Miami Lawyers

  • Understanding Bankruptcy Costs: Fees vs. Expenses

    Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

  • The Real Victims of Target Boycotts Revealed

    Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.

  • Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation

    Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.

  • Why You Should Be Outraged by Medicaid Cuts

    Medicaid cuts provoke outrage; Republicans take troubling first steps.

  • The Chaos Economy: How Government Instability Increases Household Debt

    Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.

  • Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

    Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

  • The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions

    The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.

  • Why Boycotting Target Stores Misses the Point

    Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.

  • A Personal Reflection on Joann Fabrics and Its Legacy

    Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.

  • Chaos with Mass IRS Firings

    Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.

  • Introduction to Chapter 13: The Wage Earner’s Plan

    Clear, authoritative summary of Chapter 13 bankruptcy by Prof. Hernandez, explaining arrearage cures, plan feasibility, disposable income rules, and why many plans fail.

  • Why Mortgage Delinquencies Signal Household Financial Collapse

    Mortgage delinquencies are rising. Learn the early warning signs, why households default, and the steps homeowners should take before missing a mortgage payment.

  • Credit Report Impact on Co‑Debtors When Someone Else Files Bankruptcy

    A debtor’s bankruptcy can severely damage a co‑debtor’s credit report. Learn how misreporting happens and how co‑debtors can dispute inaccuracies.

  • The 70% Default Trap. Why Consumers Lose Debt Lawsuits Before They Even Begin

    Learn why debt lawsuits result in default judgments, and discover how fear, missed responses, and unlawful tactics lead to automatic losses.

  • A Guide to Understanding Kansas Bankruptcy Exemptions

    Clear overview of Kansas bankruptcy exemptions for Chapter 7 and Chapter 13, including residency rules, homestead limits, and protected assets.

  • Short Sale or Bankruptcy? Evaluating Your Strategic Exit Options

    Considering a short sale? Learn the hidden financial and tax risks and why bankruptcy may offer a more strategic, protective path forward.

  • A Guide to Understanding Iowa Bankruptcy Exemptions & Protecting Your Assets

    Iowa bankruptcy exemptions explained. Learn how to protect your assets, how Iowa’s exemptions work, & when Chapter 13 protects non‑exempt assets.

  • Schedule I and J: The Reality of Monthly Cash Flow

    Chapter 7 eligibility requires more than passing the means test. See how Schedules I and J reveal disposable income and shape your bankruptcy outcome.

  • Are You Underwater? How America’s Debt Crisis Increases Personal Bankruptcies

    National debt is surging, raising interest costs and pushing households toward bankruptcy. Learn how federal deficits increase personal financial risk.

  • The Rise in Foreclosures: Why Acting Early Saves Your Home and Your Money

    Foreclosures are on the rise in 2026. Discover how acting early saves your home and your money by avoiding the hidden, escalating costs of legal delay.