Miami Lawyers

  • The Economic Impact of Erratic Leadership Affects Us All

    Prof. Hernandez analyzes the hidden “Chaos Tax” of running a country like a business. Discover how erratic leadership creates governance risk, devalues global alliances, and adds an estimated $3,000 in debt to the average household in 2026.

  • Understanding Evictions During Bankruptcy

    Understanding bankruptcy and eviction laws is essential. Here’s what you need to know.

  • Understanding the Georgia Bankruptcy Exemptions

    Georgia has specific bankruptcy exemptions, emphasizing residency rules and minimal homestead protection.

  • The 50% European Union Tariffs Are On Again, No Wait!

    Tariff fluctuations create economic uncertainty, leading to hesitation in spending and potential recession risks.

  • The Harvard-Trump War. Why You’re Wrong!

    Universities like Harvard and Columbia use funding for vital research, driving economic growth and innovation.

  • Understanding Florida’s Bankruptcy Exemptions

    Florida bankruptcy exemptions protect certain assets; Chapter 7 and 13 filings are significant.

  • The  Fraud Elon Musk and DOGE Discovered

    Elon Musk’s fraud claims reveal minimal findings, highlighting overestimations of his capabilities and misinformation.

  • Understanding the Chapter 7 Bankruptcy Petition: A Step-by-Step Guide

    This video series details bankruptcy petitions, focusing on critical filing accuracy and residency requirements.

  • Prof. Hernandez: The Nationwide Shutdown of Bahama Breeze

    Prof. Hernandez updates the Bahama Breeze shutdown: 14 stores closing permanently and 14 converting. See the full list of impacted locations and why the brand failed.

  • The List of Recent Rite Aid Locations Closing

    Rite Aid is shutting down underperforming stores amid ongoing Chapter 11 bankruptcy proceedings.

  • How the National Debt is Forcing Consumers into Debt and Bankruptcy

    How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.

  • Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers

    Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.

  • Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?

    Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.

  • Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez

    Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.

  • Can You Go to Jail for Debt? The Reality of Debtors’ Prisons

    Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.

  • Why You Should Never File for Bankruptcy on Payday

    Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.

  • Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases

    Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.

  • The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy

    Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.

  • The Statutory Distribution of Debt in Bankruptcy

    A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.

  • The Redfin Delisting Surge: The  “Buying Time” Strategy

    Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.