Miami Lawyers
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Understanding Bankruptcy Costs: Fees vs. Expenses
Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.
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The Real Victims of Target Boycotts Revealed
Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.
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Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation
Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.
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Why You Should Be Outraged by Medicaid Cuts
Medicaid cuts provoke outrage; Republicans take troubling first steps.
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The Chaos Economy: How Government Instability Increases Household Debt
Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.
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Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case
Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.
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The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions
The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.
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Why Boycotting Target Stores Misses the Point
Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.
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A Personal Reflection on Joann Fabrics and Its Legacy
Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.
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Chaos with Mass IRS Firings
Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.
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The Household Debt Crisis Driving the 2026 Bankruptcy Wave
Learn how the household debt crisis & bankruptcy wave are unfolding in 2026 & what legal options protect families facing rising delinquencies.
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The Chapter 13 Marathon: Why You Need Permission Before Taking on New Debt
New debt in Chapter 13 is permanent and requires court approval. Learn how the “Motion to Incur Debt” protects your case, explained by a Bankruptcy Attorney & Law Professor.
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Bankruptcy’s Timing Mistake: Medical Bills & Debt You Can’t Erase
Post‑petition debt is permanent, making bankruptcy timing critical. Learn how the snapshot rule protects you, explained by a Bankruptcy Attorney & Law Professor.
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401(k) Loans in Chapter 13: The Step‑Up Trap That Can Break Your Plan
A 401(k) loan in Chapter 13 can trigger a step‑up trap that raises your plan payments. Bankruptcy Attorney & Law Professor explains.
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How Your 401(k) Withdrawal Can Sabotage Your Chapter 7 Means Test
Bankruptcy Attorney & Law Professor explains how a 401k withdrawal impacts the Chapter 7 bankruptcy Mean Test.
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The Hidden Small‑Business Bankruptcy Wave: From Chapter 11 to 7
Small‑business bankruptcies are rising as owners shift from Chapter 11 to Chapter 7. Learn how tariffs, rates, leases, and personal liability drive liquidation
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How Retirement Contributions Affect a Bankruptcy Case
Bankruptcy Attorney & Law Professor explains how 401(k) & IRA retirement contributions affect your disposable income in bankruptcy.
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401(k) Loans in Bankruptcy: Why They Are Listed as Secured Debt
As living costs rise in 2026, 401(k) loans are becoming more common, yet many don’t realize they are classified as secured debt. Prof. Hernandez explains why these loans aren’t dischargeable in bankruptcy and the severe tax penalties of defaulting.
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How Spirit Airlines’ Collapse Compares to the American Household
Rising costs are grounding families like Spirit Airlines. Learn how inflation is pushing household budgets to a breaking point.
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The Perfect Storm: From Rural America, to the Boardroom, to the Kitchen Table
Prof. Hernandez analyzes the “Perfect Storm”: Linking the Chapter 12 farm surge to corporate insolvency and the rise of household debt survival tactics.