Miami Lawyers

  • Why Abolishing the IRS is a Recipe for Economic Disaster

    Abolishing the IRS risks financial instability, contradicts historical lessons, and presents impractical implications for loans.

  • Burner Phones: U.S. Customs and Border Protection

    Burner phones recommended as protection against border phone checks.

  • Voting Against Self-Interest: The Economic Consequences

    Prof. Hernandez analyzes the 2026 economic slowdown and the “nickel and dimed” affordability crisis. Explore the data on $18T in debt, DOGE audits, and the $14.5T immigration surplus.

  • Trump Denies North Carolina FEMA

    Political and financial chaos is affecting everyone, necessitating individual preparation for future instability.

  • The Death Master File: Financial Disaster and Protecting Your Assets

    The Social Security Administration’s Death Master File is flagging living persons as dead. Expert advice on how to secure your bank accounts.

  • The Trump DOJ Adds to the Chaos in Politics: The Economic Ripple Effect

    Chaos in politics disrupts stability, affecting markets and businesses while harming economic growth overall.

  • Preparing for a Recession: Decisions Have Consequences

    Be prepared for potential recession impacts; prioritize financial caution and avoid impulsive decisions now.

  • Consider Freezing Your Credit Now Thanks to DOGE

    To protect against data breaches, I froze my credit, ensuring security and peace of mind.

  • What Hooters’ Bankruptcy Teaches Consumers About Lease Rejection

    Bankruptcy Attorney & Law Professor Hernandez explains how Hooters’ lease rejection strategy under Section 365 can help debtors surrender cars and apartments.

  • Understanding Delaware Bankruptcy Exemptions

    Delaware bankruptcy exemptions protect assets like homes and vehicles while determining filing chapters.

  • The New 2026 Small Business Bankruptcy Debt Limits Under Chapter 11

    Small‑business bankruptcy debt limits are shifting, and the proposed $7.5 million Subchapter V cap could reshape eligibility and filing strategy for distressed businesses.

  • The Legal Hierarchy, the Supremacy Clause, and Federal Bankruptcy Law

    Explore how the legal hierarchy & Supremacy Clause shape federal bankruptcy practice, establishing uniform rules & court procedures under Title 11.

  • A Guide to Understanding Maine Bankruptcy Exemptions

    Maine bankruptcy exemptions explained for 2026, including homestead, vehicle, personal property, and residency rules. Learn what assets you can protect in Chapter 7 or 13.

  • Understanding Bankruptcy Jurisdiction: Why It Is a Federal Matter

    A guide on bankruptcy and federal jurisdiction, and why local rules shape daily practice in every district.

  • Beyond the Bankruptcy Petition: The 341 Meeting and Chapter 13 Confirmation Hearings

    Prof. Hernandez explains how Chapter 7 341 meetings differ from Chapter 13 confirmation hearings, and understanding the local court rules.

  • A Guide to Understanding Louisiana Bankruptcy Exemptions

    A guide to the Louisiana bankruptcy exemptions, including homestead, tools of the trade, & personal property protections.

  • What Today’s Bankruptcy Statistics Tell Us About Tomorrow’s Economy

    Bankruptcy is a lagging indicator of household debt, showing how rising costs and record balances shape today’s filings.

  • Chapter 13 Eligibility and §109(e) Debt Limits

    Navigating Chapter 13 bankruptcy limits? Discover why Section 109(e)’s $1.58M secured and $526K unsecured caps create a strict firewall, and avoid hidden eligibility traps.

  • Credit Card Debt Is Surging: Which Path Are You On?

    Facing mounting credit card debt? Find out whether you’re in a slow bleed or a hard crash — and why a legal reset may be the smartest way to regain control.

  • A Guide to Understanding Kentucky Bankruptcy Exemptions

    Kentucky bankruptcy exemptions explained, including homestead, tools of the trade, wildcard rules, and how federal exemptions compare.