Miami Lawyers
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Understanding Delaware Bankruptcy Exemptions
Delaware bankruptcy exemptions protect assets like homes and vehicles while determining filing chapters.
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Liberation Day or “Tax the Consumer” Day? The True Cost of Political Doublespeak
Bankruptcy Attorney & Law Prof. Alex Hernandez analyzes how Liberation Day and the 2026 labor shortage drive a multi-thousand-dollar “Chaos Tax” on consumers.
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23andMe Bankruptcy: Safeguard Your Data Now
With 23andMe’s bankruptcy, protecting personal data and freezing credit is essential for safety.
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Impact of U.S. Tourism Decline on Local Economies
Tourism decline impacts U.S. economy; concerns over safety deter international travelers significantly.
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Why Eliminating the Department of Education Affects Us All
The video addresses misconceptions about the Department of Education’s funding and its potential economic impact.
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Tips for Getting Reimbursements Post-Hurricane
The author discusses hurricane-related financial challenges, insurance reimbursements, and protecting credit scores.
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How the 2025 Recession Could Affect Your Finances
The blog discusses preparing for a potential 2025 recession, reflecting on past personal financial experiences.
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Understanding Connecticut Bankruptcy Exemptions
Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.
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Forever 21 Bankruptcy: All Locations Likely to Close
Forever 21’s bankruptcy leads to more closures, signaling broader retail struggles amidst changing consumer behaviors.
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Protecting Retirement Assets: A Bankruptcy Law Professor’s Analysis of §522 Exemptions for IRAs and 401(k)s
Law Professor: Understand the §522 IRA 401(k) protections in bankruptcy. Protect your retirement from the bankruptcy trustee.
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Systemic Failure and the Mortgage Crisis: An Analytical Review of Inside Job
A bankruptcy attorney & professor analyzes Inside Job. Explore systemic failures, predatory lending, and their impact on today’s financial landscape.
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Chapter 7 & 13: Navigating Tax Refund Asset Protections
Don’t lose your tax refund in bankruptcy. Learn the legal strategies of timing & exemption analysis under Chapter 7 or 13 bankruptcy.
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Who Pays for the Personal Loan in a Divorce? Equitable Distribution Explained
Bankruptcy Attorney and Law Professor explains how personal loans and premarital debts are divided in a divorce. Learn why “equitable distribution” means the name on the loan is secondary to when the debt was incurred and how to protect your assets.
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The Hidden Cost of Credit Reporting Errors
Nearly 50% of credit reports contain errors. Prof. Hernandez analyzes how these inaccuracies create ‘moral character’ flags, derail professional licensure, and cause ‘last-mile’ failures in home purchases.
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Understanding Domestic Support Obligations (DSO) in Bankruptcy: A Law Professor’s Guide
Bankruptcy Attorney and Law Professor explains how Domestic Support Obligations (DSO)—child support and alimony—are NON-DISCHARGEABLE in Chapter 7 and Chapter 13 bankruptcy.
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Red Lobster Files Bankruptcy
Bankruptcy Attorney & Law Professor analyzes Red Lobster’s Chapter 11 filing. Get the critical facts on corporate reorganization, debt restructuring, location closings, and what it signals for consumers.
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Facing Foreclosure: Understanding Your Options and How Bankruptcy Can Help
Facing foreclosure? Explore practical options—from deeds in lieu and loan workouts to how Chapter 7 or Chapter 13 bankruptcy can pause foreclosure and protect your home.
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Bankruptcy Tips: Handling Omitted Creditors
Learn what to do if you forget to list a creditor in a Chapter 7 bankruptcy filing.