Miami Lawyers
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Dismissed with Prejudice and the Prejudice Period
The “prejudice period” limits bankruptcy refiling after dismissal, lasting 180 days for Chapter 7 and 13.
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Why Abolishing the IRS is a Recipe for Economic Disaster
Abolishing the IRS risks financial instability, contradicts historical lessons, and presents impractical implications for loans.
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Burner Phones: U.S. Customs and Border Protection
Burner phones recommended as protection against border phone checks.
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Voting Against Self-Interest: The Economic Consequences
Prof. Hernandez analyzes the 2026 economic slowdown and the “nickel and dimed” affordability crisis. Explore the data on $18T in debt, DOGE audits, and the $14.5T immigration surplus.
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Trump Denies North Carolina FEMA
Political and financial chaos is affecting everyone, necessitating individual preparation for future instability.
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Preparing for a Recession: Decisions Have Consequences
Be prepared for potential recession impacts; prioritize financial caution and avoid impulsive decisions now.
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Consider Freezing Your Credit Now Thanks to DOGE
To protect against data breaches, I froze my credit, ensuring security and peace of mind.
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What Hooters’ Bankruptcy Teaches Consumers About Lease Rejection
Bankruptcy Attorney & Law Professor Hernandez explains how Hooters’ lease rejection strategy under Section 365 can help debtors surrender cars and apartments.
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What Happened to Dollar Tree and Family Dollar Store?
Drastic changes in shopping habits and rising bankruptcies are affecting many businesses nationwide.
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Understanding the 341 Meeting of Creditors and the Rule 2004 Examination
What is the real difference between a 341 Meeting and a Rule 2004 Examination? Prof. Hernandez explains the scope, authority, and strategy behind these bankruptcy tools.
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Podcast: The LLC Myth in Chapter 7 Business Bankruptcy
LLCs provide limited liability, but owners can still be personally liable for business debts.
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Understanding Domestic Support Obligations in Bankruptcy
The video explains domestic support obligations in bankruptcy, emphasizing their priority status and treatment.
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Divorced! You Are Still Liable for the Mortgage
After divorce, signing over the house via a quit claim deed does not remove mortgage liability. This affects credit, loan eligibility, and could lead to foreclosure. The original mortgage contract remains, impacting credit for up to 30 years. Protect yourself by seeking property sale or complete home refinance, and ensuring proof of mortgage pre-approval.
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Student Loan Forgiveness For “Runaway Interest”
The Biden administration’s SAVE plan forgives up to $20,000 in runaway interest for student loan borrowers.
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Vehicle Title Discrepancies and Bankruptcy: The “Control” Principle
Vehicle titles can create major bankruptcy risks. Understand ownership issues, equity exposure, fraudulent transfers, and how Chapter 13 and cramdown can protect your car.
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Are LLCs Bulletproof? Understanding Business Bankruptcy & Personal Liability
Bankruptcy Attorney and Law Professor Prof. Hernandez analyzes the limitations of the LLC shield, examining how personal guarantees and bankruptcy impact your personal assets and business liability.
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Which Red Lobster Locations Are Closing? Here’s the List
Red Lobster is closing fifty locations amid bankruptcy rumors and recent equipment auctions.
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Great! The Bankruptcy Trustee Abandoned Your Car
Filing for bankruptcy involves a 341 meeting of creditors, trustee’s questions, and protecting your vehicle.