Miami Lawyers
-
The List of Recent Rite Aid Locations Closing
Rite Aid is shutting down underperforming stores amid ongoing Chapter 11 bankruptcy proceedings.
-
Impacts of the Ongoing Trade War: What to Expect
Below is a summary of my podcast and YouTube discussing the ongoing trade war. Key Points Trade Wars, Non-Existent Trade Deals, and a New Pope It seems our heads are spinning 24/7. We have a new Pope, Robert Francis Prevost, Pope Leo XIV. He was born in Chicago, but resided in Latin America for most…
-
Why the U.S.-Britain Trade Deal is Not What You Think
The supposed U.S.-Britain trade deal is misleading, lacking any concrete agreements or impacts.
-
Weight Watchers is Skinny on Cash
Earlier this week, Weight Watchers filed for Chapter 11 bankruptcy in the U.S. Bankruptcy Court for the District of Delaware. The good news is that their website stated that members will be unaffected. What Went Wrong with Weight Watchers? As I’ve stated consistently throughout my blogs and YouTube videos, businesses need to be fluid and…
-
Why the U.S. Economy Feels Like a Toxic Conflict Relationship
Bankruptcy Attorney & Law Professor Alexander Hernandez explains how 2026 tariffs and Iran war fuel costs are nickel-and-diming households. Protect your budget from rising costs.
-
The Cubanization of the U.S. Economy| Prof. Hernandez
Morgan Stanley predicts a “Cubanized” U.S. economy, emphasizing creativity and resourcefulness in challenges.
-
Understanding the Statute of Limitations on Debt
The statute of limitations limits debt recovery time; expired debts are generally uncollectible through lawsuits.
-
Understanding D.C. Bankruptcy Exemptions: What You Need to Know
D.C. bankruptcy allows choosing federal or local exemptions, with specific residency and asset protection rules.
-
Understanding Trump’s Tax Claims and Executive Orders
Discusses the importance of critical thinking in evaluating political statements and tax systems.
-
How to Protect Yourself from Student Loan Wage Garnishment
Student loans will begin wage garnishment on May 5, 2025; stay financially prepared.
-
The Tenant in the Middle: What Happens When Your Landlord Files Bankruptcy?
If your landlord files for bankruptcy, your lease doesn’t just disappear. Prof. Hernandez explains “accidental landlords,” escrow shock, and how Section 365(h) protects tenant rights during a filing.
-
The Accidental Landlord: How Renting Your House Forfeits Bankruptcy Protection
Learn how renting your home forfeits your homestead exemption in bankruptcy and why “accidental landlords” risk losing their property when filing Chapter 7 or Chapter 13 in 2026.
-
Gambling with a HELOC to Pay Record Credit Card Debt in 2026
Bankruptcy Attorney & Law Professor Hernandez analyzes why using a HELOC to pay off record-high credit card debt in 2026 is a risky “equity stripping” move compared to bankruptcy.
-
Mortgage Defaults Rising: An Escrow Shock Analysis of the 2026 Foreclosure Surge
Mortgage defaults are rising as Escrow Shock drives a 2026 foreclosure surge. Protect yourself with Chapter 13 and remove second mortgages.
-
Understanding the Bankruptcy Rescission Period with Reaffirmation Agreements
Buyer’s remorse? Prof. Hernandez explains how to cancel a reaffirmation agreement within the 60-day rescission period under 11 U.S.C. 524(c).
-
Reaffirmation Agreements: Why “Vulture Creditors” Want Your Signature
Are “vulture creditors” pressuring you to sign a reaffirmation agreement on furniture or electronics? Prof. Hernandez exposes their high-pressure tactics, the “silverware” bluff, and how to protect your bankruptcy fresh start from unnecessary personal liability.
-
Do I Have to Go to Court for a Reaffirmation Agreement?
Bankruptcy Attorney & Law Professor explains when a court appearance is required for a reaffirmation agreement.
-
The Bankruptcy Contradiction: Why Filing Can Raise Your Credit Score
Can filing for bankruptcy actually improve your credit? Prof. Hernandez explains the 2026 “Credit Reset” paradox, DTI benefits, and reaffirmation strategies.
-
The Zombie Store Card: Why Retail Closures are a Hidden Credit Score Landmine
Bankruptcy attorney and law professor explains how retail store closures in 2026 can trigger sudden credit score drops. Learn how “zombie” store cards raise utilization and hurt your FICO.
-
Why Your “Common Sense” is Killing Your Credit Score
Bankruptcy Attorney & Law Professor explains how to improve your credit score while protecting your cash instead of giving large deposits.