Miami Lawyers

  • Understanding Bankruptcy Costs: Fees vs. Expenses

    Bankruptcy filing fees vary by chapter, with additional costs for attorney services and courses.

  • The Real Victims of Target Boycotts Revealed

    Target boycotts harm employees rather than addressing systemic issues; focus on policy change instead.

  • Trump-Gaza AI Video: Disturbing As We Worry about Trumpflation

    Trump’s AI-generated video sparks controversy, highlighting his focus on entertainment over pressing national issues.

  • Why You Should Be Outraged by Medicaid Cuts

    Medicaid cuts provoke outrage; Republicans take troubling first steps.

  • The Chaos Economy: How Government Instability Increases Household Debt

    Prof. Hernandez analyzes the “Chaos Economy.” Discover how DOGE firings, $1,700 tariff costs, and stagnant wages are driving a 67% surge in small business bankruptcies and an affordability crisis.

  • Strategic Exit: Why You Might Voluntarily Dismiss Your Bankruptcy Case

    Can walking away from your bankruptcy filing be a tactical win? Prof. Hernandez breaks down the strategic use of voluntary dismissal in Chapter 7 and 13 to protect assets and regain control of your financial future.

  • The Hypocrisy of DOGE Checks: Analyzing the Right’s Reactions

    The author critiques right-wing hypocrisy over expected DOGE checks and government funding issues.

  • Why Boycotting Target Stores Misses the Point

    Professor Alex discusses the complexities of boycotting Target, advocating for smarter activism.

  • A Personal Reflection on Joann Fabrics and Its Legacy

    Joann Fabrics is closing over 500 stores following its second Chapter 11 bankruptcy filing.

  • Chaos with Mass IRS Firings

    Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.

  • Chapter 7 Bankruptcy: The Automatic Stay and Co-Signers

    Filing for Chapter 7 with a co-signer? Learn why the automatic stay doesn’t protect them and discover practical strategies to manage the risks.

  • Post-Petition Transfers in Bankruptcy and the Avoidance Powers

    Understand how trustees manage post-petition assets under 11 U.S.C. § 549 and § 554, including avoidance powers and the economic logic behind asset abandonment.

  • The Zero-Equity Trap: How Liquidity Exhaustion is Fueling the Bankruptcy Surge

    Learn how long-term auto loans create zero equity, increase bankruptcy risks, and how Chapter 7 or 13 can offer real financial relief.

  • When Auto Debt Outlives the Car: The Rise of 84‑Month Loans and Bankruptcy

    84‑month auto loans often lead to long‑term negative equity and repossession risk. Learn how bankruptcy can address deficiency balances and protect consumers.

  • Understanding the Motion for Turnover in Bankruptcy Proceedings

    How the Motion for Turnover in bankruptcy under §542 allows debtors to reclaim repossession of seized assets.

  • Saving Your Home After a Foreclosure Sale: The Bankruptcy Strategy

    Can bankruptcy stop a foreclosure after the sale? Learn how filing before title transfer can still protect your home.

  • Regaining Your Car After Repossession: Bankruptcy Options

    Stop car repossession with bankruptcy & force the lender to return your vehicle. Learn how timing and Chapter 13 options work.

  • Willful vs. Negligence: Discharging Injury Debt | Prof. Hernandez

    Can you discharge injury debt in bankruptcy? Prof. Hernandez explains the critical difference between willful, malicious acts and ordinary negligence.

  • Stop Foreclosure Fast: Why Delaying Your Chapter 13 Filing Costs You Thousands

    Avoid common foreclosure traps. Discover why acting early with a Chapter 13 filing helps you minimize legal fees, protect your equity, and secure your financial future.

  • Auto Repossession Risk Hits 32-Year Highs: What Borrowers Need to Know

    Facing auto repossession? Bankruptcy’s automatic stay can stop it, and a Chapter 13 cramdown may lower your loan balance and interest rate.