Miami Lawyers
-
Introduction to Chapter 13: The Wage Earner’s Plan
Clear, authoritative summary of Chapter 13 bankruptcy by Prof. Hernandez, explaining arrearage cures, plan feasibility, disposable income rules, and why many plans fail.
-
Why Mortgage Delinquencies Signal Household Financial Collapse
Mortgage delinquencies are rising. Learn the early warning signs, why households default, and the steps homeowners should take before missing a mortgage payment.
-
Credit Report Impact on Co‑Debtors When Someone Else Files Bankruptcy
A debtor’s bankruptcy can severely damage a co‑debtor’s credit report. Learn how misreporting happens and how co‑debtors can dispute inaccuracies.
-
The 70% Default Trap. Why Consumers Lose Debt Lawsuits Before They Even Begin
Learn why debt lawsuits result in default judgments, and discover how fear, missed responses, and unlawful tactics lead to automatic losses.
-
A Guide to Understanding Kansas Bankruptcy Exemptions
Clear overview of Kansas bankruptcy exemptions for Chapter 7 and Chapter 13, including residency rules, homestead limits, and protected assets.
-
Short Sale or Bankruptcy? Evaluating Your Strategic Exit Options
Considering a short sale? Learn the hidden financial and tax risks and why bankruptcy may offer a more strategic, protective path forward.
-
A Guide to Understanding Iowa Bankruptcy Exemptions & Protecting Your Assets
Iowa bankruptcy exemptions explained. Learn how to protect your assets, how Iowa’s exemptions work, & when Chapter 13 protects non‑exempt assets.
-
Schedule I and J: The Reality of Monthly Cash Flow
Chapter 7 eligibility requires more than passing the means test. See how Schedules I and J reveal disposable income and shape your bankruptcy outcome.
-
Are You Underwater? How America’s Debt Crisis Increases Personal Bankruptcies
National debt is surging, raising interest costs and pushing households toward bankruptcy. Learn how federal deficits increase personal financial risk.
-
The Rise in Foreclosures: Why Acting Early Saves Your Home and Your Money
Foreclosures are on the rise in 2026. Discover how acting early saves your home and your money by avoiding the hidden, escalating costs of legal delay.
-
Understanding Marital Debt and Asset Division in Divorce
Personal loans and credit card debt in divorce depend on equitable distribution, not ownership.
-
Express Stores in Bankruptcy
Express Stores has filed for Chapter 11 bankruptcy, planning to close nearly 100 locations.
-
Are Cosigners Responsible for a Personal Loan?
What are The responsibilities of cosigners on a personal loan and its impact?
-
Rudy Giuliani’s Chapter 11 Bankruptcy Explained
Rudy Giuliani faces bankruptcy due to a $148 million lawsuit and battles with creditors over allegations.
-
Understanding Alex Jones’ Bankruptcy Conversion Strategy
Alex Jones is converting his bankruptcy from Chapter 11 to Chapter 7 after a judgment.
-
Can Bankruptcy Stop a Car Repossession? A Clear Guide for Borrowers
Bankruptcy Attorney & Law Professor Hernandez explains how to stop a car repossession. Learn how Chapter 13 can save your vehicle and how Chapter 7 wipes out deficiency debt as repossessions rise in 2026.
-
Chapter 7 vs Chapter 13 Bankruptcy: Car Loan Solutions
Mandy and Rick faced car loan issues after filing Chapter 7 bankruptcy, leading to Chapter 13 considerations.
-
Missing a Creditor in Bankruptcy? What to Do
If you missed a creditor in your Chapter 7 bankruptcy, you can still address the issue.
-
Rising Mortgage Rates, Divorce, and Bankruptcy
Rising mortgage rates are straining divorce settlements, reducing borrowing power, and increasing long‑term bankruptcy risk—especially when quitclaim deeds leave spouses exposed.
-
Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s
Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.