Miami Lawyers

  • Liberation Day or “Tax the Consumer” Day? The True Cost of Political Doublespeak

    Bankruptcy Attorney & Law Prof. Alex Hernandez analyzes how Liberation Day and the 2026 labor shortage drive a multi-thousand-dollar “Chaos Tax” on consumers.

  • Avoid a Social Security Clawback from DOGE

    Concerns arise over Social Security fraud claims, delays in payments, and protecting funds from clawbacks.

  • 23andMe Bankruptcy: Safeguard Your Data Now

    With 23andMe’s bankruptcy, protecting personal data and freezing credit is essential for safety.

  • Impact of U.S. Tourism Decline on Local Economies

    Tourism decline impacts U.S. economy; concerns over safety deter international travelers significantly.

  • Why Eliminating the Department of Education Affects Us All

    The video addresses misconceptions about the Department of Education’s funding and its potential economic impact.

  • Tips for Getting Reimbursements Post-Hurricane

    The author discusses hurricane-related financial challenges, insurance reimbursements, and protecting credit scores.

  • How the 2025 Recession Could Affect Your Finances

    The blog discusses preparing for a potential 2025 recession, reflecting on past personal financial experiences.

  • Understanding Connecticut Bankruptcy Exemptions

    Connecticut bankruptcy exemptions protect various assets, with specific residency requirements for filing.

  • Forever 21 Bankruptcy: All Locations Likely to Close

    Forever 21’s bankruptcy leads to more closures, signaling broader retail struggles amidst changing consumer behaviors.

  • Odds Are We Facing a 40% Trump Recession in 2025?

    The content discusses potential economic instability due to tariffs and government actions, urging financial preparedness for a looming recession.

  • The Architecture of Bankruptcy: Judges, Trustees, and Creditors

    Demystify the bankruptcy court system with Prof. Hernandez. Learn the distinct roles of Article I judges, private trustees, and the U.S. Trustee.

  • The History & Evolution of Bankruptcy Law| Prof. Hernandez

    Trace the history and evolution of bankruptcy law with Prof. Hernandez. Discover how ancient insolvency debts transformed into modern asset protections.

  • The $18.8 Trillion Household Debt Crisis: Why Older Americans Are Struggling Financially

    Rising household debt is hitting seniors hardest. See why older Americans are struggling financially and the legal protections that can safeguard retirement.

  • The Non-Judicial Foreclosure Myth: How to Force Your Lender Into Court

    Think you can’t stop a non‑judicial foreclosure? Bankruptcy attorney & law professor explains how homeowners can save their home with a court injunction.

  • Foreclosures Are Rising: Understanding Your Rights in a Judicial vs. Non‑Judicial State

    Learn your foreclosure rights in judicial and non‑judicial states and how Chapter 13 can stop a foreclosure and protect your home.

  • Idaho Bankruptcy Exemptions: Protecting Your Assets

    Bankruptcy attorney & law professor explains Idaho’s strict bankruptcy exemption laws, residency rules, and how to protect your assets.

  • Reaffirmation Agreements: Why You Can’t Negotiate Your Car Note in Chapter 7

    Understand the risks in reaffirming a car loan in Chapter 7 bankruptcy and why lenders refuse to negotiate the loan terms.

  • Bankruptcy Petition Preparers vs. Attorneys: The Cost of “Cheap” Advice

    A bankruptcy attorney and law professor warns how petition preparers cross legal lines, risk dismissal, and jeopardize your home, wages, and case.

  • The Social Security Number Error: A Costly Mistake in Your Bankruptcy Petition

    Bankruptcy attorney & law professor explains how a wrong Social Security number on a bankruptcy petition can harm an innocent third party and how to fix it fast.

  • Refinancing Your Mortgage in Chapter 13: The Fast Track to a Discharge

    Can you refinance your mortgage in Chapter 13 to get an early discharge? Prof. Hernandez explains the court requirements, the 12-month payment rule, and how to pay off creditors to successfully close your case in 2026.