Miami Lawyers
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AI’s End Game: Financial Implications Beyond The Hype
The author questions AI’s future, discussing economic implications and job security amidst rising automation concerns.
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The Economic Impact of Erratic Leadership Affects Us All
Prof. Hernandez analyzes the hidden “Chaos Tax” of running a country like a business. Discover how erratic leadership creates governance risk, devalues global alliances, and adds an estimated $3,000 in debt to the average household in 2026.
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Understanding Evictions During Bankruptcy
Understanding bankruptcy and eviction laws is essential. Here’s what you need to know.
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Understanding the Georgia Bankruptcy Exemptions
Georgia has specific bankruptcy exemptions, emphasizing residency rules and minimal homestead protection.
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The 50% European Union Tariffs Are On Again, No Wait!
Tariff fluctuations create economic uncertainty, leading to hesitation in spending and potential recession risks.
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The Harvard-Trump War. Why You’re Wrong!
Universities like Harvard and Columbia use funding for vital research, driving economic growth and innovation.
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Understanding Florida’s Bankruptcy Exemptions
Florida bankruptcy exemptions protect certain assets; Chapter 7 and 13 filings are significant.
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Understanding the Chapter 7 Bankruptcy Petition: A Step-by-Step Guide
This video series details bankruptcy petitions, focusing on critical filing accuracy and residency requirements.
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Prof. Hernandez: The Nationwide Shutdown of Bahama Breeze
Prof. Hernandez updates the Bahama Breeze shutdown: 14 stores closing permanently and 14 converting. See the full list of impacted locations and why the brand failed.
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Refinancing Your Mortgage in Chapter 13: The Fast Track to a Discharge
Can you refinance your mortgage in Chapter 13 to get an early discharge? Prof. Hernandez explains the court requirements, the 12-month payment rule, and how to pay off creditors to successfully close your case in 2026.
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The Household Debt Crisis Driving the 2026 Bankruptcy Wave
Learn how the household debt crisis & bankruptcy wave are unfolding in 2026 & what legal options protect families facing rising delinquencies.
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The Chapter 13 Marathon: Why You Need Permission Before Taking on New Debt
New debt in Chapter 13 is permanent and requires court approval. Learn how the “Motion to Incur Debt” protects your case, explained by a Bankruptcy Attorney & Law Professor.
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Bankruptcy’s Timing Mistake: Medical Bills & Debt You Can’t Erase
Post‑petition debt is permanent, making bankruptcy timing critical. Learn how the snapshot rule protects you, explained by a Bankruptcy Attorney & Law Professor.
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401(k) Loans in Chapter 13: The Step‑Up Trap That Can Break Your Plan
A 401(k) loan in Chapter 13 can trigger a step‑up trap that raises your plan payments. Bankruptcy Attorney & Law Professor explains.
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How Your 401(k) Withdrawal Can Sabotage Your Chapter 7 Means Test
Bankruptcy Attorney & Law Professor explains how a 401k withdrawal impacts the Chapter 7 bankruptcy Mean Test.
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The Hidden Small‑Business Bankruptcy Wave: From Chapter 11 to 7
Small‑business bankruptcies are rising as owners shift from Chapter 11 to Chapter 7. Learn how tariffs, rates, leases, and personal liability drive liquidation
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How Retirement Contributions Affect a Bankruptcy Case
Bankruptcy Attorney & Law Professor explains how 401(k) & IRA retirement contributions affect your disposable income in bankruptcy.
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401(k) Loans in Bankruptcy: Why They Are Listed as Secured Debt
As living costs rise in 2026, 401(k) loans are becoming more common, yet many don’t realize they are classified as secured debt. Prof. Hernandez explains why these loans aren’t dischargeable in bankruptcy and the severe tax penalties of defaulting.
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How Spirit Airlines’ Collapse Compares to the American Household
Rising costs are grounding families like Spirit Airlines. Learn how inflation is pushing household budgets to a breaking point.