Miami Lawyers
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The Economic Impact of Erratic Leadership Affects Us All
Prof. Hernandez analyzes the hidden “Chaos Tax” of running a country like a business. Discover how erratic leadership creates governance risk, devalues global alliances, and adds an estimated $3,000 in debt to the average household in 2026.
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Understanding Evictions During Bankruptcy
Understanding bankruptcy and eviction laws is essential. Here’s what you need to know.
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Understanding the Georgia Bankruptcy Exemptions
Georgia has specific bankruptcy exemptions, emphasizing residency rules and minimal homestead protection.
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The 50% European Union Tariffs Are On Again, No Wait!
Tariff fluctuations create economic uncertainty, leading to hesitation in spending and potential recession risks.
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The Harvard-Trump War. Why You’re Wrong!
Universities like Harvard and Columbia use funding for vital research, driving economic growth and innovation.
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Understanding Florida’s Bankruptcy Exemptions
Florida bankruptcy exemptions protect certain assets; Chapter 7 and 13 filings are significant.
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Understanding the Chapter 7 Bankruptcy Petition: A Step-by-Step Guide
This video series details bankruptcy petitions, focusing on critical filing accuracy and residency requirements.
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Prof. Hernandez: The Nationwide Shutdown of Bahama Breeze
Prof. Hernandez updates the Bahama Breeze shutdown: 14 stores closing permanently and 14 converting. See the full list of impacted locations and why the brand failed.
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The List of Recent Rite Aid Locations Closing
Rite Aid is shutting down underperforming stores amid ongoing Chapter 11 bankruptcy proceedings.
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How the National Debt is Forcing Consumers into Debt and Bankruptcy
How the national debt raises borrowing costs, shrinks household budgets, and pushes families toward Chapter 7 or Chapter 13 bankruptcy.
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Avoidance, Abandonment, and the Scope of Bankruptcy Trustee Powers
Learn the Chapter 7 trustee’s powers: understand the one-year insider look-back, post-petition freezes, and statutory abandonment.
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Chapter 7 Bankruptcy and Car Loans: Can You Keep Your Vehicle?
Worried about your vehicle? Learn how Chapter 7 exemptions protect your car loan, how a trustee buy-back works, and the real financial risks of reaffirming.
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Bankruptcy Code Structure: The Different Chapters Explained | Prof. Hernandez
Learn about the U.S. Bankruptcy Code structure from Chapter 7 to Chapter 13. Featured in Consumer Bankruptcy Law by Prof. Hernandez.
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Can You Go to Jail for Debt? The Reality of Debtors’ Prisons
Debunk the debtors’ prison myth. Learn how aggressive creditors exploit state-court contempt loops to trigger civil arrest warrants, and how to stop them.
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Why You Should Never File for Bankruptcy on Payday
Filing bankruptcy on payday is a costly mistake. Learn how the snapshot rule under 11 U.S.C. §541 can trap your paycheck and trigger avoidable financial loss.
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Why Chapter 7 Liquidations Are Outpacing Chapter 13 Cases
Chapter 7 filings are growing at triple the rate of Chapter 13. Learn how escrow shock and the $18.8T household‑debt crisis are driving a wave of liquidations.
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The Hidden Risk of Passive Business Ownership in Consumer Bankruptcy
Does bankruptcy put a relative’s business at risk if your name is on the paperwork? Bankruptcy attorney & law professor Prof. Hernandez analyzes passive equity.
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The Statutory Distribution of Debt in Bankruptcy
A clear guide to how bankruptcy distributes debt, from priority claims to Chapter 13 feasibility and the liquidation test that protects unsecured creditors.
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The Redfin Delisting Surge: The “Buying Time” Strategy
Redfin data shows a surge in delistings as homeowners try to “buy time.” This article explains the risks of becoming an accidental landlord in a tightening economy.