Monday, August 31, 2026
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Bankruptcy.Blog

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Miami Lawyers

  • Odds Are We Facing a 40% Trump Recession in 2025?

    The content discusses potential economic instability due to tariffs and government actions, urging financial preparedness for a looming recession.

  • Understanding Bankruptcy Costs: Fees vs. Expenses

    Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

  • The Real Victims of Target Boycotts Revealed

    Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.

  • Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation

    Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.

  • Why You Should Be Outraged by Medicaid Cuts

    Medicaid cuts provoke outrage; Republicans take troubling first steps.

  • The Chaos Economy: How Government Instability Increases Household Debt

    Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.

  • Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

    Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

  • The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions

    The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.

  • Why Boycotting Target Stores Misses the Point

    Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.

  • A Personal Reflection on Joann Fabrics and Its Legacy

    Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.

  • Judgment Liens and Home Equity Erosion: The Silent Cost of Ignored Lawsuits

    Bankruptcy attorney and law professor explains how judgment liens trigger home equity erosion. Don’t lose the equity in your home.

  • Navigating a Creditor Lawsuit: The Prove Debt Ownership Defense

    Professor & author’s guide to debt lawsuit defense. Learn to challenge debt ownership, use discovery to delay judgments, and stop garnishment with bankruptcy.

  • Cure Mortgage Arrears: How to Force a Lender to Accept Your Payments

    Stop foreclosure even if your lender refuses payment. Prof. Hernandez explains how to cure mortgage arrears using Chapter 13 and state court motions to compel.

  • The 57-Store Shutdown of Off Fifth Avenue and Financial Reset of Saks Global

    Prof. Hernandez analyzes the Saks Global bankruptcy: 57 Saks Off 5th stores closing and a total “Financial Reset.” View the full list of remaining stores and what this retail collapse means for the 2026 economy.

  • Suing the Government is Your Best Move Against Student Loan Garnishments

    Stop federal student loan garnishment by leveraging the “settlement gap.” Learn why filing an adversary proceeding is the key to forcing a government settlement and discharging debt under the latest DOJ guidance.

  • Mom and Pop Small Businesses Reach Record High in Bankruptcy Filings

    Bankruptcy attorney & law professor reports on the record small business bankruptcies in 2025 caused by the impact of the Trump tariffs.

  • The Motion for Relief from Stay: Check Your Local Bankruptcy Forms First

    Filing for Relief from Stay? Before you draft a motion, check your local bankruptcy court forms. Using mandatory district templates is key to avoiding rejection.

  • The Motion for Relief from Stay Versus The Automatic Stay

    Received a Motion for Relief from Stay? A bankruptcy attorney and law professor explains how creditors try to lift the automatic stay.

  • Bankruptcy Petition Preparers: A Compliance Checklist Under 11 U.S.C. §110

    What are the legal requirements for a bankruptcy petition preparer? Professor Alex Hernandez breaks down 11 U.S.C. § 110, including Form 119, fee limits, and the ban on legal advice.

  • The Hidden Risks of Bankruptcy Petition Preparers: Why “Cheap” Can Be Costly

    Discover the risks of using a bankruptcy petition preparer. Professor Alex Hernandez explains why legal advice, accountability, and court advocacy make a lawyer essential for your fresh start.