Miami Lawyers

  • Impacts of the Ongoing Trade War: What to Expect

    Below is a summary of my podcast and YouTube discussing the ongoing trade war. Key Points Trade Wars, Non-Existent Trade Deals, and a New Pope It seems our heads are spinning 24/7. We have a new Pope, Robert Francis Prevost, Pope Leo XIV. He was born in Chicago, but resided in Latin America for most…

  • Why the U.S.-Britain Trade Deal is Not What You Think

    The supposed U.S.-Britain trade deal is misleading, lacking any concrete agreements or impacts.

  • Weight Watchers is Skinny on Cash

    Earlier this week, Weight Watchers filed for Chapter 11 bankruptcy in the U.S. Bankruptcy Court for the District of Delaware. The good news is that their website stated that members will be unaffected. What Went Wrong with Weight Watchers? As I’ve stated consistently throughout my blogs and YouTube videos, businesses need to be fluid and…

  • Why the U.S. Economy Feels Like a Toxic Conflict Relationship

    Bankruptcy Attorney & Law Professor Alexander Hernandez explains how 2026 tariffs and Iran war fuel costs are nickel-and-diming households. Protect your budget from rising costs.

  • The Cubanization of the U.S. Economy| Prof. Hernandez

    Morgan Stanley predicts a “Cubanized” U.S. economy, emphasizing creativity and resourcefulness in challenges.

  • Understanding the Statute of Limitations on Debt

    The statute of limitations limits debt recovery time; expired debts are generally uncollectible through lawsuits.

  • Understanding D.C. Bankruptcy Exemptions: What You Need to Know

    D.C. bankruptcy allows choosing federal or local exemptions, with specific residency and asset protection rules.

  • Understanding Trump’s Tax Claims and Executive Orders

    Discusses the importance of critical thinking in evaluating political statements and tax systems.

  • How to Protect Yourself from Student Loan Wage Garnishment

    Student loans will begin wage garnishment on May 5, 2025; stay financially prepared.

  • Dismissed with Prejudice and the Prejudice Period

    The “prejudice period” limits bankruptcy refiling after dismissal, lasting 180 days for Chapter 7 and 13.

  • Car Loans and Bankruptcy: How to Keep Your Car

    Filing for bankruptcy? Keep your car but understand car loans, equity, and reaffirmation agreements for cosigners.

  • How I Used a Personal Loan to Improve My Credit Score

    Struggling with credit after foreclosure, I used personal loans to rebuild and improve my credit score.

  • Managing Medical Debt: Bankruptcy vs. Consolidation (Insights from a Law Professor)

    Craig from Naples, Florida inquires about the best option for his wife: debt consolidation or bankruptcy. Considering her ongoing medical treatments and substantial medical bills, bankruptcy may be the more suitable choice. Bankruptcy eligibility, dischargeable debts, and individual circumstances should be evaluated with the assistance of a local attorney for personalized advice.

  • Does Filing for Bankruptcy Wipe Out My Mortgage

    Bankruptcy and mortgages are complex. Chapter 13 lien stripping can reduce a second mortgage, but secured debt isn’t discharged. Get expert legal help.

  • Avoid the Pitfalls of Balance Transfers

    Balance transfers can reduce debt faster and save money, but read the fine print carefully.

  • Business Bankruptcies Up 72%: Professor Explains the Crisis

    Business and consumer bankruptcies are rising post-COVID, with significant increases in Chapter 11 filings.

  • Crucial Update: Navigating the SAVE Plan for Student Loan Forgiveness in Late 2025

    New student loan forgiveness updates announced, including the Saving on a Valuable Education Plan.

  • Understanding Nondischargeable Debts in Bankruptcy

    Bankruptcy doesn’t eliminate all debts; criminal fraud, back taxes, and domestic support obligations are non-dischargeable.

  • Understanding Chapter 7 Bankruptcy and Exemptions

    Chapter 7 bankruptcy offers debt relief through exemptions and a means test, protecting assets from liquidation.

  • A Fresh Start: The Mission of Bankruptcy.blog

    Learn the mission behind Bankruptcy.blog, a national attorney‑authored platform providing clear, accessible bankruptcy education.