Bankruptcy News highlights economic challenges, including closing businesses and rising farmer bankruptcies nationwide.

  • Medicaid Cuts, Bankruptcy, and the Big Beautiful Bill

    The Big Beautiful Bill threatens healthcare, increases bankruptcies, and exacerbates economic instability and misinformation.

  • The Big Beautiful Debt: A July 4th Legacy Re-Examined

    Prof. Hernandez analyzes the $39 trillion debt crisis, the SCOTUS ruling declaring tariffs illegal, and the surge in bankruptcy filings following the Big Beautiful Bill.

  • The Toolbelt Generation: Why Gen-Z is Trading Keyboards for Hammers

    Bankruptcy Attorney & Law Prof. Hernandez explores why Gen-Z is trading keyboards for toolbelts. Discover the truth about AI “onboarding” scams, Gen-X skepticism, and the irony of the new “lazy” economy.

  • Latest in Bankruptcy News

    “Bankruptcy News” offers updates on bankruptcy law developments as consumers and businesses adapt to the ever changing economic landscape.

  • From Warning to Reality: Tracking the 2026 “Red Rural Recession”

    Prof. Hernandez analyzes why the “Red Rural Recession” is no longer a warning, but a 2026 reality. Explore how federal cuts and the Chapter 12 surge hit the kitchen table.

  • 2026 Guide: Understanding Bankruptcy Exemptions in Guam

    Understand the 2026 Guam bankruptcy exemptions and how they protect your assets when filing for bankruptcy under federal guidelines.

  • The Latest Tariffs News

    Companies navigate tariff impacts as consumer confidence declines and price hikes emerge in the U.S.

  • The Household Debt Crisis Driving the 2026 Bankruptcy Wave

    Learn how the household debt crisis & bankruptcy wave are unfolding in 2026 & what legal options protect families facing rising delinquencies.

  • The Chapter 13 Marathon: Why You Need Permission Before Taking on New Debt

    New debt in Chapter 13 is permanent and requires court approval. Learn how the “Motion to Incur Debt” protects your case, explained by a Bankruptcy Attorney & Law Professor.

  • Bankruptcy’s Timing Mistake: Medical Bills & Debt You Can’t Erase

    Post‑petition debt is permanent, making bankruptcy timing critical. Learn how the snapshot rule protects you, explained by a Bankruptcy Attorney & Law Professor.

  • 401(k) Loans in Chapter 13: The Step‑Up Trap That Can Break Your Plan

    A 401(k) loan in Chapter 13 can trigger a step‑up trap that raises your plan payments. Bankruptcy Attorney & Law Professor explains.

  • How Your 401(k) Withdrawal Can Sabotage Your Chapter 7 Means Test

    Bankruptcy Attorney & Law Professor explains how a 401k withdrawal impacts the Chapter 7 bankruptcy Mean Test.

  • The Hidden Small‑Business Bankruptcy Wave: From Chapter 11 to 7

    Small‑business bankruptcies are rising as owners shift from Chapter 11 to Chapter 7. Learn how tariffs, rates, leases, and personal liability drive liquidation

  • How Retirement Contributions Affect a Bankruptcy Case

    Bankruptcy Attorney & Law Professor explains how 401(k) & IRA retirement contributions affect your disposable income in bankruptcy.

  • 401(k) Loans in Bankruptcy: Why They Are Listed as Secured Debt

    As living costs rise in 2026, 401(k) loans are becoming more common, yet many don’t realize they are classified as secured debt. Prof. Hernandez explains why these loans aren’t dischargeable in bankruptcy and the severe tax penalties of defaulting.

  • How Spirit Airlines’ Collapse Compares to the American Household

    Rising costs are grounding families like Spirit Airlines. Learn how inflation is pushing household budgets to a breaking point.

  • The Perfect Storm: From Rural America, to the Boardroom, to the Kitchen Table

    Prof. Hernandez analyzes the “Perfect Storm”: Linking the Chapter 12 farm surge to corporate insolvency and the rise of household debt survival tactics.