Miami Lawyers

  • Republicans Want to Increase Overdraft Fees

    Imagine for a moment you have been elected as a member of the House or the Senate, whether in your state or Congress. What would you focus on with this newfound ability to make changes in everybody’s lives? What good would you do with the power you now hold as a member of Congress? Would…

  • Understanding Colorado Bankruptcy Exemptions

    Bankruptcy exemptions in Colorado vary based on residency; protect assets with specific exemption amounts.

  • Economic Fears: Is a Trump Recession Inevitable?

    Concerns grow over potential economic instability and recession under Trump’s administration amid significant policy changes.

  • How Can Mass Resignations Shift Power in Government?

    The podcast explores potential mass resignations in federal departments as a protest against government actions.

  • How Reciprocal Tariffs Affect Your Finances

    A global trade war begins with Trump’s reciprocal tariffs, impacting financial stability and preparation.

  • Filing a Bare-Bones Bankruptcy Petition Quickly

    Emergency bankruptcy petitions offer a quick, temporary solution, requiring minimal information but necessitating follow-up.

  • How RFK’s Agenda Could Affect Your Wallet

    Chaos in healthcare and politics may worsen personal finances; upcoming bankruptcies are predicted.

  • Navigating Total Loss Claims After a Catastrophe

    Prof. Hernandez explains the 70% total loss rule and how major repair history can strip 95% of a vehicle’s value, leading to involuntary household debt.

  • How the Courts Can Prevent a Constitutional Crisis

    The courts have the power to stop executive overreach. A professor of law details how judges must use contempt to hold lawyers accountable.

  • JD Vance is Telegraphing a Constitutional Crisis

    Vice President J.D. Vance’s statements suggest potential executive defiance against judicial authority, risking constitutional crisis.

  • The Architecture of Bankruptcy: Judges, Trustees, and Creditors

    Demystify the bankruptcy court system with Prof. Hernandez. Learn the distinct roles of Article I judges, private trustees, and the U.S. Trustee.

  • The History & Evolution of Bankruptcy Law| Prof. Hernandez

    Trace the history and evolution of bankruptcy law with Prof. Hernandez. Discover how ancient insolvency debts transformed into modern asset protections.

  • The $18.8 Trillion Household Debt Crisis: Why Older Americans Are Struggling Financially

    Rising household debt is hitting seniors hardest. See why older Americans are struggling financially and the legal protections that can safeguard retirement.

  • The Non-Judicial Foreclosure Myth: How to Force Your Lender Into Court

    Think you can’t stop a non‑judicial foreclosure? Bankruptcy attorney & law professor explains how homeowners can save their home with a court injunction.

  • Foreclosures Are Rising: Understanding Your Rights in a Judicial vs. Non‑Judicial State

    Learn your foreclosure rights in judicial and non‑judicial states and how Chapter 13 can stop a foreclosure and protect your home.

  • Idaho Bankruptcy Exemptions: Protecting Your Assets

    Bankruptcy attorney & law professor explains Idaho’s strict bankruptcy exemption laws, residency rules, and how to protect your assets.

  • Reaffirmation Agreements: Why You Can’t Negotiate Your Car Note in Chapter 7

    Understand the risks in reaffirming a car loan in Chapter 7 bankruptcy and why lenders refuse to negotiate the loan terms.

  • Bankruptcy Petition Preparers vs. Attorneys: The Cost of “Cheap” Advice

    A bankruptcy attorney and law professor warns how petition preparers cross legal lines, risk dismissal, and jeopardize your home, wages, and case.

  • The Social Security Number Error: A Costly Mistake in Your Bankruptcy Petition

    Bankruptcy attorney & law professor explains how a wrong Social Security number on a bankruptcy petition can harm an innocent third party and how to fix it fast.

  • Refinancing Your Mortgage in Chapter 13: The Fast Track to a Discharge

    Can you refinance your mortgage in Chapter 13 to get an early discharge? Prof. Hernandez explains the court requirements, the 12-month payment rule, and how to pay off creditors to successfully close your case in 2026.