Miami Lawyers

  • The Big Beautiful Bill: What Comes Next?

    The Big Beautiful Bill awaits Trump’s signature, promising significant savings for the wealthy and losses for low-income households.

  • Understanding the Hawaii Bankruptcy Exemptions

    Hawaii offers specific bankruptcy exemptions, allowing debtors to protect assets but requires residency compliance.

  • Economic News Update: Tariffs, Recession Signals, and More

    Economic concerns rise due to Trump’s tariffs, with many fearing recession and financial uncertainty ahead.

  • Bankruptcy News: Key Economic Updates You Need to Know

    Bankruptcy News highlights economic challenges, including closing businesses and rising farmer bankruptcies nationwide.

  • Medicaid Cuts, Bankruptcy, and the Big Beautiful Bill

    The Big Beautiful Bill threatens healthcare, increases bankruptcies, and exacerbates economic instability and misinformation.

  • The Big Beautiful Debt: A July 4th Legacy Re-Examined

    Prof. Hernandez analyzes the $39 trillion debt crisis, the SCOTUS ruling declaring tariffs illegal, and the surge in bankruptcy filings following the Big Beautiful Bill.

  • The Toolbelt Generation: Why Gen-Z is Trading Keyboards for Hammers

    Bankruptcy Attorney & Law Prof. Hernandez explores why Gen-Z is trading keyboards for toolbelts. Discover the truth about AI “onboarding” scams, Gen-X skepticism, and the irony of the new “lazy” economy.

  • Latest in Bankruptcy News

    “Bankruptcy News” offers updates on bankruptcy law developments as consumers and businesses adapt to the ever changing economic landscape.

  • From Warning to Reality: Tracking the 2026 “Red Rural Recession”

    Prof. Hernandez analyzes why the “Red Rural Recession” is no longer a warning, but a 2026 reality. Explore how federal cuts and the Chapter 12 surge hit the kitchen table.

  • 2026 Guide: Understanding Bankruptcy Exemptions in Guam

    Understand the 2026 Guam bankruptcy exemptions and how they protect your assets when filing for bankruptcy under federal guidelines.

  • Understanding the Chapters 7, 11, and 13 Bankruptcy Surge in 2026

    Prof. Hernandez breaks down the surge in Chapter 7, 11, and 13 bankruptcy filings. See the 2025 year-end data and what it means for the 2026 economy.

  • The 76% Spike in Business Bankruptcy Filings

    Prof. Hernandez analyzes the 76% January spike in corporate bankruptcy. Discover the “Consumer Effect” and why the 2026 Financial Reset is accelerating.

  • Dealing with the “Reaffirmation Ambush”: Creditor Tactics and the 11th-Hour Timing

    Prof. Hernandez exposes the “Reaffirmation Ambush”—when creditors wait until the last minute to send agreements. Learn how to handle 11th-hour tactics and avoid being blamed for lender delays.

  • Why Your Mortgage and Car Payments Are “Invisible” After Bankruptcy

    Payments missing from your credit report? Bankruptcy Attorney & published Law Professor Hernandez explains why mortgage and auto loans go unreported after bankruptcy and how to fix it.

  • Why Your Lawyer Won’t Sign Your Reaffirmation Agreement: The Part C Liability Trap

    Bankruptcy attorney and law professor explains why your attorney refuses to sign Part C of a reaffirmation agreement. Discover the “undue hardship” math and how to keep your car without the risk.

  • Understanding the Federal Homestead Wildcard Exemption in 2026

    Professor Alexander Hernandez explains the 2026 Federal Homestead Exemption ($31,575) and how the “unused” portion creates a $17,475 Wildcard to save your cash and car.

  • The 1,215 Day Rule versus the Federal Exemptions. Which Law Protects Your Home in 2026?

    Confused by the $214,000 cap and the $31,575 exemption? This head-to-head comparison explains which federal bankruptcy number protects your home equity in 2026.

  • Understanding the Federal Bankruptcy Homestead Exemption Limits

    What is the federal bankruptcy homestead exemption limits for 2026? Learn about the $31,575 & why it differs from the 1,215-day cap.

  • Understanding the Bankruptcy Homestead Exemption and the 1,215-Day Rule

    What is the 1,215-day rule? Learn how this 40-month clock caps homestead equity at $214,000 in 2026 and why it’s different from federal exemption limits.

  • The “Zombie Debt” Trap: The Statute of Limitations vs. Judgment Renewal

    Think your debt expired? A judgment can live for decades through renewals. Learn the difference between the SOL and “Zombie Debt” from Professor Hernandez.