Miami Lawyers

  • Understanding Bankruptcy Costs: Fees vs. Expenses

    Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

  • The Real Victims of Target Boycotts Revealed

    Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.

  • Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation

    Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.

  • Why You Should Be Outraged by Medicaid Cuts

    Medicaid cuts provoke outrage; Republicans take troubling first steps.

  • The Chaos Economy: How Government Instability Increases Household Debt

    Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.

  • Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

    Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

  • The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions

    The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.

  • Why Boycotting Target Stores Misses the Point

    Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.

  • A Personal Reflection on Joann Fabrics and Its Legacy

    Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.

  • Chaos with Mass IRS Firings

    Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.

  • Chapter 13 Bankruptcy: Wage Stagnation, Inflation, and the Survival Budget

    Navigating a Chapter 13 plan during inflation? This guide explains feasibility strategies, the liquidation test, and how to effectively manage your repayment plan.

  • The Bankruptcy Tipping Point: Chapter 7, Grocery Inflation, and the Means Test Trap

    How inflation and outdated IRS allowances affect Chapter 7 eligibility in 2026, plus key strategies for navigating the Means Test.

  • Understanding Credit Reports: Disputing Errors Made Easy

    Learn how to identify and dispute common errors on your Equifax, Experian, and TransUnion credit reports. Protect your credit core!

  • The 2026 Rise in Bankruptcy Filings: Why Small Businesses Are Hitting the Debt Wall

    Small businesses are facing mounting debt pressure in 2026. Learn why more owners are turning to Subchapter V to restructure obligations and secure a fresh start.

  • Indiana Bankruptcy Exemptions: Protecting Your Assets

    Protect your assets in Indiana with our expert guide to bankruptcy exemptions. Prof. Hernandez breaks down the tangible and intangible property rules to help you secure a fresh start.

  • Chapter 7 Bankruptcy and Debunking the Liquidation Myth

    Is Chapter 7 always a liquidation? Learn the reality of no-asset cases, the truth about the means test, and why this chapter may not save your home. Read the expert breakdown.

  • The LLC Illusion: Accidental Landlords and Personal Liability in Foreclosures

    Foreclosure rates are at a 7-year high. Don’t fall for the LLC liability trap. Learn why personal guarantees survive title transfers and protect your future.

  • The 2026 Bankruptcy Surge and the New Importance of the Co‑Debtor Stay

    Bankruptcy filings have surged 47%. Learn how the Chapter 13 Co‑Debtor Stay protects co‑signers from zero‑equity auto loans and deficiency lawsuits.

  • Chapter 13 Bankruptcy: The Co-Debtor Stay Advantage

    Protect your co‑signers with this guide to the Chapter 13 Co‑Debtor Stay. Learn how the stay works, its limits, and how to prevent post‑bankruptcy deficiency lawsuits against co‑debtors.

  • Illinois Bankruptcy Exemptions: A Complete Guide to Asset Protection

    Protect your property with this complete guide to Illinois bankruptcy exemptions. Learn how to maximize your asset protection and navigate state-specific rules effectively.