Miami Lawyers

  • Introduction to Chapter 13: The Wage Earner’s Plan

    Clear, authoritative summary of Chapter 13 bankruptcy by Prof. Hernandez, explaining arrearage cures, plan feasibility, disposable income rules, and why many plans fail.

  • Why Mortgage Delinquencies Signal Household Financial Collapse

    Mortgage delinquencies are rising. Learn the early warning signs, why households default, and the steps homeowners should take before missing a mortgage payment.

  • Credit Report Impact on Co‑Debtors When Someone Else Files Bankruptcy

    A debtor’s bankruptcy can severely damage a co‑debtor’s credit report. Learn how misreporting happens and how co‑debtors can dispute inaccuracies.

  • The 70% Default Trap. Why Consumers Lose Debt Lawsuits Before They Even Begin

    Learn why debt lawsuits result in default judgments, and discover how fear, missed responses, and unlawful tactics lead to automatic losses.

  • A Guide to Understanding Kansas Bankruptcy Exemptions

    Clear overview of Kansas bankruptcy exemptions for Chapter 7 and Chapter 13, including residency rules, homestead limits, and protected assets.

  • Short Sale or Bankruptcy? Evaluating Your Strategic Exit Options

    Considering a short sale? Learn the hidden financial and tax risks and why bankruptcy may offer a more strategic, protective path forward.

  • A Guide to Understanding Iowa Bankruptcy Exemptions & Protecting Your Assets

    Iowa bankruptcy exemptions explained. Learn how to protect your assets, how Iowa’s exemptions work, & when Chapter 13 protects non‑exempt assets.

  • Schedule I and J: The Reality of Monthly Cash Flow

    Chapter 7 eligibility requires more than passing the means test. See how Schedules I and J reveal disposable income and shape your bankruptcy outcome.

  • Are You Underwater? How America’s Debt Crisis Increases Personal Bankruptcies

    National debt is surging, raising interest costs and pushing households toward bankruptcy. Learn how federal deficits increase personal financial risk.

  • The Rise in Foreclosures: Why Acting Early Saves Your Home and Your Money

    Foreclosures are on the rise in 2026. Discover how acting early saves your home and your money by avoiding the hidden, escalating costs of legal delay.

  • Becoming the Ideal Bankruptcy Client

    A bankruptcy attorney and professor explains how to be the ideal client. Maximize your success and avoid errors during the 341 Meeting.

  • What to Expect at the 341 Meeting of Creditors

    This YouTube video discusses the 341 meeting of creditors, clarifying roles of trustees and creditors.

  • The Legacy of Tupperware: From Icon to Bankruptcy

    Tupperware has filed for Chapter 11 bankruptcy, aiming to restructure and continue business operations.

  • Navigating the Chapter 13 Timeline: From Filing to Discharge

    Bankruptcy Attorney & Law Professor explains the Chapter 13 process, from the 341 meeting to confirmation hearings & the final discharge.

  • Understanding Personal Loans and Bankruptcy Risks: An Expert Analysis

    A Professor of Bankruptcy Law & Attorney details the risks of repaying family loans. Learn why a Preferential Transfer is illegal.

  • Divorce, Bankruptcy, and Mortgage Refinance – Expert Advice

    Divorce and bankruptcy often go hand in hand, with mortgage issues and quit claim deeds complicating matters.

  • Navient CFPB Settlement on Student Loans for $120 Million

    Navient faces $120M court order, banned from federal loan servicing. Accused of predatory lending, restitution and fine imposed.

  • Big Lots Bankruptcy Update: Store Liquidation Lists & The Aldi Takeover

    Big Lots converted from its Chapter 11 bankruptcy to Chapter 7 liquidation as store closures are converting to new Aldi grocery hubs.

  • Kevin Spacey Foreclosure: Legal Issues and Unusual Living Situation

    This YouTube video discusses Kevin Spacey’s legal issues and bizarre situation of living in foreclosed home.

  • Essential Tips for Hiring a Bankruptcy Lawyer

    Professor Alex provides valuable tips for hiring a bankruptcy lawyer, emphasizing research, specialization, and payment plans.