Miami Lawyers

  • Liberation Day or “Tax the Consumer” Day? The True Cost of Political Doublespeak

    Bankruptcy Attorney & Law Prof. Alex Hernandez analyzes how Liberation Day and the 2026 labor shortage drive a multi-thousand-dollar “Chaos Tax” on consumers.

  • Avoid a Social Security Clawback from DOGE

    Concerns arise over Social Security fraud claims, delays in payments, and protecting funds from clawbacks.

  • 23andMe Bankruptcy: Safeguard Your Data Now

    With 23andMe’s bankruptcy, protecting personal data and freezing credit is essential for safety.

  • Impact of U.S. Tourism Decline on Local Economies

    Tourism decline impacts U.S. economy; concerns over safety deter international travelers significantly.

  • Why Eliminating the Department of Education Affects Us All

    The video addresses misconceptions about the Department of Education’s funding and its potential economic impact.

  • Tips for Getting Reimbursements Post-Hurricane

    The author discusses hurricane-related financial challenges, insurance reimbursements, and protecting credit scores.

  • How the 2025 Recession Could Affect Your Finances

    The blog discusses preparing for a potential 2025 recession, reflecting on past personal financial experiences.

  • Understanding Connecticut Bankruptcy Exemptions

    Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.

  • Forever 21 Bankruptcy: All Locations Likely to Close

    Forever 21’s bankruptcy leads to more closures, signaling broader retail struggles amidst changing consumer behaviors.

  • Odds Are We Facing a 40% Trump Recession in 2025?

    The content discusses potential economic instability due to tariffs and government actions, urging financial preparedness for a looming recession.

  • Car Loans and Bankruptcy: How to Keep Your Car

    Filing for bankruptcy? Keep your car but understand car loans, equity, and reaffirmation agreements for cosigners.

  • How I Used a Personal Loan to Improve My Credit Score

    Struggling with credit after foreclosure, I used personal loans to rebuild and improve my credit score.

  • Managing Medical Debt: Bankruptcy vs. Consolidation (Insights from a Law Professor)

    Craig from Naples, Florida inquires about the best option for his wife: debt consolidation or bankruptcy. Considering her ongoing medical treatments and substantial medical bills, bankruptcy may be the more suitable choice. Bankruptcy eligibility, dischargeable debts, and individual circumstances should be evaluated with the assistance of a local attorney for personalized advice.

  • Does Filing for Bankruptcy Wipe Out My Mortgage

    Bankruptcy and mortgages are complex. Chapter 13 lien stripping can reduce a second mortgage, but secured debt isn’t discharged. Get expert legal help.

  • Avoid the Pitfalls of Balance Transfers

    Balance transfers can reduce debt faster and save money, but read the fine print carefully.

  • Business Bankruptcies Up 72%: Professor Explains the Crisis

    Business and consumer bankruptcies are rising post-COVID, with significant increases in Chapter 11 filings.

  • Crucial Update: Navigating the SAVE Plan for Student Loan Forgiveness in Late 2025

    New student loan forgiveness updates announced, including the Saving on a Valuable Education Plan.

  • Understanding Nondischargeable Debts in Bankruptcy

    Bankruptcy doesn’t eliminate all debts; criminal fraud, back taxes, and domestic support obligations are non-dischargeable.

  • Understanding Chapter 7 Bankruptcy and Exemptions

    Chapter 7 bankruptcy offers debt relief through exemptions and a means test, protecting assets from liquidation.

  • A Fresh Start: The Mission of Bankruptcy.blog

    Learn the mission behind Bankruptcy.blog, a national attorney‑authored platform providing clear, accessible bankruptcy education.