Miami Lawyers
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Chaos with Mass IRS Firings
Amid IRS firings, chaos threatens federal employment, tax refunds, and economic stability under Trump.
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Republicans Want to Increase Overdraft Fees
Imagine for a moment you have been elected as a member of the House or the Senate, whether in your state or Congress. What would you focus on with this newfound ability to make changes in everybody’s lives? What good would you do with the power you now hold as a member of Congress? Would…
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Understanding Colorado Bankruptcy Exemptions
Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.
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Economic Fears: Is a Trump Recession Inevitable?
Concerns grow over potential economic instability and recession under Trump’s administration amid significant policy changes.
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How Can Mass Resignations Shift Power in Government?
The podcast explores potential mass resignations in federal departments as a protest against government actions.
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How Reciprocal Tariffs Affect Your Finances
A global trade war begins with Trump’s reciprocal tariffs, impacting financial stability and preparation.
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How RFK’s Agenda Could Affect Your Wallet
Chaos in healthcare and politics may worsen personal finances; upcoming bankruptcies are predicted.
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Navigating Total Loss Claims After a Catastrophe
Prof. Hernandez explains the 70% total loss rule and how major repair history can strip 95% of a vehicle’s value, leading to involuntary household debt.
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How the Courts Can Prevent a Constitutional Crisis
The courts have the power to stop executive overreach. A professor of law details how judges must use contempt to hold lawyers accountable.
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Small Business Tariff Inflation and Chapter 7 Bankruptcy in 2026. The Quiet Crisis
Is tariff inflation pushing your small business toward Chapter 7? Prof. Hernandez explains how to bypass the Means Test using the non-consumer debt loophole and navigate personal liability in the 2026 bankruptcy surge.
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How the 2026 Tariffs Affect Chapter 13 Bankruptcy Plans
Discover why 2026 tariff inflation is causing a spike in Chapter 13 plan failures. Prof. Hernandez analyzes the friction between static court budgets and rising costs.
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Tariff Inflation and the Chapter 7 Bankruptcy Means Test Gap
Analyze how 2026 tariff inflation is breaking the Bankruptcy Means Test. Learn why the IRS data lag creates a “Paper Surplus” that blocks Chapter 7 relief.
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Using Your Tax Refund to Hire a Bankruptcy Attorney: A Strategic Guide
Using your tax refund for bankruptcy attorney fees is a strategic “spend down.” Prof. Hernandez explains how this protects your refund and secures your filing.
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Chapter 13 Bankruptcy, Tax Refunds, and Funding the Plan
Learn how to use your tax refund as a strategic asset in Chapter 13. Prof. Hernandez explains how lump-sum refunds can lower monthly payments and prove plan feasibility.
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Chapter 7 Bankruptcy Timing: Is Your Tax Refund Safe in 2026?
Filing Chapter 7 in 2026? Learn how to protect your tax refund using wildcard exemptions. Expert insights on the Child Tax Credit (CTC) vs. EIC and filing timing.
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Strategic Dismissal: Plan B When Chapter 13 Bankruptcy Conversion Fails
Strategic Dismissal: Negotiating with Creditors Outside of Bankruptcy with Prof. Hernandez. Explore how to pivot from a failed Chapter 13 to private settlements, leveraging lump-sum payments while avoiding the pitfalls of dismissal with prejudice.
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The Chapter 13 Conversion: Motions, Objections, and the Liquidation Test
The conversion from Chapter 13 to Chapter 7 isn’t automatic. Prof. Hernandez explores the Motion to Convert, common Trustee objections, and how to pass the mandatory liquidation test.
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A Chapter 13 Cure and Conversion Strategy for Homeowners
Explore the Chapter 13 cure and conversion strategy with Prof. Hernandez. Learn how this tactical pivot helps homeowners save their property and manage debt.
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The 2026 Consumer Bankruptcy Surge: Navigating the Financial Reset
With January layoffs at 2009 levels and 564,613 consumer filings, 2026 is a turning point. Prof. Hernandez (Routledge author) explains your path to solvency.